Why Choose Us?

Digital Loan Against Mutual Funds is an industry-first fully automated online service for providing Loans Against Mutual Funds, which can be done online at your convenience. The process is 100% digital, requiring no documentation.

The key features include the ability to retain your Mutual Funds without needing to sell them, a completely digital process for convenience and flexible repayment options to suit your financial situation. Interest is charged only on the utilised amount, ensuring cost-efficiency. Additionally, there is a high loan-to-value ratio for debt Mutual Funds, and the minimum loan amount is as low as ₹50,000, making it accessible for various financial needs. 

The benefits include instant liquidity without selling your investments, convenience of a digital process, flexibility in repayment options, competitive interest rates and high loan amounts based on the value of your Mutual Funds. 

You can apply online through HDFC Bank's website or mobile app. The entire application process is paperless and can be completed from the comfort of your home or office.

• *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.