Annual fees: ₹250 + taxes

Replacement / Reissuance charges: ₹200 + taxes *W.e.f. 1 Dec 2016

ATM Pin Generation: NIL

Usage charges:

• Railway Stations: Rs. 30 per ticket + 1.8% of the transaction amount.

• IRCTC: 1.8% of the transaction amount

READ DETAILED FEES & CHARGES

Key Fact Sheet

MyCards, a mobile-based service platform for all Debit Card needs, facilitates convenient activation and management of your Titanium Debit Card on the go. It ensures a seamless experience without the need for passwords or downloads. 

• Debit Card Registration & Activation 

• Set up Card PIN 

• Manage Card Controls like Online Spends, Contactless Transactions, etc. 

• View Transactions / Download e-Statements 

• Check Reward Points 

• Block/ Re-Issue Card 

• Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card 

International card

• Travel with confidence and ease with this globally-accepted card

Fuel

• Enjoy surcharge waiver on fuel purchases at government petrol pumps.

Safety

• Stay protected against unauthorised use with the EMV Chip Card technology in your card

• Be assured of zero liability on lost card after reporting the loss

High spending limit

• Withdraw up to ₹50,000 a day at ATMs and spend up to ₹3.5 lakh at merchant establishments

• Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of ₹2,000/transaction on your HDFC Bank Debit Cards, maximum Cash at POS limit per month is of ₹10,000/-

Please login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card. *For Security reasons, ATM cash withdrawal limit is capped at ₹0.5 lakh per day and ₹10 lakh per month for first 6 months from Account opening date. 

For accounts older than 6 months, ATM cash withdrawal limit is capped at ₹ 2 lakh per day and ₹ 10 lakh per month. This is implemented with immediate effect. 
In case your Debit Card is enabled for ATM and POS usage but still you are facing issues while doing transactions, please click here for FAQs.

Titanium Debit Card is enabled* for Contactless Payments at retail outlets.  The HDFC Bank Debit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 
*To see if your Card is contactless, look for the contactless network symbol on your Card. You can use your Card to make quick transactions at merchant locations accepting contactless Cards. 
Information on Contactless Debit Card - Click Here

• Please note that in India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Debit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder has to enter the Debit Card PIN for security reasons.

• Kindly note, effective 1 June 2015, Movida service will be discontinued for HDFC Bank Debit Cards.

• Please Note - In case purchase/ transaction is returned/ cancelled/ reversed, CashBack points toward posted towards transactions will be reversed.

Important Note:

• As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15 January 2020, all Debit Cards issued effective 1 Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and International usage. This is to improve user convenience and increase the security of card transactions. 

• You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / NetBanking / Mobile Banking / WhatsApp Banking- 7070066666 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600 (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160. 

• *NRO Debit Card will continue to be enabled only for domestic usage as per regulatory mandate.

• Contactless per day limit is of transaction ₹5,000

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
• Important information: Your Card Member Agreement, Most Important Terms & Conditions and Other Important documents pertaining to your Debit Card can be accessed digitally. Click here.