Kids Advantage Account

What’s in store for you?

₹1 Lakh free education cover

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Kids Advantage

More benefits than ever before

Future Benefits

  • Small, timely savings starting from ₹1,000 with My Passion Fund.

Shopping Benefits

  • Cash withdrawals of ₹2,500 at ATMs and spending of ₹10,000 at merchant locations permitted per day.

Transaction Benefits

  • Free cash withdrawal and balance enquiries at all HDFC Bank ATMs.

Kids Advantage

Key Benefits

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Fees and Charges

  • The HDFC Bank Kids Advantage Account offers extensive benefits, including free monthly statements and instant transaction alerts through SMS and email. You can also avail free cash withdrawal and balance enquiries at all HDFC Bank ATMs.

  • Click here for consolidated savings fees and charges of Kids Advantage Account.
Enjoy Special Discounts and Offers

Added Delights

Transaction Benefits

  • Free Payable-at-Par cheque book at the time of account opening

  • NetBanking, PhoneBanking and MobileBanking services for account balance checks, bill payments, and more

  • ATM/International Debit Card issued in your child's name with your permission

  • Free cash withdrawals at all HDFC Bank ATMs as well as any other Bank's ATM*

  • Free balance enquiries at HDFC Bank ATMs

  • Free monthly statements and instant transaction alerts through SMS and email

Banking Benefits

  • Access to a wide range of banking products and services

  • Faster access to credit at attractive interest rates

  • Fully secure digital banking experience at your fingertips

  • Small, timely savings starting from ₹1,000 with My Passion Fund

Offline Presence

  • Access to over 19,000+ HDFC Bank ATMs in India

  • Access to cash at any ATM in India including other banks and White-label ATMs*

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Deals & Offers

Check out the deals

  • CashBack and discounts Debit Card: 5% CashBack on shopping via PayZapp and SmartBuy.
  • SmartBuy Offer: Click here
  • PayZapp offer: Click here
  • UPI offers: Click here
  • Net banking offers: Click here
  • BillPay offers: Click here

     

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Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

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Wondering if you are eligible?

You can open an HDFC Bank Kids Advantage Account for your child if:

  • Your child is a minor (up to 18 years of age)
  • And you have a Savings Account with HDFC Bank


If you don’t already have a Savings Account with HDFC Bank, you will need to open one first, to establish a Kids Advantage Account. Click here to open an HDFC Bank Savings Account.

Kids Advantage

Documents required to get you started

Minor’s Identity and Age Proof

  • Birth Certificate
  • Student ID Card

Identity Proof of the Parent/Guardian

  • Passport
  • Aadhaar Card
  • Voter ID
  • Driving Licence
  • PAN Card
  • Passport size photographs

Address Proof of the Parent/Guardian

  • Latest utility bills (electricity, water, gas, or telephone)
  • Rental Agreement
  • Passport
  • Aadhaar Card
  • Voter ID
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Ways to Open a Bank Account

Frequently Asked Questions

You can easily apply to open a Kids Advantage Account online. Simply fill out the application form and follow the simple steps.

The Kids Advantage Account offers several benefits for children and parents. It provides a personalised cheque book and Debit Card with parental controls, allowing parents to set daily spending limits and track transactions. You can also enjoy additional benefits such as free Education Insurance cover of ₹1 lakh, standing instructions to transfer funds, automatic transfer to Fixed Deposit, bundled Sukanya Samriddhi Yojana Account for a girl child, My Passion Fund deposit experience, and Systematic Investment Plan. Explore the full range of benefits on our Kids Advantage Account page

Yes, as the parent/guardian of the child for whom the account is being opened, you will need to provide identity proof (Aadhaar Card, PAN Card), address proof (latest utility bill, passport), and income proof (latest salary slips for salaried individuals or income tax returns for self-employed individuals) to open a Kids Advantage Account.

The HDFC Bank Kids Advantage Account is designed to teach children about banking. It offers a personalised cheque book and Debit Card with parental controls. Parents can set daily spending limits and track transactions. The account also provides educational tools and resources.

The HDFC Bank Kids Advantage Account offers extensive complimentary benefits, including free monthly statements and instant transaction alerts through SMS and email. You can also avail free cash withdrawal and balance enquiries at all HDFC Bank ATMs. However, there are some fees and charges applicable. Click here to read the detailed fees and charges.