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What is SME Digital?

  • Managing and transacting on your HDFC Bank Working Capital Loan Facility Overdraft Account is now easier than ever! Stay updated on your loan status and track its progress digitally through a seamless online process.
  • No need to visit a branch or contact your relationship manager for updates—simply log into SME Digital and take control of your business finances anytime, anywhere. Whether you want to check your loan status, increase your credit limit, or apply for additional services, it’s all just a few clicks away!
  • How to access SME Digital?
  • Log into SME Digital with your HDFC Bank NetBanking ID and password and get started. New customers can use the portal via an OTP verification process.

Manage your Working Capital Loan Account with these services

  • Directly upload all required documents

  • Share documents for renewal and deferral closure

  • Check the status of your loan application

  • Track loan progress on your own

  • Get alerts and reminders to avoid faults

  • Update Udhyam Registration certificate for PSL classification

  • Review facility details to stay updated

  • Raise additional limit requests

  • Submit enquiries

  • Make disbursement requests

  • Request new facilities from the comfort of your home

  • Check all transaction details

  • Update stock statement and insurance policy

  • *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.