How can I view combined balances and transactions after connecting my bank accounts to My Money?

1. Log in to your HDFC Bank app (SmartWealth or Mobile Banking).

2. Tap “Net Worth.”

3. Enter your mobile number and OTP.

4. Select the accounts you want to view and confirm with OTP.

5. View all balances and transactions together on your dashboard. It’s that easy!

What banks are supported in My Money?
All banks regulated by the RBI are supported - Public, Private, Co-operative, Regional Rural banks, and NBFCs. Wherever you bank, My Money keeps it all in one place.

How many accounts can I add to My Money?
As many as you’d like! My Money handles multiple accounts so you can see your full financial picture in one place. At any one instance, you can add maximum 10 accounts.

Can I remove (delink) my bank accounts from My Money?
Absolutely! You’re in full control. Remove your accounts anytime from the Finvu consent manager:

• https://aaweb.finvu.in

• https://revokeconsentlive.finvu.in
  Once removed, they’ll disappear until you add them again.

Can I add my accounts again after removing them from My Money?
Yes! Simply re-add them using the same easy steps.

Will removing (delinking) my accounts also delete the collected financial data?
No. Removing only stops new data from coming in. Your old data will stay for your reference.

Are there specific limits on FD booking transactions?
On FD booking page, you will be presented with modes of payment available for the transaction. You can choose any mode of payment like UPI and Net Banking. Payment mode’s limits will be applicable.

How accurate is the data on My Money?
We do our best to show accurate information. However, My Money depends on data shared by your financial providers (banks, NBFCs, depositories). If you notice a small mismatch, don’t worry - it usually corrects itself soon.

Why is there a mismatch in balance between My Money and my Bank App?
Don’t worry — this is completely normal. My Money shows account information shared through the Account Aggregator (AA) network, which currently supports data as of the previous working day (T-1).

That means your My Money balance reflects yesterday’s data, while your HDFC Bank app shows real-time balances. The difference doesn’t mean there’s an error - it’s just how the AA system works. Your latest balance will automatically refresh with the next update.

How frequently is the data updated in the My Money?
The data updates once a day, showing balances from the previous working day. Depending on your provider, it may take a little longer, but it’ll refresh automatically.

Is it safe to depend on My Money when making financial decisions?
My Money gives you a clear summary of your accounts, but it’s not a financial advisory tool. Always double-check with an expert before making major decisions.

Is My Money secure?
Yes, 100%! My Money uses RBI-approved connections and bank-level encryption to keep your information safe. Your consent is required every time - you stay fully in control.

I see an account that doesn't belong to me. What should I do?
If you notice an unfamiliar account in My Money, please check with your bank to confirm whether your mobile number is linked to another account by mistake.

Once that’s verified, you can email us at smartwealth@hdfc.bank.in, and we’ll help you delink the incorrect account from your My Money profile right away.

1. Log in to your HDFC Bank app (SmartWealth or Mobile Banking).

2. Tap ‘All Bank Accounts and Equities.’

3. Verify with OTP.

4. Under Equity, tap ‘Add New.’

5. Link your account (CDSL/NSDL).

6. View your consolidated holdings and transactions on the dashboard.
 

Where can I see my Demat account details in My Money?
Go to My Money → Equities → Select your Demat account. You’ll see all details under ‘Account Details’ instantly.

Can I update my Demat account details in My Money?
Updates to your Demat account need to be done through your broker or trading platform. Once they update your info, it’ll reflect automatically in My Money.

What should I do if I can't see my Demat account?
If your Demat account isn’t visible, first check with CDSL or NSDL to confirm that your Demat account is linked to the same mobile number registered in My Money.

If everything looks correct and you still can’t view it, please email us at smartwealth@hdfc.bank.in. Our support team will review the issue and help you get it resolved quickly.

How many Demat accounts can I add in My Money?
Add as many as you want! My Money shows all your holdings across different brokers in one place.

How can I view equity reports on SmartWealth?
Head to My Money → Equities → Portfolio Analyser. You’ll see your holdings, market distribution, sector allocation, and trends - all at a glance.

Can I buy/sell my Equity Holdings from the My Money App?
Not yet. My Money is for tracking and viewing. You can buy or sell through your broker. We’ll update you once this feature becomes available!

Why is there a difference in Gain Percent and Amount from the purchase price?
The equity prices shown are based on closing prices from the depository. That’s why you may notice slight differences in gain or purchase price - it’s perfectly normal.

Can I remove (delink) my Demat accounts from My Money?
Yes, anytime! Visit https://aaweb.finvu.in or https://revokeconsentlive.finvu.in to delink. Once you do, those holdings won’t appear anymore. Need help? Email smartwealth@hdfcbank.com and we’ll assist right away.

• On the My Money dashboard, tap on ‘Book FD with HDFC Bank now’. 
• Enter mobile number and DOB and provide consent. 
• Enter the FD amount. 
• Select the preferred tenure, interest payout option and maturity instruction. 
• Select the HDFC Bank or non-HDFC Bank account to fund your FD. 
• Preview details and confirm via OTP. 

We’re always here to help! Just email smartwealth@hdfcbank.com, and our friendly support team will get back to you quickly.