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Liquidate your Fixed Deposit

Step-by-step guide to break your Fixed Deposit via NetBanking:

  • Step 1: Login to NetBanking using your NetBanking ID and Password.

  • Step 2: From the Fixed Deposit menu on the left, select the "How to break Fixed Deposit" option.

  • Step 3: Choose the specific Fixed Deposit account number from the provided drop-down list.

  • Step 4: Click on "Continue" and review the details entered. Confirm the information to begin the liquidation process. The amount should reflect in your account within a couple of minutes.

How to withdraw Fixed Deposit? For FDs opened at a branch, please visit your nearest branch for liquidation.

Ways to open a Bank Account

Where to apply to open the Salary Family Account?

More about Fixed Deposits

Alternatives to partial/premature withdrawal

Super Saver/OD against FD in Current Account Facility: 

  • Avail overdraft facility against your Fixed Deposit in a Saving or Current Account. 

  • Get up to 90% overdraft on your FD instantly for household or business requirements. 

  • Interest charged only on withdrawn amount at 2% above the Fixed Deposit rate.

Personal Loan: 

  • Quick and hassle-free access to funds, just follow these simple steps: 

  • Complete the online application form by clicking here. 

  • Upon meeting the eligibility criteria, you will receive an offer detailing the sanctioned amount, loan tenure, and interest rate.

  • After accepting the offer, funds will be transferred to your Bank Account instantly via a seamless online application process.

Super Saver/OD against FD in Current Account Facility

Fees and charges

Premature withdrawal charges:

  • Penalty charges may apply for the premature withdrawal of Fixed Deposits. Please click here for details.

Personal Loan

Most Important Terms & Conditions

  • *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Super Saver/OD against FD in Current Account Facility

Frequently Asked Questions

Yes, you can break your Fixed Deposit and withdraw funds before its maturity date.

Yes, there may be a penalty for premature withdrawal of Fixed Deposits. Please refer to our fees and charges page, Click here for more details.

The penalty for the premature withdrawal of the Fixed Deposit is calculated based on the terms and conditions of the specific Fixed Deposit scheme. For more information, please refer to details.

Fixed Deposits offer flexible tenures ranging from 7 days to 10 years, with attractive interest rates for different tenure options. You also have the option to choose between cumulative and non-cumulative interest payouts.

The benefits of Fixed Deposit include guaranteed returns on your investment, a secure and stable way to grow your savings, and no market risks involved.

1. Login to your HDFC NetBanking Account using your NetBanking ID and Password.

2. Select the "Open Fixed Deposit" option under the Fixed Deposit menu on the left.

3. Choose your desired tenure, deposit amount, and other relevant details.

4. Confirm the information and proceed with opening the Fixed Deposit.