How To Pay With A Credit Card?

Credit cards have become a staple in personal finance management. They offer convenience, rewards, and the ability to build credit. Whether you plan to buy a television or something else, this card can assist. However, making payments might seem a bit daunting for many, especially those new to using credit cards. This guide is for those looking for solutions to simplify monthly bill payments, and want to know how to pay bills with a Credit Card.

Here’s a simplified step-by-step guide to paying with a credit card at a retail outlet:

• Step 1: Hand your card to the cashier at the billing counter.

• Step 2: The cashier will swipe or insert your card into the payment machine.

• Step 3: When prompted, enter your PIN (a secret code known only to you).

• Step 4: Your transaction will be processed and authorised.

Note: Your transaction may be declined if you enter the wrong PIN, have unpaid credit card dues, or exceed your credit limit.

Here is a step-by-step guide to paying with a credit card online:

• Step 1: Add items to your cart and then proceed to the checkout page.

• Step 2: On the payment page, enter your card number, name, card expiry date, and CVV (the three-digit number on the back of your card). You may also need to provide your billing address.

• Step 3: You will receive a one-time password (OTP) on your registered mobile number or email address.

• Step 4: Input the OTP into the designated field and submit it to finalise the transaction.

You can pay all your bills using your HDFC Bank Credit Card conveniently.

• Use PayNow to pay a wide range of bills such as electricity, mobile, DTH, insurance premiums, and rentals instantly and without any registration.

• Register & Pay is an easy way to organise, manage and pay your bills. Just register a biller once; you can then automate bill payments. You don’t have to remember due dates or, write cheques or stand in queues.

• SmartPay takes the hassle out of paying bills completely. Just leave standing instructions on your Credit Card, and your bills will be automatically paid month after month.

Paying with your Credit Card is just one of the many ways to use it. You can click here to read more on how to maximise the use of your Credit Card and use its benefits today.

Are you looking to apply for an HDFC Bank Credit Card? Click here to learn more!

* Terms & conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Ltd