Best Price Save Smart Credit Card

What's in store for you

Card Benefits & Features

Know more about the card

Card Management & Controls

  • Single Interface
    One unified platform for managing Credit Cards, Debit Cards, FASTag, and Business Loans.
  • Spend Tracking
    Simple, intuitive interface to monitor and manage all your business expenses.
  • Reward Points
    Effortlessly view and redeem reward points with just a click.
Additional Features

Fees & Charges

Fees and charges applicable on the Best Price Save Smart Credit Card

  • Joining/Renewal Membership Fee – ₹500/- plus Applicable Taxes

  • Click here to view details of Best Price Save Smart HDFC Bank Credit Card Fees and Charges

For card sourced effective 01-11- 2020, Below T&Cs are applicable  

  • The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.
Milestone Benefit

Additional Features

  • Utility bill payments on registering your card with SmartPay. 

  • Zero Lost card liability on fraudulent transactions and reporting it immediately to our 24-hour call centre. 

  • Revolving Credit at nominal interest rate, click here. 

  • Exclusive SmartBuy Business portal for all Business cardholders. Click here. 

Renewal Offer

Milestone Benefit

  • ₹150 CashBack on 4 or more purchases within the first 90 days of card setup. 

  • Minimum cart value ₹150. 

  • ₹500 CashBack on shopping of ₹75,000 in a calendar quarter*. 

Contactless Payment

Renewal Offer

  • Spend ₹20,000 & above in the first 90 days and get a first-year membership fee waived.  

  • Annual spends of ₹50,000 and get renewal fee waived for the next renewal year.

Additional Features

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver at all fuel stations across India on minimum transaction of ₹400. 

  • Maximum CashBack of ₹250 per statement cycle.

Additional Features

Launch Offer

  • ₹500 CashBack on spending₹25,000 every month.

  • ₹250 CashBack on spending ₹10,000 per month on dining, utility, or IRCTC only.

Note:

  • Offer valid on customers sourced till March 31, 2020.

  • For all customers for 1 year from card set-up date. 

  • Identification of IRCTC, Utility, and Dining spends are based on Merchant Category Code (MCCs).

Additional Features

Contactless Payment

  • Best Price Save Smart HDFC Bank Credit Card is enabled for Contactless Payments at retail outlets. 

(Note: in India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.)

Additional Features

Exclusive EASYEMI Offers for Business Credit Cards

  • No cost-EMI on buying interiors, furniture, electronics, ACs, and more in bulk.

  • Valid on brands such as Damro, Dash Square, Durian Industries, EVOK, Furniturewalla, Godrej Interior, Royal Oak, Stanley, The Maark Trendz, Kelvinator, Blue Star, and Reliance Digital.

Click Here for Bluestar Offers
Click Here for Kelvinator Offers 
Click Here for All Furniture Offers

Additional Features

Most Important Terms and Conditions

  • *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

The Best Price Save Smart Credit Card fees are charged annually and on joining. The annual fee for the card is ₹500 plus Applicable Taxes. The bank charges a maximum interest rate of 3.6% per month i.e. 43.2% per annum on the amount due/unpaid amount.

Best Price Save Smart Credit Card is an exclusive credit card designed for Best Price members. It offers additional discounts and CashBack on both business and personal spending.

The Best Price Save Smart Credit Card charges are ₹500 plus applicable taxes. This fee is charged on the Credit Card processing while joining. The fee and charges can be waived on annual spending of ₹50,000.

The card offers up to 50 days interest-free credit period, CashBack on Price spends, utility bill payments through SmartPay, zero lost card liability, fuel surcharge waiver, dining benefits, milestone benefits, renewal offers, contactless payment option, exclusive EasyEMI offers. 

No, the Best Price Save Smart Credit Card is not free. The cardholders are required to pay an annual membership fee as Credit Card Fees. The card charges an annual fee of ₹500 plus Applicable Taxes.

We are currently not accepting new applications for the HDFC Bank Best Price Save Smart Credit Card. However, you can explore a range of other Credit Cards that may suit your needs. Click here to view our available options and find the right card for you.