Money Market Desk

What’s in store for you

Money Market Desk

Money Market Desk services

Trade In Debt services

Government of India Securities

  • These are instruments backed by the Indian government, offering fixed coupon interest semi-annually.  

  • They are available for various tenures, from less than a year to up to 20 years.  

  • They can be purchased in the primary or secondary market in physical or demat form, providing reasonable returns.  

Government of India Securities

Treasury Bills (T-Bills)

  • These are short-term sovereign-backed discounted instruments with maximum tenures of up to 364 days.  

  • T-Bills are purchased at a discount to face value and offer face value on maturity, known for their high liquidity and attractive returns.  

Treasury Bills (T-Bills)

Commercial Paper

  • These are unsecured promissory notes issued by corporates, primary dealers, satellite dealers, and financial institutions, requiring a credit rating (P1+ to lowest P2-) from CRISIL. Similar to T-Bills, Commercial Paper is issued at a discount to face value, with tenures of 15 days to a year and a minimum investment of ₹5 lakh in demat form only.
  • While offering attractive returns, they also carry higher risk.

For further information, contact us at mmdesk.bombay@hdfc.bank.in. 

Commercial Paper

More About Money Market Desk

HDFC Bank's Money Market Desk services provides expertise in managing funds, maintaining statutory reserves like CRR and SLR and trading debt securities. Whether you're a mutual fund house, financial institution, or primary dealer, you can benefit from our services. We offer trading in various debt instruments, including Government of India Securities, Treasury Bills (T-Bills), and Commercial Paper. Our support helps mitigate interest rate risks and boosts fund returns.

  • The Money Market Desk is a crucial component of financial institutions.

  • It manages short-term funds and investments efficiently.

  • Actively trades in money market instruments like treasury bills, commercial paper, and certificates of deposit.

  • Aims to maintain liquidity and optimise returns through strategic investments.

  • Monitors market conditions and interest rate movements closely.

  • Makes timely investment decisions based on market insights.

  • Ensures compliance with regulatory requirements for cash reserves and liquidity ratios.

  • Manages risks such as interest rate risk and credit risk through diversified investments.

  • Selects securities carefully to mitigate potential risks effectively.

A Money Market Desk offers several benefits to financial institutions and investors.  

  • Provides access to a diverse range of short-term investment options. 

  • Efficiently manages surplus funds for financial institutions and investors. 

  • Actively trades in Money Market instruments to maintain liquidity.  

  • Ensures institutions meet their short-term obligations effectively. 

  • Expertise in monitoring market conditions and interest rate movements. 

  • Makes informed investment decisions to optimize returns. 

  • Plays a crucial role in mitigating risks like interest rate and credit risks.  

  • Enhances overall stability and profitability of investment portfolios. 

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

Frequently Asked Questions

A Money Market Desk is a specialised unit within a financial institution, such as a bank, that manages activities related to Money Markets. These include trading in short-term, high-quality debt securities, such as treasury bills, commercial paper, certificates of deposit, and other instruments. The primary role of a Money Market Desk is to facilitate borrowing and lending in the short-term money markets, helping institutions manage their liquidity and meet their short-term funding needs.

A Money Market Desk is the team within a bank responsible for managing its investments in short-term, liquid securities. This team would typically trade in instruments like treasury bills, commercial paper, and certificates of deposit to ensure that the bank's liquidity needs are met and its funds are earning a competitive return.

The main role of a Money Market Desk is to manage the bank's short-term liquidity and investment needs. This involves trading in various money market instruments such as treasury bills, commercial paper, and certificates of deposit to ensure that the bank has enough funds on hand to meet its daily obligations and regulatory requirements. Additionally, a Money Market Desk seeks to earn a return on these investments while managing risks such as interest rate and credit risk.

To access HDFC Bank's Money Market Desk,

  • Visit the HDFC Bank website and navigate to the financial services or investments section.
  • Look for information or contact details related to the Money Market Desk.
  • Find it under sections like 'Corporate Banking' or 'Investment Services'.
  • Contact the designated email address or phone number provided on the website.
  • Inquire about the application process or express interest in utilizing their services.
  • A representative from HDFC Bank will guide you through the application and provide further assistance.