banner-logo

Credit cards are a convenient way of making any purchases from shopping to purchasing your favourite gadget to buying that new AC for your home to booking your flights & hotel and more or settling exorbitant bills when you don't have immediate funds at your disposal.

Our Products

HDFC Bank MyCards

One stop platform to manage Credit Cards ON THE GO. No Downloads, No passwords ! Just save this on your Phone.

kisanDhan

HDFC Bank MyCards

  • MyCards is a mobile-based service platform of HDFC Bank for products like Credit Card, Debit-card EMI, Consumer Durable loan.
  • View - Available and Outstanding Limit, Due Payment and date
  • View Transactions, Reward points, Loan EMIs (including Debit Card EMI Loans)
  • Manage Card Control settings and Usage limits
  • Hotlist and Re-issue, Temporary deactivate/activate card

HDFC Bank RuPay Credit Card on UPI

Welcome to the new world of ‘Credit + Convenience’ with HDFC Bank RuPay Credit Cards, enabled for UPI payments.

kisanDhan
  • HDFC Bank RuPay Credit Cards can now be linked to UPI to enable seamless & secure transactions.View - Available and Outstanding Limit, Due Payment and date
  • Link your HDFC Bank RuPay Credit Card in UPI app for UPI Payments through credit card.
  • Scan the Merchant QR code and make payments on the go with HDFC Bank RuPay Credit Card on UPI.

Get access to funds & EMI facility on your Credit Card

With HDFC Bank Credit Cards, you can do more than just shop and make payments in a hassle-free manner, explore the host of value added services.

kisanDhan

Loan Against Credit Card (LACC)

  • When faced with a financial emergency, you can take a loan against your HDFC Bank Credit Card limit and bridge the monetary gap.
  • Avail pre-approved loans within the credit limit of your card
  • Enjoy lowest interest rates in the market
  • Bid goodbye to lengthy documentation processes
kisanDhan

SmartEMI

  • Splurge without worrying about lumpsum repayments all at once. Our SmartEMI facility allows you to convert bigger purchases into monthly EMIs for a wide range of products and services.
  • Repay conveniently over 9 to 36 months
  • Eligible for electronic items, lifestyle products and services, insurance payments, travel, apparels
  • Attractive and low-interest rates
  • Quick disbursement
kisanDhan

EasyEMI

  • With HDFC Bank Credit Card, you can buy now and pay in instalments for a range of products, including consumer durables, electronics, furniture and more. The best part? It is available for online as well as in-store purchases; so you can shop to your heart's content!
  • Enjoy No Cost EMIs on leading brands
  • Benefit from nominal convenience fees
  • Flexible repayment plans
  • Zero down payments and documentation
kisanDhan

Get exclusive savings on shopping via SmartBuy

  • HDFC Bank's user-friendly e-commerce shopping platform, SmartBuy brings you the best offers in town on a range of products and services. With SmartBuy you can:
  • Compare and shop for the best deals
  • Avail economical airfares
  • Book hotels at affordable prices
  • Enjoy a host of deals at restaurants, spas, and more
kisanDhan

Make all payments with PayZapp

  • In today's digitised world, nothing is more convenient than completing transactions with just a few clicks from anywhere and at any time. HDFC Bank's exclusive mobile payment app – PayZapp - ensures this by allowing you to complete various transactions:
  • Pay utility bills and recharge while earning rewards
  • Scan and pay to reduce contact and make quick payments
  • Send and receive money at your convenience

Address All Your Credit Card Related Queries

All you need to know about owning and using your Credit Card.

kisanDhan

Pay Credit Card bills

  • To ensure you are always on top of Credit Card bills, there are multiple options to seamlessly and swiftly clear credit dues via online or offline channels at zero cost. Cardholders shall be provided a one-time option in the lifetime of the card to modify the billing cycle of their HDFC Bank Credit Card as per their convenience. This option will be available to both - existing and new credit card customers. Easy ways to pay HDFC Bank Credit Card bills:
  • MobileBanking App
  • NetBanking
  • ATM funds transfer
  • Cash/Cheque
  • Auto-debit facility
  • Through any other bank account
kisanDhan

Credit Card Upgrade

  • Want to enjoy more benefits and better features? You can now upgrade your HDFC Bank Credit Card through HDFC Bank NetBanking or fill and submit the Credit Card upgrade application.
  • Extra Reward Points & Savings
  • Free access to lounges
  • Premium Experiences via NetBanking
kisanDhan

Autopay

  • You don't ever have to worry about forgetting the due date on your Credit Card bills. Our convenient automatic bill payment facility ensures that every Credit Card bill is paid on time.
  • Get 5% CashBack for the first six months after registration
  • Save up to maximum Rs 150 per statement cycle
  • Manage finances by setting maximum limits on your bills
kisanDhan

Change PIN

  • HDFC Bank chip+PIN Credit Cards offer enhanced security and convenience. So, even if you forget your HDFC Bank Credit Card PIN, you can change it through different methods and within minutes.
  • Hassle-free process to change your HDFC Credit Card PIN
  • Change your PIN safely and swiftly via Net Banking
  • Conveniently change your PIN at an ATM by using the OTP sent to your registered mobile number

Increase Your Shopping LIMIT

Be in full control of your HDFC Bank Credit Card, enhance and manage limit as and when you want it!

kisanDhan

Limit Enhancement

  • Increasing the spending power on your HDFC Bank Credit Card is quick and easy, and offers you more financial freedom. A higher limit is also quite useful when dealing with emergencies. Our Limit Enhancement feature provides the following benefits:
  • Zero hassle of managing multiple Credit Cards
  • Improved CIBIL score
  • Better Eligibility for Loans
  • Enhanced Rewards and Offers
kisanDhan

International/Online Transaction Enablement & Limit Setting

  • Worried about going overboard with your Credit Card spending? Ensure this never happens by enabling the 'Limit Setting' feature on your credit card.  You can also enable International and Online transactions on your HDFC Bank Credit Card within minutes!
  • Complete control of your Credit Card
  • Lower chance of fraudulent activities on your card
  • Enable International/online transactions at your will

Know More About Your Offers and Rewards

Shopping with HDFC Bank Credit Card is a rewarding experience, quite literally!

kisanDhan

Limit Enhancement

  • Increasing the spending power on your HDFC Bank Credit Card is quick and easy, and offers you more financial freedom. A higher limit is also quite useful when dealing with emergencies. Our Limit Enhancement feature provides the following benefits:
  • Zero hassle of managing multiple Credit Cards
  • Improved CIBIL score
  • Better Eligibility for Loans
  • Enhanced Rewards and Offers
kisanDhan

Credit Card Offers

  • Get your hands on the latest gadgets, revamp your home or go on a shopping spree without overshooting your budget, thanks to the many exciting offers on HDFC Bank Credit Cards.
  • Enjoy exclusive CashBack, discounts and promotions
  • Benefit from online, offline and regional offers
  • Save big on your shopping, bill payments and bookings with HDFC Bank Credit Card
Mode of Credit Card Bill Payment Processing Time
NEFT 1-2 days
IMPS 1 day
Cash 1 day
Bill Desk 2-3 working days
Mobile Banking 1 day
Net Banking 1 day
ATM Funds Transfer 1 day
3rd Party App (Cred, etc.) * Depends on Settlement mode NEFT/IMPS /BILLDESK
Via PayZapp Depends on Settlement mode NEFT/IMPS /BILLDESK
Via other UPI Apps (Google Pay, Paytm, etc.)* Depends on Settlement mode NEFT/IMPS /BILLDESK

*Disclaimer: Payment realisation queries with regard to payments initiated/made through third party app’s are to be directly dealt with the third party service provider.