Business Gold Credit Card

What's in store for you

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Card Benefits and Features

Know more about the card

Card Management & Controls

  • Single Interface 
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans  

  • Spends tracking
    Simple interface to track all your spends 

  • Reward Points 
    View and redeem points at the push of a button

Card Reward and Redemption Program

Credit and Safety

  • Revolving Credit is available at a nominal interest rate. 

  • Get up to 50 days of interest-free credit from the date of purchase.

  • The offer is subject to submission of the charge by the merchant.

  • Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology.

  • Zero liability for fraudulent transactions if reported immediately to HDFC Bank’s 24/7 Call Centre.

Card Management & Control

​​​Fees and Renewal

  • Joining Membership Fee: ₹500 plus Applicable Taxes
  • Membership Renewal Fee 2nd year onwards: ₹500 plus Applicable Taxes per year

    • Waiver on renewal fees of ₹500 on annual spends of minimum ₹50,000 on your Business Gold Credit Card.
  • Click here to view details of Business Gold Credit Card Fees and Charges
  • A fee of 2.5%, with a minimum of ₹500, is applicable on all cash withdrawals on your card
  • Interest at the rate of 3.49% per month will be charged on any outstanding amount carried beyond the bill due date
  • Pay only 1.99% interest per month if card is issued against fixed deposit

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Card Management & Control

Most Important Terms and Conditions

The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

Card Management & Control

Frequently Asked Questions

The bank will communicate the credit limit based on your eligibility and creditworthiness.

The Business Gold Credit Card is a phased-out product. The bank will communicate with existing users about upgrading to the next best card variant for them.

Lounge access is not available for Business Gold Credit Cards.