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The eligibility criteria for FlexiPay is
Frequently Asked Questions
HDFC Bank FlexiPay is a 'Buy Now Pay Later' service, allowing you to pay for your shopping at a later time. With FlexiPay, you don't have to forgo those favourite pair of shoes or the latest smartphone. If you have an HDFC Bank Debit Card, you are eligible for this pay-later option.
FlexiPay benefits include access to a digital credit line with a maximum tenure of 90 days. While the interest amount is debited from your account according to the due date, you can settle the principal at the end of the tenure. The interest rate applied to your FlexiPay plan varies based on the chosen tenure.
FlexiPay is a payment solution introduced by HDFC Bank that enables you to shop to your heart's content, and pay for it at your convenience
With FlexiPay, you are offered a digital credit for up to 90 days. For a tenure of 30, 60 or 90 days, the interest is debited from your account on the due date. The principal amount is recoverable at the end of the chosen tenure.
The most lucrative benefit of this product is the 15-day at NO EXTRA COST, wherein only the principal amount is debited at the end of the selected tenure. Here are five simple steps to follow to use this service:
Select HDFC Bank FlexiPay- Buy Now Pay Later at the check out page on the website.
Enter your HDFC Bank Registered mobile number.
Select the preferred tenure of your choice, enter the last 4- digits of your HDFC Bank Debit Card. Select the terms and conditions checkbox to proceed further.
Enter the OTP received on your mobile number to validate the specific transaction.
You are done.
The due amount is automatically debited from your existing HDFC Bank Savings or Current Account.
More About FlexiPay
FlexiPay, offered by HDFC Bank, enhances your shopping experience by providing a convenient payment facility. This ‘buy now, pay later’ service enables you to make purchases without the necessity of paying the entire amount upfront. With FlexiPay, you can enjoy remarkable convenience and a smooth user experience. By using FlexiPay, you can shop without the worry of immediate financial constraints or the need for readily available cash.
FlexiPay offers a range of benefits. Firstly, there are no costs involved for the initial 15 days, providing a grace period for repayment. Additionally, there are no convenience or processing fees associated with the service. With FlexiPay, borrowers have the flexibility to choose the borrowing period that best suits their needs, with tenure options ranging from 15 days to 90 days. Moreover, the repayment process is highly flexible, accommodating varying financial circumstances.
The FlexiPay facility is reserved for HDFC Bank customers who hold Current Accounts and Savings Accounts and have been pre-approved for this service. This exclusive offering provides eligible customers with the flexibility to access funds as needed, without the requirement of upfront payment. By being pre-approved, customers can enjoy the convenience of using FlexiPay facility to manage their finances more effectively.