Better Money Choices^R

A Credit Card allows users to make online and offline payments without having to dip into their savings immediately.

A credit score of 750 or above is generally considered good and reflects your strong financial credibility.

If you use your Credit Card right, you can enjoy interest-free credit, many rewards and freedom from cash.

Paying for anything with a Credit Card, online or offline, is simple.

The minimum due is the smallest amount you must pay to keep your Credit Card account active.

If you are looking to build your credit score, here’s how a credit card can help.

You can check the status of your PAN Card application with your name or date of birth.

The blog explains how to redeem debit card and credit card points.

HDFC Bank allows secure ATM cash withdrawals without a debit card using cardless cash features.

Statements can be accessed via NetBanking, email or Mobile Banking.

The blog explains what HDFC Bank’s sweep-in facility is and what are its advantages.

Cashpoints can be redeemed at a conversion rate of ₹1 per Cashpoint and added to the PayZapp wallet or used for payments.

You can find a myriad of offers, based on varied factors like validity, data, internet speed, and the included benefits.

You can log into your electricity provider’s website and check the bill payment status.

You need to set up a UPI PIN to authenticate UPI transactions.

Being KYC compliant allows you to use your digital wallet with ease.

Let’s look at effective ways to handle your Car Loan.

Here are ways to protect your financial data.

A high score can get you better and quicker loans.

<p>The blog provides a guide on withdrawing cash using a credit card, highlighting the associated costs, such as fees and interest rates, while offering tips on managing these transactions wisely and understanding their impact on your credit score.</p>

Open an SSY account for a girl aged up to 10 by submitting her birth certificate, guardian’s ID and address proof. Deposit ₹250 to ₹1.5 lakh annually for up to 14 years. It matures after 21 years, offering attractive interest (~8.2%) and full tax benefits, with partial withdrawal possible after age 18.

PPF is a combination of safety, tax benefits and returns that make it an excellent savings-cum-investment product

NPS account holders can make regular contributions to their pension account in the years when they are employed.

In the case of tokenisation, the merchant initiates the transaction without knowing your full card details.

The individual needs to invest a minimum of 40% of the accumulated corpus in annuity while enjoying the option to withdraw the rest of the amount in a lumpsum.

Individuals can make contributions to their Atal Pension Yojana account till the age of 60 years and get a monthly pension.