SmartHub Vyapar Prepaid Card is a versatile Business expense card that offers convenient payment solutions and financial control for businesses in India. One of the defining features of the SmartHub Vyapar Prepaid Card is its emphasis on simplicity and convenience. Unlike traditional Credit Cards or cumbersome reimbursement processes, this Prepaid Card service offers a seamless experience, allowing businesses to load funds as per their requirements and monitor expenses with ease.

The validity of the card is 5 years from the date of issuance.

The eligibility criteria for HDFC Bank SmartHub Vyapar Prepaid Card are as follows:

• Indian nationals are eligible to apply. 

• Small business owners can apply for this card for payments and business expenses.

• Retail customers who wish avail this card may also apply.

Customer can Block/Unblock the card by calling the customer care or through Prepaid Netbanking

Customer can raise the query through HDFC Bank Customer Care.

This card can be used for all purchases on POS, online purchases and for ATM Cash withdrawals/balance enquiries.

The SmartHub Vyapar Prepaid Card can be used to earn cashback on daily expenses like fuel, groceries, entertainment, apparel, travel, online recharge / shopping, etc.

• Earn 1% Cashback* on Online & Offline (POS) spends
    a. Minimum transaction amount of ₹100/- 
    b. Maximum cap for cashback is ₹1,000/- per month per card*
•  Voucher worth Rs. 100 on your first loading of ₹2,500 or more
• 5% CashBack on Utility Payment (Maximum cap of ₹30 per transaction. Eligible on maximum 5 transactions every month)
• 5% CashBack on expenses on PayZapp. Standard offers running on PayZapp will be applicable
• Additional benefits from network partners.
•  Zero lost card liability 
• 24/7 access to Prepaid Card NetBanking or a customer portal

Yes, if bank doesn’t receive any delivery status for your Card, then on 20th day from card dispatch date the initial loading amount will be refunded to your source account

Following are the charges for balance enquiry:

• Nil Charges on HDFC Bank ATM
• ₹ 11 + GST on other Bank ATMs

SmartHub Prepaid Card digital application form along with Retail Cust ID as per records to be submitted.

Personalised Card will be couriered to customer registered address and will have TAT of 7 to 10 days.

Post receiving the card delivery status as "delivered", your initial funding will be loaded into Card on T+1 day.

No annual fees will be charged.

Prepaid Card offered to small business owners for payments and business expenses. This card can also be applied by any retail customer who wishes to apply and avail the same.

Don't worry! We're here to help you update your details quickly and easily. 

For Mobile Number / Email ID: 

• Log In to the Prepaid Card NetBanking Portal: 

• Visit https://hdfcbankprepaid.hdfcbank.com/hdfcportal/index and log in using your credentials. 

Update Your Contact Information: 

• Click on Manage My Profile. 

• Go to Contact Information and select Edit. 

• Enter your new mobile number or email ID and verify the changes using the OTP sent to your registered mobile number. 

Your details will be updated instantly, and you’ll receive a confirmation via SMS on your registered mobile number. Please let us know if you need assistance at any step, and we'll be happy to help. 

For Address Update: 

Submit Your Application: 

• Visit your nearest HDFC Bank branch at a time that’s convenient for you. 

• Submit a signed application for "Change in Address" along with a documentary proof of your new address. Please bring the original documents for verification. 

We understand the importance of having your correct address on file. Your mailing address will be updated within 7 working days once we receive and verify your application and documents. Thank you for your patience and cooperation. 

• One can withdraw up to ₹ 1,00,000 in a month in cash.
• The limit for individual transaction may vary across ATMs

Yes, you can withdraw cash using the SmartHub Vyapar Prepaid Card.

No. Currently only one card can be applied by a Merchant.

The maximum Card balance can be up to ₹2 lakh at any given point in time across all PPIs held with the Bank. 

₹ 200+GST will be charged for card replacement.

• Card holder can check the balance through Prepaid NetBanking under account summary tab
• Card holder can also check the balance on ATM (charges applicable)

• For Transaction Value up to ₹1,000 – Rs. 20 + GST
• For Transaction Value above ₹1,000 – 1.85% of the Transaction Value + GST

Card should be blocked instantly by calling the customer care or through Prepaid card Netbanking portal. Replacement card will be provided on request.

Yes, there are no charges for card issuance and no annual fee for SmartHub Vyapar Prepaid Card.

Card can be loaded through following modes: 
 
a.  HDFC Prepaid Card NetBanking : Please follow the below steps 
Visit HDFC Bank website >> Click on Login >> Select Prepaid>> Login with User ID & Password>> Select Reload option>>Load value and payment details. 
b. Quick Reload Portal : Please follow the below steps: 
Visit HDFC Bank website >> Personal Banking Services >> Cards >> Prepaid Cards >> Manage your  cards>> Select reload your Prepaid card>> Card reload details. 
Also you can use the below direct link: https://securepayments.payu.in/hdfc-forex-home