Pixel Go Credit Card

More benefits than ever before

Shopping Benefits

  • 1% CashBack on eligible transactions

  • 5% Cashback on SmartBuy.

Card Management Benefits

  • Fully digital onboarding and management via PayZapp.

UPI Benefits

  • 1% Cashback on UPI spends

  • To view detailed T&Cs, click here

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Additional Benefits

Wondering if you are eligible?

Salaried

  • Nationality: Indian
  • Age: 21 - 60 years
  • Income (Monthly) - ₹8,000

Self-Employed

  • Nationality: Indian
  • Age: 21 - 65 years
  • Annual ITR > ₹6,00,000
Print

FD Backed PIXEL Credit Card

  • Now apply for the PIXEL Credit Card backed by an FD
    (No credit score or income proof needed!)
  • Why choose an FD-backed Credit Card?

     

    • Get up to 90% of your FD value as Credit Limit
    • Earn interest on your FD and cashback on PIXEL Credit Card spends
    • No income proof required
  • How to apply?
  • You can apply for the FD-backed PIXEL Credit Card exclusively via the HDFC Bank PayZapp mobile app.

Don’t just spend, play your way to rewards
with Pixel Play

Go cashless. Go limitless. With Pixel Go

Documents required to get you started

Identity Proof

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photograph

Address Proof

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Application Process

You can easily apply for the PIXEL GO Credit Card by following the steps below:​

  • Step 1: Download or update the PayZapp app from the Google Play Store for Android or the App Store for iOS
  • Step 2: Click on the 'Apply Now for PIXEL CREDIT CARD' banner on the PayZapp homepage.

In certain cases, uploading documents and completing video KYC might be required*.

Read important notes for more information

Swiggy HDFC Bank Credit Card Application Process

Know More About the Card

Card Control via PayZapp

  • End to end Management via PayZapp
  • Track spends
  • Track and redeem rewards
  • Raise tickets In-app via help center
Card Management & Controls

Pay in Parts

Enjoy hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance* to EMIs from your PayZapp.

  • EMI Dashboard: Manage all your live EMIs within the EMI dashboard from PayZapp.

  • Flexibility: Choose low-cost and flexible tenures that suit best for your choice of repayment. You can choose between select transactions or outstanding balances*.

  • 100% Digital: No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from your Payzapp.

To know more detailed Terms & conditions click here

 

Revolving Credit

Additional Features

  • Zero lost card liability: In the unfortunate event of losing your HDFC Bank Pixel Go Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.

  • Interest Free Credit Period: Up to 50 days of interest free period on your HDFC Bank Pixel Go Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)

  • Revolving Credit: Available at a nominal interest rate on your HDFC Bank Pixel Go Credit Card. Please refer to the Fees and Charges section to know more.

  • Exclusive Dining Privileges: Enjoy 10% savings off on all your restaurant bill payments via Swiggy Dineout. To know more, click here

Welcome Renwal Bonus

PIXEL CashPoints

  • CashBack will be credited in the form of PIXEL CashPoints and can be easily managed under the rewards section of the Pixel Homepage in Payzapp. 

  • Upon the accumulation of 500 PIXEL CashPoints, they can be redeemed easily to the PayZapp Wallet and used to purchase your choice of brand vouchers within PayZapp digitally.

  • Pixel CashPoints are valid for 2 years from the date of accumulation.

Fuel Surcharge Waiver

Card Activation

  • Download HDFC Bank PayZapp from Google Play or Apple App Store.
  • Sign up using your mobile number (ensure it matches the one used for your PIXEL Card application).
  • Access PIXEL Go: Look for the in-app nudge or notification on the PayZapp Home Page to access PIXEL Go.
  • Set it up by selecting your billing cycle date.
  • Activate & Go – Verify your email ID and click "Activate & Proceed".
  • Done! Your PIXEL Go Credit Card is instantly activated and ready for use.

(Note: Customers applying for PIXEL Credit Card via PayZapp will be issued with both RuPay & Visa network cards with RuPay as a Digital Card and Visa as a physical plastic card to your registered postal address as a standard issuance process. Please note a single consolidated PIXEL statement will be generated for both the cards together every month.)

Additional Features

Set-up UPI PIN

Set Up Your UPI PIN in a few steps:

  • Open PayZapp and tap on "View PIXEL Home" on the home screen
  • Navigate to Settings > "Set RuPay UPI"
  • Verify your OTP, set your card PIN, and you're all set! 
Revolving Credit

Contactless Payments

  • Swipe to Pay: HDFC Bank Pixel Go Credit Card lets you make E- commerce transactions effortlessly with - Swipe to Pay. Now make quick and secure online payments without need of one-time password (OTP) sent via SMS.

  • Tap & Pay: HDFC Bank Pixel Go Credit Card has enabled contactless payments to facilitate fast, convenient and secure payments at retail outlets. Just tap once with either your phone or physical card and make hassle free offline payments.

  • Scan and Pay: Through the Pixel RuPay credit card, customers will be able to make payment to a merchant by scanning the QR code for unified Payment Interface (UPI) Payments.

  •  

Revolving Credit

Scan & Pay

Link Your HDFC Bank PIXEL RuPay Credit Card for Scan & Pay:

  • Open PayZapp and tap the menu bar on the top left corner.
  • Go to "UPI Accounts" under Account Management.
  • Under Credit Cards, tap "Add New" and select HDFC Bank Credit Card.
  • Enter the last 6 digits of your card and its expiry date, then proceed.
  • Verify with OTP, enter your credit card PIN, and create your UPI PIN.
  • Done! Your card is now linked for Scan & Pay transactions.
  • Enable Scan & Pay payments for third party apps

To know more about PIXEL RuPay Credit Card, click here

Revolving Credit

PayZapp Benefits

  • Statement & Repayments:

    • You can easily view and download the digital statements in the PayZapp.

    • View the current outstanding on the card and make card repayment within the Pixel Home page using payment methods like UPI, Debit card, & Netbanking.

  • Servicing via Help Center: You can easily refer to the FAQs for every section by clicking on “?” in the app screen to view and get answers to your questions.  
    You can also raise a query ticket within the app if you need more help by clicking “Raise a Ticket”, and the service team will respond to your query in the app.

  • How to Raise a Ticket?

    • Tap "?" on the Pixel Play Credit Card Home Page.

    • Choose the relevant category and query.

    • If your query isn’t listed, select "My query is not listed" to raise a ticket.

Revolving Credit

Fees and Charges

  • Joining/Renewal Membership Fee: ₹250/- + Applicable Taxes

  • Spend ₹90,000 in the first 90 days and get Joining fee waiver
  • Spend ₹50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
  • Click here to view details of HDFC Bank Pixel Go Credit Card Fees and Charges.

Revolving Credit

Most Important Terms and Conditions

Revolving Credit

Important Notes

    Note:
    A. Upon approval of your PIXEL Credit Card, please complete the card setup process in PayZapp to ensure timely delivery.

    B. Customers applying for PIXEL Credit Card via PayZapp will get the option to choose network(Visa/RuPay/Both). This option will be available up to 3 days from the day of card application approval, post that, you'll be issued with both RuPay & Visa network cards with RuPay as a Digital Card and Visa as a physical plastic card to your registered postal address as a standard issuance process. Please note a single consolidated PIXEL statement will be generated for both the cards together every month.

Ways to Apply

Frequently Asked Questions

You can apply digitally via PayZapp and get instant approval.

Earn 1% unlimited cashback on transactions, 5% on Smartbuy, and 1% on UPI spends (RuPay variant).

You can instantly convert transactions into EMIs via PayZapp with flexible tenure options.

Spend ₹10,000 in 90 days for a joining fee waiver and ₹50,000 annually for a renewal fee waiver.

You can Tap & Pay at stores, Swipe to Pay online, and Scan & Pay via UPI (RuPay variant).