Multicurrency Platinum Forexplus Chip Forex Card

More benefits than ever before

Travel benefits 

  • Instant access to money with the backup card facility. *

Insurance Benefits

  • Insurance coverage of up to ₹5 lakh for card misuse due to counterfeiting or skimming.*

Concierge Benefits

  • 24*7 concierge services across travel, accommodation, and medical services. *

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Additional Benefits

Travel Smart with HDFC Bank Forex Cards
The hassle-free spending companion of 5 lakh+
customers

ppi escrow current account

Know more about the card

Documents Required

Anyone can apply for a ForexPlus Card, no need to be an HDFC Bank customer. 

Following are the mandatory KYC documents required along with a signed copy of the application form:

Already holding an account with us :

  • Self-attested copy of valid passport 
  • Self-attested copy of PAN ( If PAN not updated in the account)

If you do not hold an account with us :

  • Self-attested copy of valid passport 
  • Self-attested copy of PAN 
  • Copy of your international travel ticket OR visa (anyone).
  • Copy of Passbook OR one year Account Statement, used for funding the Forex card. 

Note – Bank reserves the right to review and amend / modify the list of KYC documents requirement as per KYC regulatory guidelines/ internal policies.

Please carry the applicable KYC documents along with self-attested copies at the time of collecting the card from branches or keep them ready in case of home delivery.

Please note the card will be activated only after complete verification of the KYC documents.

Multiple reloading Options

Application Process

How to apply for the HDFC Bank Multicurrency Forex Card?

  • You can apply for a Multicurrency Forex Card online, through our
    Website or by visiting an HDFC Bank branch near you.

For HDFC Bank Customers

  • Step 1: Enter your Customer ID or RMN and the verification code sent to it.
  • Step 2: Fill out the application form, entering details like country of travel, currency type and total currency required.
  • Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
  • Step 4: Provide your address and other necessary information in the Traveller Details section of the form.
  • Step 5: Your Forex Card will be delivered to you on the address provided.

For Non-HDFC Bank Customers

  • Step 1: Enter your mobile number and the verification code sent to it.
  • Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required.
  • Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
  • Step 4: Provide your address and other necessary information in the Traveller Details section of the form.
  • Step 5: Visit the nearest HDFC Bank branch, verify KYC documents, and collect your Forex Card.
Multiple reloading Options

Card Management & Control

  • Forex Cards can be managed on Prepaid Card NetBanking for your convenience.

    • Track your transactions
    • Transfer from one currency wallet to another
    • Add new currency
    • Instant Reload using HDFC Bank Debit Card and Credit Card
    • Set ATM PIN, Block Card, Change registered Mobile Number
    • Card Statement
    • Enable Contactless and online payment services
    • Set transaction limits
Card Management & Control

Multiple reloading options

  • Reload the ForexPlus card using any of the multiple online* and offline
    modes below:

    • Quick Reload – load the card in 3 simple steps, with just your card number. 
    • HDFC Bank Prepaid Card NetBanking
    • HDFC Bank NetBanking 
    • HDFC Bank Branches 
    • Online Reloading of card is available for existing HDFC Bank customers only. Funding from NRO accounts / Debit Cards not allowed. 
Multiple reloading Options

Fees and Charges

Card issuance Fee of INR 500 plus applicable GST per card
Reload Fee: ₹75 plus applicable GST per reload transaction currency wise
Transaction Charges : As mentioned below

Sr No Currency ATM Cash Cash Withdrawal Fee Balance
Enquiry
Fee
Daily
Limit*
for
ATM
Cash
Withdrawal
1 US Dollar (USD) USD 2.00 USD 0.50 USD 5000
2 Euro (EUR) EUR 1.5 EUR 0.5 EUR 4700
3 Swiss Franc (CHF) CHF 2.5 CHF 0.6 CHF 5000
4 British Pound (GBP) GBP 1 GBP 0.5 GBP 4000
5 Canadian Dollar (CAD) CAD 2 CAD 0.5 CAD 6600
6 Australian Dollar (AUD) AUD 2 AUD 0.5 AUD 6800
7 Japanese Yen (JPY) JPY 250
JPY 60 JPY 580000
8 Singapore Dollar (SGD) SGD 2.7 SGD 0.75 SGD 7000
9 UAE Dhiram (AED) AED 7 AED 2 AED 18000
10 Swedish Krona (SEK) SEK 15 SEK 3.5 SEK 45000
11 Hong Kong Dollar (HKD) HKD 16 HKD 4 HKD 38000
12 Thailand Baht (THB) THB 63 THB 16 THB 178000
13 South African Rand (ZAR) ZAR 22 ZAR 5.5 ZAR 67000
14 New Zealand Dollar (NZD) NZD 2.5 NZD 0.6 NZD 7100
15 Omani Riyal (OMR) OMR 0.7 OMR 0.25 OMR 1900
16 Danish Krone (DKK) DKK 11 DKK 2.75 DKK 35000
17 Norwegian Krone (NOK) NOK 12.5 NOK 3.25 NOKNOK 42000
18 Saudi Riyal (SAR) SAR 7.5 SAR 2 SAR 18600
19 Korean Won (KRW) KRW 2400 KRW 600 KRW 5800000
20 Bahrain Dinar (BHD) BHD 0.75 BHD 0.2 BHD 1800
21 Qatari Riyal (QAR) QAR 7.5 QAR 1.8 QAR 18000
22 Kuwait Dinar (KWD) KWD 0.6 KWD 0.15 KWD 1500

*GST as applicable

**The withdrawal limit may vary in case lower limit has been set by the ATM Acquiring Bank.

Cross currency Conversion Mark-up charges:

  • For transactions where the transaction currency is different than the currency available on Multicurrency ForexPlus Card, the bank will charge cross currency markup of 2% on such transactions.
  • Exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of the transaction. Exchange rate used will be the Mid rate prevailing at the time of the transaction
  • For cross currency transactions involving wallet to wallet transfers within currencies available on the Multicurrency ForexPlus card, the customer will be charged 2% cross currency mark up.
  • GST will be applicable on Currency Conversion & other fees as per prevailing rate.

Currency Conversion Tax:

  • Applicable on load, reload and refund transactions
Buy and Sell Forex Currency Service tax amount
Up to Rs 1 lakh 0.18% of the gross value or ₹45 - whichever is higher
Rs 1 lakh to Rs 10 lakhs Rs 180 + 0.09% of the amount exceeding Rs. 1 lakh
> Rs. 10 lakhs Rs. 990 + 0.018% of the amount exceeding Rs. 10 lakhs

Tax Collected at Source (TCS)

  • Tax Collected at Source (TCS) is applicable under the provision of Financial Act, 2020. To know more Click Here.

Limit of Amount that can be loaded on Forex Cards as per Liberated Remittance Scheme

  • Maximum USD $250,000 in a financial year
    *Note: Liberalised Remittance Scheme (LRS), is a facility where all resident individuals (as defined under FEMA 1999), including minors, are allowed to freely remit up to USD 250,000 per financial year (April – March) for any permissible current or capital account transaction or a combination of both.
Currency Conversion Tax

Online usage allowance

The HDFC Bank Multicurrency ForexPlus Card can be used for transactions online on all major e-commerce platforms. During payment check-out at e-commerce platforms, the transaction will be authenticated either with OTP or Prepaid Card NetBanking password.

To enable the Online payment (E-commerce) service on the card, follow the mentioned steps:

  • Log in to Prepaid Card NetBanking with your User ID.
  • Go to “Account Summary” tab and select “Manage My Profile” option.
  • Click on “Manage My Limits” tab and then select your “Card”.
  • Enable the service & set transaction/daily limit.
Currency Conversion Tax

Secured Transactions with Chip & PIN at POS & ATM

All ATM & Point of Sale transactions (POS) are authenticated through PIN, making the card more secure with an embedded CHIP on the card. Transactions initiated on payment machines located outside India may get processed without PIN, depending on the guidelines followed in the respective countries. In such cases, the cardholder needs to sign the transaction slip.

Daily Limit for ATM Cash Withdrawal: Up to USD 5,000* or equivalent in any other currency

*The withdrawal limit may vary in case lower limit has been set by the ATM Acquiring Bank.

Click Here to know more on the limits and charges in detail

Currency Conversion Tax

Card Loading & Validity

  • Long Term Validity: Your Forex Card is valid for 5 years from the date of card indenting.
  • Usage: Use the same Forex Card for multiple trips, and load currencies based on changing destinations.
  • Reload limit: Load up to US $250,000 (Or equivalent amounts in up to 22 currencies) in a financial year
  • Total Security: Secured encryption features on the card ensure your funds are always protected. 
  • Easy Reloading: Reload your card online, any time, from any corner of the world.
Reload Limit

International Toll-Free numbers

  • HDFC Bank offers easy access to HDFC Bank PhoneBanking services through International toll-free numbers across 32 countries, click here.

*Charges as applicable.

Currency Conversion Tax

Contactless Tap & Pay

HDFC Bank Multicurrency ForexPlus Card comes with a built-in PayWave technology to make contactless payments at retail outlets. You can just wave the card at a distance of 4 cm or less from the payment machine and make the payment securely.

To enable Contactless service on the card, follow the below mentioned steps:

  • Log in to Prepaid Card NetBanking.
  • Go to the “Account Summary” tab and select the “Manage My Profile” option.
  • Click on “Manage My Limits” tab and then select your “Card”.
  • Enable the service & set transaction/daily limit.
Currency Conversion Tax

Offer

S.NO OFFERS EXPIRY DATE T&C LINK
1 Issuance Fee Waiver on minimum loading of USD 1000( or equivalent currency) 31st
Mar'26
Click Here
2 Students get complimentary globally recognised Virtual International Student Identity Card worth Rs. 999/-. Avail exclusive discounts in 1,50,000+ outlets internationally. 31st
Mar'26
Click
Here
3 Zero Surcharge on Cash Withdrawal at All Point ATM on HDFC Bank Visa Forex Card 31st
Dec’
25
Click
Here
4 Stay connected with your loved ones wherever you are - Enjoy a FREE International SIM card Offer with your HDFC Bank Visa Forex card! 31st
March
26
Click
Here
5 Dine and Save with HDFC Bank Visa Forex Card - up to 20% of 28th
Feb
26
Click
Here
6 Free International Youth Travel Card (IYTC) with HDFC Bank Visa Forex Prepaid cards in India is now live! 31st
March
2026
Click
Here
7 Travel insurance at nominal rate - all you need for a peaceful trip 31st
March
2026
Click
Here
Currency Conversion Tax

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Card Validity

Frequently Asked Questions

Multicurrency ForexPlus Card, also known as a Forex Multi Currency Card, is a prepaid card designed for international travellers. This card allows users to load multiple foreign currencies onto a single card, offering the flexibility to use foreign exchange efficiently during international travel. 

  • Your HDFC Bank Multicurrency ForexPlus Card will be activated with the required currencies within 6 to 7 hours from the bank receiving the funds from you.
  • Once active, the card can be used at any international location for making payments at POS terminals or to withdraw cash at ATMs. (Usage of the card is not allowed in India, Nepal and Bhutan.)
  • HDFC Bank Multicurrency Forex Card works just like any Debit / Credit Card for making payments at Merchant Establishments that have an electronic terminal. The transaction amount is deducted from available balance on the Multicurrency card.
  • The card is accepted at all Merchant Establishments displaying the VISA/MasterCard symbol.
  • The card can be used to withdraw cash at all VISA/MasterCard ATMs worldwide. Irrespective of the currency loaded on the card, the cash will be dispensed based on the currencies supported at the ATMs. Please note that you can select /change your ATM PIN with the help of Prepaid NetBanking facility for Multicurrency Cards.

The Multicurrency ForexPlus Card allows you to preload the card with various foreign currencies, negating the need to carry multiple debit cards or cash. The ForexPlus Card also shields users from exchange rate fluctuations and offers the convenience of withdrawing cash in foreign currencies from ATMs. 

The Multicurrency ForexPlus Card does not include lounge access as a standard feature. However, some premium or specialised versions of the card may offer lounge access as an added benefit. It's advisable to check the specific terms and conditions of the card offer to determine if lounge access is included.

Yes, obtaining a Multicurrency ForexPlus Card is a relatively quick process. HDFC Bank offers the option to apply for the card online or through their branches. While the card may be provided instantly at select branches, online applications may require a short processing time before the card is dispatched.

The Multicurrency ForexPlus Card by HDFC Bank offers a range of features and benefits tailored for seamless international travel. You can load multiple currencies onto a single card, and enjoy the convenience of managing your foreign exchange needs efficiently. The key features include: 

  • Multi-currency usage 

  • Globally accepted 

  • Emergency cash assistance  

  • Free comprehensive insurance cover 

Anyone is eligible to apply for the HDFC Bank Multicurrency Forex Card.

Applying for the Multicurrency ForexPlus Card is a straightforward process. Interested individuals, whether HDFC Bank customers or not, You can follow these simple steps: 

  • Visit the HDFC Bank website or visit a local branch 

  • Fill out the application form with the necessary details 

  • Submit the required KYC documents along with the application form  

For the convenience of applicants, the card can often be collected instantly from select branches, or it may be delivered to the applicant's doorstep

Documents required for the Multicurrency ForexPlus Card:   

Self-attested copies of the documents below are needed to apply for a Multicurrency ForexPlus Card as Proof of Identity, Proof of Residency, and Income documents.: 

  • Permanent Account Number (PAN) 

  • Passport 

  • VISA/ticket (Optional for existing HDFC Bank customers) 

Non-HDFC Bank Customers also need to submit a cancelled cheque/passbook and a copy of one year Bank Statement.

In case your card gets lost or stolen, all you have to do is call HDFC Bank PhoneBanking immediately and report the loss of your card to get it blocked. You can also log in to Prepaid NetBanking and hotlist your card, which happens instantly.

If you have been issued or taken an additional back-up card, you can activate the back-up card by calling HDFC Bank Phone Banking or by logging in to Prepaid NetBanking. Once the back-up card is activated, all the funds from the primary card will be transferred automatically to the back-up card.

Yes, you can load your Multicurrency card by issuing a cheque against the amount to be loaded. However, the card will be loaded post-realisation of the cheque deposited by you. On realisation of the funds, the day’s prevailing sale exchange rate will be applicable for loading the card.

DCC stands for Dynamic Currency Conversion, whereas MCC stands for Multiple Currency Conversion. DCC / MCC at ATM / POS gives the cardholder an option to initiate a transaction in the currency of their choice. It also assists the cardholder to know the exact transaction value in the currency selected at the time of the transaction.

You can reset the ATM PIN by following the steps below:

  • Log in to Prepaid NetBanking using IPIN.
  • Select My Request >> Set ATM PIN >> Select the Active Card (Radio Button).
  • Answer the secret question.
  • Mention DOB, Card Expiry and submit.
  • Enter the new ATM PIN to be set and finally submit.

You will then get an SMS/email alert on your registered mobile number/email address.