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Why choose HDFC Bank Credit Cards

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What you can expect from your card

Best in class features available with HDFC Bank Credit Cards:

  • Reward points on eligible spends across everyday and lifestyle categories.

  • Cashback benefits on select transactions based on your card features.

  • Travel privileges including airport lounge access on eligible variants.

  • Dining privileges through curated restaurant and partner offers.

  • Fuel benefits with surcharge waivers at select fuel stations.

  • EMI options to convert eligible spends into simple manageable instalments.

  • Contactless payments for faster and secure in-store transactions.

  • Digital controls to manage limits, usage and spend tracking.

  • Welcome benefits available on select cards at the time of joining.

  • Enhanced security with advanced authentication layers.

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Privileges that you would like to have on your card

Choose from our range of Credit Cards

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Millennia Credit Card

Feature

  • 5% Cashback On Amazon, Flipkart, Myntra, Swiggy, Zomato And More.
  • ₹1000 Worth Gift Voucher On Spends Of ₹1 Lakh Per Calendar Quarter
  • Get 10% Additional Discount On Swiggy Dineout

Cashbacks On:

Amazon, Flipkart, Myntra, Swiggy, Zomato & many more

IndianOil HDFC Bank Credit Card

IndianOil Credit Card

Features:

  • Earn Up To 50 Litres Of Free Fuel Annually
  • Earn 5% Of Your Spends As Fuel Points At Indianoil Outlets
  • Earn 5% Of Your Spends As Fuel Points On Groceries And Bill Payments

FuelPoints On

IndianOil XTRAREWARDSTM Program (IXRP) membership

Benefits:

Pixel Play Credit Card

Pixel Play Credit Card

The Born Digital Range of Credit Cards 

Features

  • Up To 5% Cashback On Select Categories
  • Customisable Design & Billing Cycle
  • Manage Card Easily On Payzapp

CashBack On:

Book My Show, MakeMyTrip, Zomato & many more

Benefits:

Freedom Credit Card

Freedom Credit Card

Features

  • 10x Cashpoints On Select Merchants
  • Get Additional 10% Off Via Swiggy Dineout
  • Up To 50 Days Of Interest Free Period

CashBack On:

Big Basket, BookMyShow, OYO & many more

Benefits:

Millenia Credit Card

The Best CashBack Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashbacks On

Cult.fit, Flipkart, Myntra & many more many more

Benefits:

Didn't find the card that you are looking for ?

Select from our wide range of cards that's suits you

INFINIA Metal Edition Card

INFINIA Metal Edition

By Invite Only

Features:

  • Complimentary Club Marriott Membership
  • Stay & Dining Benefits At Itc Hotels
  • 7 Global Personal Concierge Service

CashBack On:

SmartBuy

Benefits:

Diners Club Black Metal Edition Credit Card

Diners Club Black Metal Edition Credit Card

Global Belonging, Ready for You.

Feature

  • 10,000 Points On Quarterly Spends Of ₹4l
  • 6 Complimentary Golf Games
  • Unlimited Airport Lounge Access

Cashbacks On:

SmartBuy & Dining

Benefits:

Millenia Credit Card

The Best CashBack Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashbacks On

Cult.fit, Flipkart, Myntra & many more many more

Benefits:

Didn't find the card that you are looking for ?

Select from our wide range of cards that's suits you

Millennia Credit Card

Feature

  • 5% Cashback On Amazon, Flipkart, Myntra, Swiggy, Zomato And More.
  • ₹1000 Worth Gift Voucher On Spends Of ₹1 Lakh Per Calendar Quarter
  • Get 10% Additional Discount On Swiggy Dineout

Cashbacks On:

Amazon, Flipkart, Myntra, Swiggy, Zomato & many more

MoneyBack Plus Credit Card

MoneyBack+ Credit Card

The Most Rewarding Card for Household Spends

Features:

  • 10x Cashpoints(3.3% Valueback) At Select Merchants
  • Gift Voucher Worth Upto ₹500 On Spends On ₹50,000 Per Calendar Quarter
  • 10% Additional Discount On Swiggy Dineout

CashBack On:

Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket

Benefits:

Freedom Credit Card

Freedom Credit Card

Features

  • 10x Cashpoints On Select Merchants
  • Get Additional 10% Off Via Swiggy Dineout
  • Up To 50 Days Of Interest Free Period

CashBack On:

Big Basket, BookMyShow, OYO & many more

Benefits:

Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus Credit Card

Extraordinary Rewards, Ready for You.

Features:

  • 2% Back As Neucoins On Tata Neu And Partner Tata Brand Spends
  • Additional 5% Back As Neucoins On Selected Tata Neu Spends, Post Registering For Tata Neupass
  • 1% Back As Neucoins On Other Eligible Non Upi Spends

Rewards On:

<p>1 NeuCoin = ₹1, redeemable on Tata Neu App</p>

PhonePe Ultimo

PhonePe HDFC Bank Ultimo Credit Card

Features:

  • 10% Reward Points On Select Phonepe Categories
  • 5% Reward Points On Select Online Brands
  • 1% Reward Points On All Scan & Pay Transactions

Reward Points On:

Amazon, Flipkart, Myntra & many more

Benefits:

HDFC Bank UPI RuPay Credit Card

PhonePe HDFC Bank Uno Credit Card

Features:

  • 2% Reward Points On Select Phonepe Categories
  • 1% Reward Points On Select Online Brands
  • 1% Reward Points On All Scan & Pay Transactions

Reward Points On:

Amazon, Flipkart, Myntra & many more

Benefits:

Millenia Credit Card

The Best CashBack Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashbacks On

Cult.fit, Flipkart, Myntra & many more many more

Benefits:

Didn't find the card that you are looking for ?

Select from our wide range of cards that's suits you

IndianOil HDFC Bank Credit Card

IndianOil Credit Card

Features:

  • Earn Up To 50 Litres Of Free Fuel Annually
  • Earn 5% Of Your Spends As Fuel Points At Indianoil Outlets
  • Earn 5% Of Your Spends As Fuel Points On Groceries And Bill Payments

FuelPoints On

IndianOil XTRAREWARDSTM Program (IXRP) membership

Benefits:

Marriott Bonvoy HDFC Bank Credit Card

Marriott Bonvoy HDFC Bank Credit Card

UNMATCHED LUXURY. READY FOR YOU.

Features

  • Complimentary Stay At Marriott Bonvoy
  • Earn Up To 15,000 Points
  • Marriott Bonvoy Silver Elite Status

CashBack On:

Marriott Bonvoy Points

Benefits:

IRCTC HDFC Bank Credit Card

IRCTC HDFC Bank Credit Card

There's a train ride in every swipe

Features

  • 5 Reward Points On Irctc Website And App
  • Gift Voucher Worth ₹500
  • Complimentary Access To Irctc Executive Lounge

CashBack On:

SmartBuy & IRCTC

Benefits:

Millenia Credit Card

The Best CashBack Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashbacks On

Cult.fit, Flipkart, Myntra & many more many more

Benefits:

Didn't find the card that you are looking for ?

Select from our wide range of cards that's suits you

Diners Club Privilege Credit Card

Diners Club Privilege Credit Card

Global Belonging Ready for You

Features:

  • ‘buy One, Get One’ On Bookmyshow
  • 5x Reward Points On Swiggy & Zomato
  • 8 Free Airport Lounge Access Worldwide

Cashbacks On:

<p>Swiggy, Zomato &amp; SmartBuy</p>

Tata Neu Infinity HDFC Bank Credit Card

Tata Neu Infinity HDFC Bank Credit Card

Extraordinary Rewards. Ready for You.

Features:

  • 5% Back As Neucoins On Tata Neu And Partner Tata Brand Spends
  • Additional 5% Back As Neucoins On Selected Tata Neu Spends, Post Registering For Tata Neupass
  • 1.5% Back As Neucoins On Other Eligible Non Upi Spends

Rewards On:

1 NeuCoin = ₹1, redeemable on Tata Neu App

Shoppers Stop Black HDFC Bank Credit Card

Shoppers Stop Black HDFC Bank Credit Card

Rewarding Style. Ready for You

Features:

  • 7% Reward Points On Shoppers Stop Purchases
  • Welcome Voucher Worth ₹1,500
  • Shoppers Stop Black Membership

Reward Points On:

Shoppers Stop Purchases

Benefits:

Shoppers Stop HDFC Bank Credit Card

Shoppers Stop HDFC Bank Credit Card

Rewarding Style, Ready for you

Features:

  • 3% Reward Points On Shoppers Stop Purchases
  • Welcome Voucher Worth ₹500
  • Shoppers Stop Silver Edge Membership

Reward Points On:

Shoppers Stop Purchases

Benefits:

Regalia Gold Credit Card

Regalia Gold Credit Card

Experience the Golden Side of Life

Feature

  • Gift Voucher Worth ₹2,500*
  • Complimentary Memberships
  • 5x Reward Points On Top Brands

Cashbacks On

Myntra, Nykaa, Reliance Digital & many more

Benefits:

Millenia Credit Card

The Best CashBack Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashbacks On

Cult.fit, Flipkart, Myntra & many more many more

Benefits:

Didn't find the card that you are looking for ?

Select from our wide range of cards that's suits you

Pixel Play Credit Card

Pixel Play Credit Card

The Born Digital Range of Credit Cards 

Features

  • Up To 5% Cashback On Select Categories
  • Customisable Design & Billing Cycle
  • Manage Card Easily On Payzapp

CashBack On:

Book My Show, MakeMyTrip, Zomato & many more

Benefits:

Pixel Go Credit Card

Pixel Go Credit Card

The Born Digital Range of Credit Cards

Features

  • 1% Cashback On Select Transactions
  • Shop Now, Pay Later In Emis
  • 25% Off On Restaurants Via Swiggy Dineout

CashBack On:

<p>UPI spends</p>

HDFC Bank UPI RuPay Credit Card

HDFC Bank UPI RuPay Credit Card

Features:

  • Up To 3% Cashpoints On Daily, Utility & Other Spends
  • Interest Free Credit Period
  • Renewal Fee Waiver

CashBack On:

Cashpoint Redemption

Millenia Credit Card

The Best CashBack Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashbacks On

Cult.fit, Flipkart, Myntra & many more many more

Benefits:

Didn't find the card that you are looking for ?

Select from our wide range of cards that's suits you

Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card

Delightful Rewards. Ready For You

Feature

  • 10% Cashback On Swiggy App
  • 3 Months Swiggy One Membership
  • 5% Cashback On Amazon, Flipkart And 100s Of Merchants

Cashbacks On

Instamart, DineOut & SwiggyGenie

Benefits:

All Miles Credit Card

All Miles Credit Card

Save on Every Mile

Features:

  • Access To Over 600 Premium Airport Lounges
  • 3 Reward Points For Every ₹150 Spent
  • Fuel Surcharge Waiver

CashBack On:

<p>Fuel &amp; Reward Points</p>

Benefits:

Bharat Credit Card

Bharat Credit Card

CashBack for Enhanced Savings

Features:

  • 5% Cashback On Irctc, Bill Payments & Fuel
  • Up To 50 Days Of Interest Free Period
  • Revolving Credit At Nominal Rates

CashBack On:

<p>EasyEMI, PayZapp, SmartBuy</p>

Benefits:

Diners Club Premium Credit Card

Diners Club Premium Credit Card

Exclusive Experience for You

Features:

  • Complimentary Access To 1000+ Lounges Worldwide
  • Insurance Cover Up To ₹1 Crore*
  • Up To 5% Cashback On Smartbuy

CashBack On:

<p>SmartBuy, Airmiles</p>

Benefits:

Diners Club Rewardz Credit Card

Diners Club Rewardz Credit Card

More Rewards on Purchases

Features:

  • Up To 5% Cashback On Smartbuy
  • Welcome & Renewal Benefits Of 1000 Points
  • 24x7 Concierge Service

CashBack On:

<p>SmartBuy, Airmiles</p>

Benefits:

Doctors Regalia Credit Card

Doctor's Regalia Credit Card

Safety and Convenience Ready for You

Features:

  • Insurance Coverage Up To ₹20 Lakh*
  • 15,000 Reward Points On ₹8 Lakh Spends*
  • Complimentary Airport Lounge Access

CashBack On:

<p>Regalia Reward Points</p>

Benefits:

Doctors Superia Credit Card

Doctors Superia Credit Card

Designed for Exclusive Experience

Features:

  • 3 Reward Points For Every 150 Spent
  • 50% More Points On Dining Out
  • Welcome & Renewal Benefits

CashBack On:

<p>Reward Points</p>

Benefits:

JetPrivilege HDFC Bank Select / Titanium

JetPrivilege HDFC Bank Select / Titanium

Flying Experience Made Rewarding

Features:

  • Welcome & Renewal Benefits Worth ₹250
  • Fuel Surcharge Waiver
  • Add On Cards For Your Family

CashBack On:

<p>InterMiles</p>

Benefits:

Platinum Edge Credit Card

Platinum Edge Credit Card

Earn CashBack and Extra Points on Dining

Features:

  • 2 Reward Points For Every ₹150 Spent
  • 50% Extra Points On Dining Out
  • Fuel Surcharge Waiver

CashBack On:

<p>Reward programme</p>

Benefits:

Platinum Plus Credit Card

Platinum Plus Credit Card

More Rewards and Fuel Surcharge Waivers

Features:

  • 2 Reward Points For Every ₹150 Spent
  • Up To 3 Add On Cards
  • Fuel Surcharge Waiver

CashBack On:

<p>Reward Points</p>

Benefits:

Solitaire Credit Card

Solitaire Credit Card

Exclusive Rewards and Shopping Vouchers

Features:

  • 3 Reward Points For Every ₹150 Spent
  • Shopping Vouchers Worth ₹1,000
  • Fuel Surcharge Waiver

CashBack On:

<p>Reward Points</p>

Benefits:

Superia Credit Card

Superia Credit Card

Fly More and Earn Dining Rewards

Features:

  • Save On Domestic Flights With Air India & More
  • Welcome & Renewal Benefits
  • 50% Extra Points On Dining Out

CashBack On:

<p>Reward Points &amp; Airmiles</p>

Benefits:

Teachers Platinum Credit Card

Teachers Platinum Credit Card

Special Weekend and Utility Bill Rewards

Features:

  • 500 Reward Points On Teacher's Day*
  • Pay Utility Bills With Smartpay
  • 3x Reward Points On Weekends

CashBack On:

<p>Reward Points</p>

Benefits:

Titanium Edge Credit Card

Titanium Edge Credit Card

CashBack & Dining Rewards Combined

Features:

  • Cashback Deals On Daily Purchases
  • Up To 50 Days Of Interest Free Period
  • 50% More Points At Premium Restaurants

CashBack On:

<p>Credit Card Reward Programme</p>

Benefits:

Visa Signature Credit Card

Visa Signature Credit Card

Global Lounge Access with Fuel Waivers

Features:

  • Access To Over 600+ Lounges Worldwide
  • 2 Reward Points For Every ₹150 Spent
  • Fuel Surcharge Waiver Up To ₹250

CashBack On:

<p>Reward Points</p>

Benefits:

World MasterCard Credit Card

Travel Round the Globe with Ease

Features:

  • Complimentary Priority Pass Membership
  • Up To 3 Add On Cards For Family
  • 2 Reward Points For Every ₹ 150 Spent

CashBack On:

<p>Reward Points</p>

Benefit:

Regalia First Credit Card

Curated Luxury Experience

Features:

  • Up To 15% Off At Partner Restaurants
  • Comprehensive Insurance Coverage*
  • Complimentary Priority Pass Membership

CashBack On:

<p>SmartBuy &amp; Airmiles</p>

Diners ClubMiles Credit Card

Travel in Style

Features:

  • Up To 6 Complimentary Lounge Access*
  • Air Accident Coverage Of ₹1 Crore
  • Up To 15% Off At Partner Restaurants

CashBack On:

<p>SmartBuy, Airmiles &amp; many more</p>

Benefit:

Regalia Credit Card

Flying Experience Made Comfortable

Features:

  • 15,000 Reward Points On ₹8 Lakh Spends
  • International & Domestic Airport Lounge Access
  • 24x7 Concierge Services

CashBack On:

<p>SmartBuy &amp; many more</p>

InterMiles HDFC Bank Diners Club Credit Card

Welcome Bonuses & Travel Discounts

Features:

  • Welcome Bonus Of Up To 25,000 Intermiles
  • Free Intermiles Gold Tier Membership
  • Flight & Hotel Discount Vouchers Worth ₹5,000

CashBack On:

<p>InterMiles</p>

Benefit:

InterMiles HDFC Bank Signature Credit Card

InterMiles Rewards and Silver Membership

Features:

  • Welcome Benefit Of Up To 8,000 Intermiles
  • 6 Intermiles For Every ₹150 Spent
  • Free Intermiles Silver Tier Membership

CashBack On:

<p>InterMiles</p>

Benefit:

InterMiles HDFC Bank Platinum Credit Card

InterMiles HDFC Bank Platinum Credit Card

Travel More, Earn Rewards

Features:

  • Welcome Benefit Of Up To 3,000 Intermiles
  • 8 Complimentary Domestic Airport Lounges Access
  • Up To 20% Savings On Dining Out

CashBack On:

<p>InterMiles</p>

Benefit:

Diners Club Black Credit Card

Diners Club Black Credit Card

Exclusivity Ready for You

Features:

  • Free Annual Memberships To Club Marriott, Forbes & More
  • Up To 10x Rewards Points On Smartbuy
  • Unlimited Free Access To Airport Lounges

CashBack On:

<p>SmartBuy, Airmiles &amp; many more</p>

MoneyBack Credit Card

More Rewards for More Savings

Features:

  • 2 Reward Points For Every ₹150 Spent
  • Welcome Benefit Of 500 Cashpoints
  • Smartemi & Annual Spend Benefit

CashBack On:

<p>CashPoints</p>

Benefit:

HDFC Bank H.O.G Diners Club Credit Card​

HDFC Bank H-O-G Diners Club Credit Card

The card can be no longer applied.

Features:

  • Annual Memberships To Club Marriott, Mmt Black, Etc.
  • Harley Vouchers Worth ₹2,500
  • 10x Reward Points On Harley Purchases

CashBack On:

SmartBuy, Harley Davidson merchandise

HDFC Bank Harley-Davidson Diners Club Credit Card

HDFC Bank Harley-Davidson Diners Club Credit Card

The card can be no longer applied.

Features:

  • Buy One, Get One Ticket Via Bookmyshow
  • 5x Reward Points With Swiggy & Zomato
  • Harley Vouchers Worth ₹750

CashBack On:

Swiggy, Zomato & SmartBuy

Pine Labs HDFC Bank Credit Card

Pine Labs HDFC Bank Credit Card

India's Premier Business Credit Card for Rewards

Features:

  • Up To 5% Reward Points On Business Essentials
  • Up To 50 Days Of Free Credit Period
  • 2500 Reward Points As Milestone Benefit
Regalia Activ HDFC Bank Credit Card

Regalia Activ HDFC Bank Credit Card

India's Premier Business Credit Card for Rewards

Features:

  • Upto 8 Complimentary Airport Lounge Access
  • Bonus 10,000 Reward Points On Rs. 5 Lakhs Spends
  • Earn 4 Reward Points On Every Rs.150 Spent On Retail Goods

Millenia Credit Card

The Best CashBack Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashbacks On

Cult.fit, Flipkart, Myntra & many more many more

Benefits:

Didn't find the card that you are looking for ?

Select from our wide range of cards that's suits you

Application Process

You can apply through a single digital journey and eligible card options will be shown based on the details you provide.

  • Step 1: Review the card options available to you.
  • Step 2: Verify your mobile number using OTP.
  • Step 3: Provide personal, employment and income information.
  • Step 4: Complete identity verification through digital KYC.
  • Step 5: Submit your application.
Swiggy HDFC Bank Credit Card Application Process

Important Information

Documents you may need

  • PAN card for identity verification
  • Aadhaar or other valid address proof
  • Income proof such as salary slips or bank statements (if required)
  • Recent photograph if asked during verification

 

Benefits of Personal Loan

Eligibility & Approval

  • Credit cards are issued subject to eligibility, internal policies and credit assessment.
  • The bank may approve, decline or offer a different card variant based on evaluation.
  • Income, credit history and repayment behaviour are considered during assessment.
Balance Transfer

Fees & Charges

  • Joining fee and annual fee details may vary by card variant.
  • Interest rates, late payment charges, overlimit fees, cash advance fees, and forex markup may apply.
  • Taxes are charged as per applicable regulations.
  • Detailed charges are available in the Schedule of Charges.
Fees & Charges

Interest & Billing

  • Interest is applicable on revolving balances and certain transactions as per card terms.
  • Paying only the minimum amount due may result in interest on the remaining balance.
  • Billing cycles and due dates differ by customer and are mentioned in the statement.
  •  

Fees & Charges

Most Important Terms & Conditions

  • To access all important links related to HDFC Bank Credit Cards, please click here
Most Important Terms & Conditions

Frequently Asked Questions

Eligible transactions can be converted into EMIs through NetBanking, MobileBanking, or customer support, subject to terms and charges.

Online transactions are protected with OTP and security controls. Always keep your card details private and report suspicious activity immediately.

The credit limit is based on income, credit history, repayment behaviour, and internal risk policies.

Late payment charges and interest may apply, and it may affect your credit score. It’s best to pay on or before the due date.

ou can instantly block your card through MobileBanking, NetBanking or by contacting customer support.

Yes, if international usage is enabled. You can manage this through NetBanking or MobileBanking or through MyCards.

A credit enquiry may be made during the application process. Multiple applications in a short time can impact your score.

Yes, you may hold multiple cards if you meet eligibility criteria. Approval depends on internal assessment.

Approval timelines vary. Digital applications are usually faster, but processing depends on verification and eligibility checks.

Get the card you deserve