Loan for specific industry segments

Types of Loans Against Specific Industry

Rural Loans

  • Access financial support for remote businesses in India. Use funds for raw materials, transport and equipment with competitive rates and flexible repayments.
Loan for specific industry segments

Healthcare Finance

  • Upgrade healthcare facilities with HDFC Bank's financial solutions. Options include Overdrafts, Demand Loans.Access cash credits for day-to-day expenses, with tenure from 12 to 84 months.
Loan for specific industry segments

Commercial Construction Equipment Finance

  • Grow your construction business with up to 100% financing on equipment. Benefit from quick processing, business-friendly interest rates and manageable monthly payments.
Loan for specific industry segments

Dukandar Overdraft Facility

  • Effortlessly meet your shop’s working capital needs with HDFC Bank’s Dukandar Overdraft Facility. Secure up to ₹10 lakh without collateral and pay interest solely on the utilised funds.
Loan for specific industry segments

Benefits of Loan Against Specific Industry

  • Access up to ₹10 lakh for the shop’s working capital needs without collateral.

  • Pay interest solely on the utilised amount, optimising financial costs.

  • Obtain up to 100% financing for construction equipment, facilitating business growth.

  • Experience rapid loan processing for timely project execution.

  • Benefit from competitive interest rates tailored for remote businesses.

  • Enjoy extended repayment terms from 12 to 84 months, providing financial stability. 

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Benefits you need and deserve

Frequently Asked Questions

Financial support for businesses in remote parts of India is now easier with HDFC Bank's industry-specific loans. These loans provide equitable access to the right financial solutions for businesses in rural areas looking to grow.

HDFC Bank typically processes Industry-Specific Loan applications within 7 days of disbursement for asset verification. However, pre-approved customers can get funds disbursed in just 10 seconds.

The eligibility criteria mainly depend on the type of loan you are opting for - the general eligibility criteria includes: The business should have a minimum turnover of ₹40 lakh and the applicant must have at least 3 years of current business experience.

Applying for an Industry-Specific Loan at HDFC Bank is simple. You can check your eligibility online or at any branch in just 60 seconds. Loans are disbursed based on your previous repayment history with HDFC Bank.

HDFC Bank offers specialised loans tailored to the needs of healthcare, construction and rural businesses. These loans can help you purchase new equipment, expand facilities and fuel growth in your industry.