Bajaj Allianz Cyber Insurance

All You Need To Know

OVERVIEW

With an increase in internet penetration, social media and digital banking transactions, we are unknowingly exposed to various cyber-attacks. These can range from misuse of your financial information to data theft, cyber stalking etc.

Bajaj Allianz, understands such new-age risk factors and their impact. Bajaj Allianz’s individual Cyber Safe Insurance Policy ensures that you get optimum protection against potential cyber threats and risks

Features

FEATURES

  • There is NO excess in the policy.
  • Financial Losses like online loss of funds from account held in a bank, payment wallets etc. are covered under IT Theft Loss Cover, Phishing Cover and E-mail Spoofing.
  • Cyber extortion losses that the insured incurs due to a result of Cyber Extortion Threat is covered.
  • Defence cost as a result of any claim by the affected party is covered under Identity Theft Cover, Social Media Cover and Media Liability Claims Cover.
  • Prosecuting cost in a criminal case against third party is covered under all covers.
  • Reasonable expenses of Transportation and Photocopying of the documents arising out of defence.

Click Here to read the policy wording.

Card Management & Control

EXCLUSIONS

  • Dishonest and improper conduct
  • Bodily Injury / Property damage
  • Unsolicited Communication.
  • Unauthorized Collection of data
  • Immoral / Obscene Services

Please note: For complete details, please refer to the product brochure for policy terms and conditions

Redemption Limit

ELIGIBILITY

One needs to be above 18 years of age for taking cyber safe Insurance

Card Management & Control

CLAIMS PROCESS

To register your claim, please dial our Toll Free Number: 1800-209-5858

Commission on General Insurance

Features

Frequently Asked Questions

  • Counselling Services

    • All reasonable fees, costs and expenses of an accredited psychiatrist, psychologist or counsellor chosen by you, to take treatment for stress, anxiety or such similar medical conditions resulting from any of the above.

  • IT Consultant Services Cover

    • IT Consultant costs incurred by you in order to prove the amount and the extent of a covered loss.

Yes, Social Media threat is also covered under the policy.

Social Media

Defense and prosecution costs against identity theft occurring on your legitimate Social Media account as a result of a cyber-attack.

Coverage Offered

  • Defense costs as a result of any claim by affected party.
  • Prosecution costs against a Third party for identity theft from Social Media.
  • Costs of transportation to court and photocopying of documents.