Business Freedom Credit Card

What's in store for you

Card Benefits & Features

Know more about the card

Card Management & Controls

  • Single Interface
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans
  • Spends tracking
    Simple interface to track all your spends 
  • Reward Points
    View and redeem points at the push of a button
Card Management & Controls

Fees & Charges

Annual Fees

  • Spend ₹20,000 in a year and get a waiver of next year’s annual membership.

  • Renew your membership annually by paying a nominal fee of ₹500.

Cash advance fee

  • A fee of 2.5%, with a minimum of ₹500, is applicable on all cash withdrawals on your card.

Interest

  • Avail up to 50 days of interest free period from the date of purchase.

  • Interest at the rate of 3.49% per month will be charged on any outstanding amount carried beyond the bill due date.

READ DETAILED FEES & CHARGES

​Fees and Renewal

Most Important Terms and Conditions

  • *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. 
Most Important Terms and Conditions

Frequently Asked Questions

The HDFC Bank Business Freedom Credit Card is a business Credit Card designed for entrepreneurs and professionals. It offers rewards, CashBack, fuel surcharge waivers, and expense management tools to simplify business spending.

You must check the documents provided with the Business Freedom Credit Card to understand the individual limits. You can also learn about interest rates on purchases and free credit periods from the same document. However, the maximum limit of the card often depends on your credit score, credit history, your account history with the bank, and other related factors.  

We are currently not accepting new applications for the HDFC Bank Business Freedom Credit Card. However, you can explore a range of other Credit Cards that may suit your needs. Click here to view our available options and find the right card for you.