ISIC Student ForexPlus Card

For HDFC Bank Customers

• Step 1- Enter your Customer ID or RMN and the verification code sent on it.
• Step 2- Fill out the application form, entering details like, country of travel, currency type and total currency required.
• Step 3-Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
• Step 4-Provide your address and other necessary information in the Traveller Details section of the form.
• Step 5- Your Forex Card will be delivered to you on the address provided.

For Non-HDFC Bank Customers

• Step 1: Enter your mobile number and the verification code sent on it.
• Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required.
• Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
• Step 4: Provide your address and other necessary information in the Traveller Details section of the form.
• Step 5: Visit the nearest HDFC Bank branch, verify KYC documents, and collect your Forex Card.

• Card issuance Fee: ₹300 per card
• Reload Fee: ₹75+GST per card
• Reissuance/replacement Fee: ₹100+GST per card

Transaction charges:

*GST as applicable

Cross currency Conversion Mark-up charges:

• For transactions where the transaction currency is different than the currency available on HDFC Bank Student ISIC Forex Card  bank will charge cross currency markup of 3% on such transactions.

• Exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of the transaction. Exchange rate used will be the Mid rate prevailing at the time of the transaction.

• GST will be applicable on Currency Conversion & other fees as per prevailing rate.

Currency Conversion Tax:

• Applicable on load, reload and refund transactions

Tax Collected at Source (TCS)

• Tax Collected at Source (TCS) is applicable under the provision of Financial Act,2020. To know more Click Here.

Limit of Amount that can be loaded on Forex Cards as per Liberalised Remittance Scheme:

• Maximum USD $250,000 in a financial year

*Note: Liberalised Remittance Scheme (LRS), is a facility where all resident individuals (as defined under FEMA 1999), including minors, are allowed to freely remit up to USD 250,000 per financial year (April – March) for any permissible current or capital account transaction or a combination of both.

• Complimentary globally recognised ISIC Identity Card. 

• The HDFC Bank ISIC Student Forex Card is not only a Forex Card but also an internationally recognised Student identity card. 

• The ISIC card has been endorsed by the United Nations Educational, Scientific and Cultural Organization (UNESCO) since 1968. 

• The card is recognised by universities, academic institutions, student unions, national governments, financial institutions, and ministries of education around the world 

Tax Collected at Source (TCS)

• Tax Collected at Source (TCS) is applicable under the provision of Financial Act,2020. To know more Click Here. 

Limit of Amount that can be loaded on Forex Cards as per Liberated Remittance Scheme:

• Maximum USD $250,000 in a financial year 

*Note: Liberalised Remittance Scheme (LRS), is a facility where all resident individuals (as defined under FEMA 1999), including minors, are allowed to freely remit up to USD 250,000 per financial year (April – March) for any permissible current or capital account transaction or a combination of both.

• Long Term Validity: Your Forex Card is valid for 2 years from the date of card indenting. 
• Usage: Use the same Forex Card for multiple trips, and load currencies based on changing destinations. 
• Reload limit: Load up to USD $250,000 (Or equivalent amounts in 2 other currencies) in a financial year 
• Total Security: Secured encryption features on the card ensure your funds are always protected.  
• Easy Reloading: Reload your card online, any time, from any corner of the world. 

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  All ATM & Point-of-Sale transactions (POS) are authenticated through PIN, making the card more secure with embedded CHIP on the card. Transactions initiated on payment machines located outside India may get processed without PIN depending on the guidelines followed in the respective countries, in such cases the cardholder needs to sign the transaction slip.

   

ISIC Card can be used for transactions online on all major e-commerce platforms. During payment check-out at e-commerce platforms, the transaction will be authenticated either with OTP or Prepaid Card NetBanking password.

To enable Online payment (E-commerce) service on the card follow mentioned steps:

• Login in to Prepaid Card NetBanking with your User ID

• Go to “Account Summary” tab and select “Manage My Profile” option

• Click on “Manage My Limits” tab and then select your “Card”

• Enable the service & set transaction/daily limit

Easily reload your card using any of the multiple online* and offline modes.

This card can be loaded through:

• Instant Reload – load your card in 3 simple steps, from anywhere in the world. No need to remember passwords, just need your card number.

• HDFC Bank Prepaid card Netbanking

• HDFC Bank NetBanking

• HDFC Bank Branches

* Online Reloading of card is available for existing HDFC Bank customers only. Funding from NRO accounts / Debit Cards not allowed.

ISIC Student ForexPlus Card can be used to do payment/transactions for online purchase. To authorise transaction, it requires validation by using Prepaid card NetBanking IPIN or mobile OTP.

To enable Online payment (E-commerce) service on the card follow below steps:

• Login in to Prepaid Card NetBanking with your User ID
• Go to “Account Summary” tab and select “Manage My Profile” option
• Click on “Manage My Limits” tab and then select your “Card”
• Enable the service & set transaction/daily limit

Emergency Cash Delivery

• Emergency cash assistance across the world, in case of loss / damage of card. (As per the rules and regulations prevailing in respective countries)
• Call our International toll free numbers to avail the services.
• For more details click here

How to apply for the ISIC Student ForexPlus Card? 

• You can apply for ISIC Student ForexPlus Card online, through our Website or by visiting an HDFC Bank branch near you.

For HDFC Bank Customers 

• Step 1: Enter your Customer ID or RMN and the verification code sent on it. 
• Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required. 
• Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process. 
• Step 4: Provide your address and other necessary information in the Traveller Details section of the form. 
• Step 5: Your Forex Card will be delivered to you on the address provided. 

For Non-HDFC Bank Customers 

• Step 1: Enter your mobile number and the verification code sent on it.  
• Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required. 
• Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process. 
• Step 4: Provide your address and other necessary information in the Traveller Details section of the form. 
• Step 5: Visit the nearest HDFC Bank branch, verify KYC documents, and collect your Forex Card.

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.