Special Senior Citizen Savings Account

What’s in store for you?

More rewards than ever before

Shopping Benefits

  • Vouchers worth ₹ 1000 from popular platforms like Amazon, Uber, Swiggy, Zomato, and more.

Credit Benefits

  • Up to 50 days of interest-free credit from the date of purchase.

Banking Benefits

  • Zero charges on cash transactions, chequebooks, and ATM withdrawals, plus free locker fees for the first year.

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Special Senior Citizen Savings Account

Key Benefits

Know More About Specialé Senior Citizen Savings Account

Fees & Charges

  • Account Opening Charges: Nil

  • Check Depositing Charges: Nil for cheque deposited into your account in a city other than the city, in which your account is located

  • Charges for Payable at Par Cheques: Nil for cheques issued in a city outside your account charges.

  • Issue Of Duplicate / Adhoc Online Statement: No charge for last 5 years statement through NetBanking or e-Statement on registered E-mail ID | 

  • Issue Of Duplicate/Adhoc Offline Statement (Physical Copy): ₹100 for Regular Account holders, ₹50 for Senior Citizen Account holders

For consolidated Savings Fees & Charges Click here.

Specialé Benefits

Specialé Benefits

  • Save up to ₹41403* with Specialé Senior Citizen Savings Account, check now
  • Customise your account number with your Specialé date with our ‘My Account My Choice’ Facility. 
  • Family banking benefits and dedicated relationship manager through our HNW program. 
  • Prioritisation of PhoneBanking
Specialé Benefits

Investment & Financial Benefits

Investment:

  • Lifetime NIL annual maintenance charges (AMC) on Demat Account 
  • 25% discount on Demat Debit transactions 
  • Specialé brokerage rates and pricing on an HSL trading account, click here 
  • Higher interest rate on your Fixed Deposits up to ₹5 crore, click here

Financial:

Nil charges for –

  • Cash transactions (Self & 3rd Party)
  • ATM transactions @ HDFC Bank ATMs
  • Cheque books
  • Locker fees for first year^ (Applicable only for 1st locker with the bank)
  • Service request like Interest Certificate / Balance Certificate and many others
  • Demand Draft / Pay Order
  • Digital transactions like IMPS/ NEFT / RTGS/ UPI
  • Insta alerts
  • No liability account charges for Super Senior Citizen customers

^Discount is basis financial year

Investments benefits

Debit Card Benefits

  • Complimentary personalised Platinum Debit Card, click here
  • Domestic lounge access and personal accident cover, click here
  • Personal accident cover of ₹15 lakh, click here
  • Air accident cover of ₹3 crore, click here
  • Assured cover of ₹2 lakh on fire and burglary for items purchased up to 6 months, click here
  • Assured cover of ₹2 lakh on loss of checked baggage, click here
Debit Card Benefits

Added Delights

 

  • Avail exclusive discounts on medicines/healthcare needs and engage with your community by utilising access to memberships by Samarth Eldercare. Click here to know more

All above offers are linked to Debit Card activation and requisite spending as per terms and conditions.  

Debit Card Benefits

Check Out Deals & Offers

  • CashBack and discounts with Debit Card: 5% CashBack on shopping via PayZapp and SmartBuy.
  • SmartBuy Offer: Click here
  • PayZapp offer: Click here 
  • UPI offers: Click here 
  • NetBanking offers: Click here 
  • BillPay offers: Click here
Debit Card Benefits

Most Important Terms and Conditions*

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions*

Wondering if you are eligible?

The following are the eligibility criteria for a HDFC Bank Specialé Senior Citizen Savings:

You must be an Indian resident aged 60 years or above.

  • You must also maintain a Quarterly Average Balance of₹1,00,000 if you reside in Urban/Semi-urban/Rural region.

If a quarterly balance cannot be maintained, you can also maintain a Fixed Deposit (minimum tenure 1 year, 1 day)

  • ₹400000 if you reside in Urban/Semi-urban/Rural region

     

Special Senior Citizen Savings Account

Documents required to get you started

Officially Valid Documents (OVDs) for establishing Proof of Identity And Mailing Address

OVD (any 1)  

  • Passport
  • Aadhaar Card**
  • Voter ID
  • Driving Licence
  • Job Card
  • Letter issued by the National Population Register

**Proof of possession of Aadhaar (any 1):

  • Aadhaar letter issued by UIDAI
  • E-Aadhaar only downloaded from UIDAI website
  • Aadhaar Secure QR Code
  • Aadhaar Paperless Offline e-KYC

Click here to know complete documentation details

Ways to open a Bank Account

Frequently Asked Questions

You can easily open Specialé Senior Citizen Savings Account in India by following the steps mentioned below:

Existing HDFC Bank Account holders:  

  • Download the application form.

  • Fill in your details and drop them off at your local HDFC Bank branch.

  • We'll handle the rest and send the card to your mailing address. 

Non-HDFC Bank Account holders: 

  • Download the Account Opening form.

  • Fill it out, including the Debit Card application.

  • Submit it to the HDFC Bank branch, and we'll assist with the rest.

You can also apply for a Specialé Senior Citizen Savings Account online by clicking here

There is no specific limit for a Specialé Senior Citizen Savings Account. It offers various benefits and features tailored for senior citizens.

No, there is no minimum deposit required to open a Specialé Senior Citizen Savings Account.

The Specialé Senior Citizen Savings Account from HDFC Bank offers a range of features tailored for senior citizens. It includes cyber insurance cover up to ₹1.5 lakh to safeguard against cyber frauds, ensuring peace of mind. Additionally, account holders can benefit from complimentary doorstep banking services, including cash and cheque pickups, as well as cash drops. Moreover, customers can enjoy vouchers worth ₹1,000 from various popular brands like Amazon Pay, Uber, Swiggy, Zomato, Apollo Pharmacy, and NetMeds. The account also provides exclusive discounts on medicines and healthcare needs, along with opportunities to engage with the community through tie-ups with Samarth eldercare, Emoha, and Seniority, enhancing the overall banking experience for senior citizens.

The HDFC Bank Specialé Senior Citizen Savings Account offers a range of benefits tailored for senior citizens. It includes cyber insurance cover up to ₹1.5 lakh, complimentary doorstep banking, vouchers worth ₹1,000 from popular brands, and exclusive discounts on medicines and healthcare needs. Customers can also engage with the community through tie-ups with eldercare services, enhancing their overall banking experience.

Grow your savings today with flexible, safe and easy banking.

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