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More rewards than ever before

Management Benefits

  • Centralised platform for corporate & employee benefit control.

Convenience Benefits

  • Seamless card issuance, digital KYC & instant updates

Tax Benefits

  • Tax benefits on specific wallets for employees.

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Additional benefits

Offer more benefits to your employees*

Just like 33 lakh+ Flexi Benefit Cardholders

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Know More About the Card

Card Management & Controls

  • Single Interface
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans 
  • Spends tracking
    Simple interface to track all your spends 
  • Reward Points
    View and redeem points at the push of a button
Welcome Renwal Bonus

Fees and Charges

Transaction Type Amount in ₹
Issuance Fees ₹135/-
Annual Fees ₹135/-
Reissuance Fees NA
Card Replacement Fees ₹ 135/-
ATM Withdrawal Fee (for HDFC Bank ATMs) NA
ATM Withdrawal Fee (for other Bank ATMs) NA
Balance Inquiry Fees – (HDFC Bank ATM) ₹ 10/-
Balance Inquiry Fees – (Other Bank ATM) ₹ 10/-

Please Note: Charges are exclusive of applicable tax.

Fees & Charges

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

The HDFC Bank Flexi Benefit Card is issued by corporates to their employees for managing various benefits such as Meal, Fuel, Telecom, LTA, Reward & Recognition, and more. Any corporate looking to provide these benefits can avail the Flexi Benefit Card for their employees.

HDFC Bank Flexi Benefit Card is a comprehensive solution that gives corporates the facility of issuing cards to their employees for purposes such as Meal, Fuel, Telecom, LTA, Reward and Recognition, etc.  
It is a perfect solution specially designed for corporates to make their payment experience simpler and faster helping them lower administration cost and save time. 

Any corporate who wishes to issue the Flexi Benefit card to their employees can avail the Flexi Benefit Card. Enquire Now.

It digitally manages all corporate benefits through single platform. It provides hassle-free card issuance and loading through corporate dashboard. In addition to real time tracking, card control and management of card benefits, digital KYC process for existing HDFC Bank customers can be done. 
Customer can manage their card through customer portal, view card balance, statement, card control, block or unblock the card on one click. Demographic details are updated instantly.

The validity is 5 years.

The Flexi Benefit Card can be used for POS and online purchases depending upon the wallet configuration.

Corporate can load this card via the Corporate Portal.

Access the portal by visiting: https://hdfcbank.poweredby.happay.in

Note: Cash loading on the card and fund transfers from the card is not permitted.

The amount outstanding shall not exceed Rs. 2,00,000/- at any point in time on a Full KYC card. For Small/Minimum KYC cards, you can load the card with a maximum of up to Rs.10,000 per month and Rs.1,20,000 per annum.

[The Prepaid cardholder can use the prepaid instrument for purposes within the applicable limits across the Prepaid Payment Instruments (PPIs)].

For POS transactions customer needs to enter the card PIN and for ECOM transactions customer needs to enter the card PIN and OTP.

Absolutely! Each transaction triggers an alert to your registered mobile number/e-mail, and you can also monitor activity on your card anytime via the Customer Portal.

Should you notice any transactions you didn't authorize, inform HDFC Bank immediately and have your card blocked or hotlisted to prevent further misuse.

You can do so through the Customer Portal, corporate admin, or our customer support service at 080-61776177 or email help.hdfcbank@happay.com.

Amount debited for all failed transactions, gets reversed to the card within 24 hours.
If the amount is not reversed within the specified time, contact our customer support at 080-61776177 or email help.hdfcbank@happay.com.

Administer your card with ease via our Customer Portal by visiting https://hdfcbank.poweredby.happay.in
Track your balance, check your transaction history, manage your spending limits, change your PIN, secure your card if needed and enable ecom transactions.
POS transactions are enabled by default on the card.

Sign in to our Customer Portal by visiting https://hdfcbank.poweredby.happay.in, navigate to 'My Profile,' select 'Password,' and follow the prompts to ensure your credentials are up-to-date.

If you lose your card or it gets stolen, follow these steps right away:

​​​​​​​Block your card using the Customer Portal. Alternatively, you can contact your corporate admin for help or call our customer support immediately at 080-61776177 for assistance.

Utilize the card balance and c​​​ontact customer support 080-61776177 or email at help.hdfcbank@happay.com  for card closure.

Login to portal: https://hdfcbank.poweredby.happay.in using your credentials

Click on your initials (at the top right corner) > click on my profile > select the edit option against your email id or mobile number > enter new email id or mobile number > enter login password and proceed > Enter OTP received on your registered mobile number or email ID > Success notification will be displayed post instant update of email id or mobile number

As per regulatory guidelines, by-default e-commerce and contactless transactions are disabled on cards for higher security.

E-commerce and Contactless feature can be enabled by customer manually by following below steps:

  a) Login to: https://hdfcbank.poweredby.happay.in
  b) Go to "My Card" tab
  c) Select Your Card  >>  Manage Card
  d) Switch On ECOM and Contactless

Below are the steps to set PIN:

  a) Login to: https://hdfcbank.poweredby.happay.in

  b) Go to "Cards & Wallets" tab  >>  Set PIN

Below are the steps to login to the portal:

  a) Login to: https://hdfcbank.poweredby.happay.in

  b) Input your email ID or Mobile Number

  c) Click 'Sign in with OTP' and select 'I'm not a robot'

  d) Enter the OTP received on your registered mobile number

Features for Corporates:
  1) Bulk User Addition and KYC Management

  2) Card Control for users

  3) Digital funds distribution

  4) Passbook - Fund addition and distribution records

  5) Card Inventory – Order and Manage card inventory

Features for Cardholders:
  1) Digital KYC process

  2) Block/unblock card, set PIN and set limits on number of transactions and value of transactions

  3) View expenses in real time

  4) Transfer funds from wallet to bank account

  5) View card details virtually in the mobile application