Types of Housing Loans

• Attractive interest rates with fixed and floating options

• Flexible repayment tenure up to 15 years

• High loan amounts based on property value and income

• Quick processing and disbursement

• No penalty for prepayment or foreclosure on floating-rate loans

• Tax benefits on interest (Section 24(b)) and principal (Section 80C)

• Balance transfer facility from other banks

• Simplified documentation process

• Loans for residential properties, under construction, and ready-to-move-in homes

• Convenient online application and tracking

• Dedicated customer support throughout the process

Whether you are looking to purchase a new apartment from a developer or a resale property, HDFC Bank has the perfect type of Home Loan for you. We also provide loans for the purchase of plots and construction thereon. If you wish to renovate your existing house or add more floors/rooms, our home improvement and home extension loans are designed just for that.  

HDFC Bank Home Loan offers speedy disbursal along with doorstep services. Apart from this, the balance transfer facility, wide range of loans and competitive interest rates are the other features of an HDFC Bank Home Loan.  

We believe in supporting every individual's dream of owning a home. That's why we have special products like the HDFC Bank Reach Home Loan, which is specifically designed for individuals who work in the unorganised sector. Our unique appraisal methodology ensures that even those who don't have traditional income proofs can now make their dream of owning a home a reality.

You can apply for a HDFC Bank Home Loan by visiting the nearest Bank Branch or simply by logging onto the HDFC Bank website. You can click here to apply online. 

Buying a house is a significant decision that requires careful planning and consideration. At HDFC Bank, we understand that your dream home plays a crucial role in your family's well-being. That's why we offer a wide range of Housing Loans to cater to the varied needs of different consumers.