• Joining/Renewal Membership Fee – ₹2,500/- plus Applicable Taxes

Click here to view the fees and charges applicable on your Business Regalia Credit Card.

Check Now

• Earn 4 Reward Points on every ₹150 spent on all retail* spends including Insurance, Utilities.

• Earn 10,000 Reward Points on annual spends of ₹5 lakh.

• Earn additional 5,000 Reward Points on annual spends of ₹8 lakh.​​​​​​​

• The maximum 50,000 Reward Points can be earned in a statement cycle for your Business Regalia Credit Card.

With effect from 1st January 2023:

1. 1. Rent payment and Education related transactions will not earn reward points.

1. 2. Reward points earned on Grocery transactions will be capped to 2,000 per month.

1. 3. Redemption of Travel Reward Points will be capped at 50,000 points per month.

• You can redeem your Reward Points on SmartBuy or Netbanking.

• Reward Points can be redeemed for: 
   
  > Flights and hotel bookings via SmartBuy at a value of 1 RP = 0.5 
  > Airmiles conversion through NetBanking at a value of 1RP = 0.5 airmile 
  > Products and Vouchers via NetBanking or SmartBuy at a value of 1 RP = upto ₹ 0.35 
  > Redeem as CashBack against statement at a value of 1 RP = ₹0.20

Please  Click Here to know more

• Get 2 Complimentary Domestic Lounge Access per quarter (Jan-Mar | Apr-Jun | Jul-Sep | Oct-Dec) after spending ₹1 Lakh in the previous quarter.
• Eligible cardholders enjoy 2 complimentary domestic lounge visits from the 5th of each calendar quarter as per revision below.
  Click here for details.
• From 5th Jan'2026, the spends based complimentary domestic lounge shall be available through lounge voucher sent to the eligible customers. Swiping your card at the lounge will no longer be accepted for spends based complimentary domestic lounge visit
  Click here for details.
• Click Here to check the list of eligible domestic lounges

• Apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Business Regalia Credit Card.  
  Click here to apply 

• Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. 

• If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit 

• For Diners Club Card, Priority Pass is not required to access complementary 6 international lounge access. Cardholders can access international lounge using Diners Club Card. 

• Click here to check the list of international lounges for Rupay.  

Please note: Priority Pass in India will attract charges on your Credit Card. Click here to know more   
You can visit www.prioritypass.com for list of lounge details. 

• To know about your lounge access history, write a mail to pp@prioritypass.com.hk. Please provide name, complete 18-digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then provide all the PP Numbers. 

• Any dispute on Priority Pass needs to be raised withing 6 months of visit. 

• Option to convert big spends into EMI after purchase available on HDFC Bank Business Regalia Credit Card. (Click here to know more)

• HDFC Bank Business Regalia Credit Card is enabled for Contactless Payments at retail outlets.

To see if your Card is contactless, look for the contactless network symbol on your Card.

(Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.) 

• Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre. 

• Available at a nominate interest rate. (Check Fees & Charges section for more details) 

MyCards, a mobile-based service platform for all credit card needs, facilitates convenient activation and management of your HDFC Bank Business Regalia Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

• Credit Card Registration & Activation
• Set up Card PIN
• Manage Card Controls like Online Spends, Contactless Transactions, etc.
• View Transactions / Download e-Statements
• Check Reward Points
• Block/ Re-Issue Card
• Apply for an Add-on Card, manage, set PIN and card controls for Add-on card

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.