ISIC student forxplus chip forex card

What’s In Store For You

More Benefits Than Ever Before

Travel Benefits

  • Instantly reload your card from anywhere in the world

Exclusive Benefits

  • 1.5 lakh+ products, services, and experiences in 130+ countries for ISIC cardholders.

Concierge Benefits

  • 24*7 concierge services across travel, accommodation, and medical services. *

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Additional Benefits

Travel Smart with HDFC Bank Forex Cards The hassle-free spending companion of 5 lakh+ customers

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ISIC student forxplus forexplus chip forex card

Documents Required To Get You Started 

Originals and self-attested copies of applicants and/or guardians:

For existing HDFC Bank Customers

  • Valid Passport
  • PAN Card
  • I-20 form

For New Customers

  • Valid Passport
  • PAN Card
  • Passbook, cancelled cheque or one-year account statement, used for funding the Forex Card.
  • 1-20 form

Travel documents

  • Valid Passport
  • Valid International travel ticket
  • Valid Visa

How to apply for the ISIC Student ForexPlus Card?

You can apply for ISIC Student ForexPlus Card online, through our Website or by visiting an HDFC Bank branch near you.
For HDFC Bank Customers

  • Step 1- Enter your Customer ID or RMN and the verification code sent on it.
  • Step 2- Fill out the application form, entering details like, country of travel, currency type and total currency required.
  • Step 3-Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
  • Step 4-Provide your address and other necessary information in the Traveller Details section of the form.
  • Step 5- Your Forex Card will be delivered to you on the address provided.

*In certain cases, uploading documents and completing video KYC might be required.

Swiggy HDFC Bank Credit Card Application Process

Know more about the card

Application Process

For HDFC Bank Customers

  • Step 1- Enter your Customer ID or RMN and the verification code sent on it.
  • Step 2- Fill out the application form, entering details like, country of travel, currency type and total currency required.
  • Step 3-Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
  • Step 4-Provide your address and other necessary information in the Traveller Details section of the form.
  • Step 5- Your Forex Card will be delivered to you on the address provided.

For Non-HDFC Bank Customers

  • Step 1: Enter your mobile number and the verification code sent on it.
  • Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required.
  • Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
  • Step 4: Provide your address and other necessary information in the Traveller Details section of the form.
  • Step 5: Visit the nearest HDFC Bank branch, verify KYC documents, and collect your Forex Card.
Tax Collected at Source (TCS)

Fees & Charges

  • Card issuance Fee: ₹300 per card
  • Reload Fee: ₹75+GST per card
  • Reissuance/replacement Fee: ₹100+GST per card

Transaction charges:

Currency ATM Cash Withdrawal Balance Enquiry Daily Limit for ATM Cash Withdrawal
USD USD 2.00 per transaction USD 0.50 per transaction USD 5000
EUR EUR 1.50 per transaction EUR 0.50 per transaction EUR 4700
GBP GBP 1.00 per transaction GBP 0.50 per transaction GBP 4000

*GST as applicable

Cross currency Conversion Mark-up charges:

  • For transactions where the transaction currency is different than the currency available on HDFC Bank Student ISIC Forex Card  bank will charge cross currency markup of 3% on such transactions.

  • Exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of the transaction. Exchange rate used will be the Mid rate prevailing at the time of the transaction.

  • GST will be applicable on Currency Conversion & other fees as per prevailing rate.

Currency Conversion Tax:

  • Applicable on load, reload and refund transactions

Buy and sell forex currency Service tax amount
Up to ₹1 lakh 0.18% of the gross value or ₹45—whichever is higher
₹1 lakh – ₹10 lakh ₹180 + 0.09% of the amount exceeding ₹1 lakh
> ₹10 lakh ₹990 + 0.018% of the amount exceeding ₹10 lakh

Tax Collected at Source (TCS)

  • Tax Collected at Source (TCS) is applicable under the provision of Financial Act,2020. To know more Click Here.

Limit of Amount that can be loaded on Forex Cards as per Liberalised Remittance Scheme:

  • Maximum USD $250,000 in a financial year

*Note: Liberalised Remittance Scheme (LRS), is a facility where all resident individuals (as defined under FEMA 1999), including minors, are allowed to freely remit up to USD 250,000 per financial year (April – March) for any permissible current or capital account transaction or a combination of both.

Tax Collected at Source (TCS)

Dual Card - Forex Card and Identity Card

  • Complimentary globally recognised ISIC Identity Card. 

  • The HDFC Bank ISIC Student Forex Card is not only a Forex Card but also an internationally recognised Student identity card. 

  • The ISIC card has been endorsed by the United Nations Educational, Scientific and Cultural Organization (UNESCO) since 1968. 

  • The card is recognised by universities, academic institutions, student unions, national governments, financial institutions, and ministries of education around the world 

Tax Collected at Source (TCS)

  • Tax Collected at Source (TCS) is applicable under the provision of Financial Act,2020. To know more Click Here. 

Limit of Amount that can be loaded on Forex Cards as per Liberated Remittance Scheme:

  • Maximum USD $250,000 in a financial year 

 

*Note: Liberalised Remittance Scheme (LRS), is a facility where all resident individuals (as defined under FEMA 1999), including minors, are allowed to freely remit up to USD 250,000 per financial year (April – March) for any permissible current or capital account transaction or a combination of both.

 

Limit of Amount that can be loaded on Forex Cards as per Liberated Remittance Scheme

Card Loading & Validity

  • Long Term Validity: Your Forex Card is valid for 2 years from the date of card indenting. 
  • Usage: Use the same Forex Card for multiple trips, and load currencies based on changing destinations. 
  • Reload limit: Load up to USD $250,000 (Or equivalent amounts in 2 other currencies) in a financial year 
  • Total Security: Secured encryption features on the card ensure your funds are always protected.  
  • Easy Reloading: Reload your card online, any time, from any corner of the world. 
Validity

Secured Transactions with Chip & PIN

  •  

    All ATM & Point-of-Sale transactions (POS) are authenticated through PIN, making the card more secure with embedded CHIP on the card. Transactions initiated on payment machines located outside India may get processed without PIN depending on the guidelines followed in the respective countries, in such cases the cardholder needs to sign the transaction slip.

     

Validity

Online Usage Allowance

ISIC Card can be used for transactions online on all major e-commerce platforms. During payment check-out at e-commerce platforms, the transaction will be authenticated either with OTP or Prepaid Card NetBanking password.

To enable Online payment (E-commerce) service on the card follow mentioned steps:

  • Login in to Prepaid Card NetBanking with your User ID

  • Go to “Account Summary” tab and select “Manage My Profile” option

  • Click on “Manage My Limits” tab and then select your “Card”

  • Enable the service & set transaction/daily limit

Validity

Multiple reloading Options

Easily reload your card using any of the multiple online* and offline modes.

This card can be loaded through:

  • Instant Reload – load your card in 3 simple steps, from anywhere in the world. No need to remember passwords, just need your card number.

  • HDFC Bank Prepaid card Netbanking

  • HDFC Bank NetBanking

  • HDFC Bank Branches

* Online Reloading of card is available for existing HDFC Bank customers only. Funding from NRO accounts / Debit Cards not allowed.

Validity

Card Management & Control

Forex Cards can be managed via Prepaid Card NetBanking for your convenience.

  • Track your transactions

  • Instant Reload using HDFC Bank Debit card and Credit Card

  • Set ATM PIN, Block Card

  • Change your mobile number and Email ID instantly

  • Card Statement

  • Enable Contactless and online payment services

  • Set transaction limits

International Toll-Free numbers:

  • HDFC Bank offers easy access to HDFC Bank PhoneBanking services through International toll-free numbers across 32 countries as detailed below. To know more on toll-free numbers please click here.

*Charges as applicable

Validity

Contactless Payment

ISIC Student ForexPlus Card can be used to do payment/transactions for online purchase. To authorise transaction, it requires validation by using Prepaid card NetBanking IPIN or mobile OTP.

To enable Online payment (E-commerce) service on the card follow below steps:

  • Login in to Prepaid Card NetBanking with your User ID
  • Go to “Account Summary” tab and select “Manage My Profile” option
  • Click on “Manage My Limits” tab and then select your “Card”
  • Enable the service & set transaction/daily limit

    • Emergency Cash Delivery

  • Emergency cash assistance across the world, in case of loss / damage of card. (As per the rules and regulations prevailing in respective countries)
  • Call our International toll free numbers to avail the services.
  • For more details click here
Validity

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Validity

Application Process

How to apply for the ISIC Student ForexPlus Card? 

  • You can apply for ISIC Student ForexPlus Card online, through our Website or by visiting an HDFC Bank branch near you.

For HDFC Bank Customers 

  • Step 1: Enter your Customer ID or RMN and the verification code sent on it. 
  • Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required. 
  • Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process. 
  • Step 4: Provide your address and other necessary information in the Traveller Details section of the form. 
  • Step 5: Your Forex Card will be delivered to you on the address provided. 

For Non-HDFC Bank Customers 

  • Step 1: Enter your mobile number and the verification code sent on it.  
  • Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required. 
  • Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process. 
  • Step 4: Provide your address and other necessary information in the Traveller Details section of the form. 
  • Step 5: Visit the nearest HDFC Bank branch, verify KYC documents, and collect your Forex Card.
Application Process

Frequently Asked Questions

ISIC ForexPlus Card is available over the counter at HDFC Bank branches. You simply need to walk into our branch with required documentation and walk out with ISIC ForexPlus Card. The card will get activated within 4 hours from realization of funds.

Also you can apply by visiting www.hdfcbank.com -> Apply Online section or www.hdfcbank.com/personal/products/cards/prepaid-cards -> ISIC Student ID ForexPlus Card -> Buy Forex Card

You can check the balance on ISIC ForexPlus Chip card with the help of NetBanking facility. You will need to use the card number as user ID & IPIN issued to you as part of the card kit to login to NetBanking facility. Alternately, you can also contact our PhoneBanking services to check the balance on your ISIC ForexPlus Card.

After returning from the overseas trip, you are required to surrender unspent foreign exchange held by you within 180 days of return. You can retain foreign exchange up to US$ 2,000 (or equivalent) for future use after returning back to India.

ISIC ForexPlus Card can also be loaded on your behalf by someone authorized by you. Authorised person has to visit HDFC Bank branch with the necessary documents and funds. We’ll take care of the rest.

You can reload your ISIC ForexPlus card multiple times in future till the card gets expired:

  • You can authorise the Bank to debit your HDFC Bank account by giving an HDFC Bank cheque or make payment using a local cheque drawn on HDFC Bank and reload the card for desired value.
  • Reload requests can be made by any authorized person on your behalf. The person authorised by you for the same will need to come to bank branch and will need to provide the necessary documents to the bank to carry out reload. On receipt of the application form and the funds, your card will get reloaded for the desired amount.
  • HDFC Bank customers can also place a request to reload the card through HDFC Bank Prepaid NetBanking which happens instantly or through HDFC PhoneBanking or HDFC Bank NetBanking.

The ISIC Student ForexPlus Chip Card is a globally recognised multicurrency card that also functions as an internationally recognised student identity card, endorsed by UNESCO since 1968.

The card offers exclusive access to over 150,000 products, services, and experiences in more than 130 countries. It provides preferential and discounted offers on educational courses, software licences, transportation, entertainment, and more.

No, there is an issuance fee of ₹300 per card. Reloading the card incurs a fee of ₹75+GST. Reissuance or replacement of the card has a fee of ₹100+GST.

The ISIC Student ForexPlus card CAN be issued to the customers above the age of 12 Years.