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What's in store for you

More benefits than ever before

CashBack Benefits

  • 5% CashBack on Flipkart Wholesale Online Spends, capped at ₹2,000 per month

  • 5% CashBack on Telecom, Utility, Govt & Tax Payments up to Rs. 250 per month

  • 1% CashBack on all other spends will be capped at 25,000 per month

Activation Benefits

  • ₹500 CashBack per transaction on first 3 purchases within 90 days of on-boarding, (Min.txn of ₹2,000 each and spends limited to Flipkart Wholesale online platforms only) 

SmartBuy Benefits

  • Exclusive SmartBuy Business portal for all Business cardholders. Click here to know more.

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Additional Benefits

Wondering if you are eligible for this card?

For Self-Employed

  • Nationality: Indian national
  • Age: Minimum: 21 years, Maximum: 65 years
  • Income: Annual ITR > ₹6 lakh
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Documents required to get you started

Identity Proof

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photographs

Address Proof

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Income Proof

  • Salary slips (for salaried individuals)
  • Income Tax Returns (ITR)
  • Form 16
  • Bank statements

Fees and Charges

Know more about the joining/renewal fees and other charges here.

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How to apply for a Credit Card?

Apply for a Credit Card online in 3 simple steps:

  • Step 1 - Provide your personal details
  • Step 2 - Select the Credit Card best suited for you
  • Step 3 -  Upload your documents and submit
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More About The Card

Card Reward & Redemption Program

Redemption Value:

  • CashBack accrued per calendar month auto redeemed in successive statements 

Redemption Limit: 

  • With effect from 1st January 2023,
     
    • Rent payment and Education related transactions will not earn reward points. 
    • Reward points earned on Grocery transactions will be capped to 1,000 per month. 
    • Redemption of Travel Reward Points will be capped at 50,000 points per month
  • 1% Fees to be charged on Rental transactions - from the 2nd rental transaction done every calendar month
  • 1% Mark-Up charges to be applied on all DCC transactions

TandC (w.e.f 31st Oct 2023)

  • 1% CashBack on all other spends will be capped at 25,000 per month

  • Only the mentioned categories basis the Merchant IDs / Terminal IDs in the list shared by Flipkart Wholesale Partner shall be applicable for relevant cashbacks. The same shall be updated and maintained periodically as obtained from Partner's end.

Card Reward & Redemption Program

Cashback Validity

  • Unredeemed Reward Points will expire/lapse after 2 years of accumulation 
Cashback Validity

Contactless Payment

  • Flipkart Wholesale HDFC Bank Credit Card is enabled* for Contactless Payments at retail outlets.
    (Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.) 
Contactless Payment

Smart EMI

  • Option to convert big spends into EMI after purchase available on Flipkart Wholesale HDFC Bank Credit Card. (Click here to know more)   
Smart EMI

Zero Cost Card Liability

  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre.
Zero Cost Card Liability

Revolving Credit

  • Available at a nominate interest rate. (Check Fees and Charges section for more details)
Revolving Credit

Card Management & Control

MyCards, a mobile-based service platform for all credit card needs, facilitates convenient activation and management of your Flipkart Wholesale HDFC Bank Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

  • Credit Card Registration and Activation

  • Set up Card PIN

  • Manage Card Controls like Online Spends, Contactless Transactions, etc.

  • View Transactions / Download e-Statements

  • Check Reward Points

  • Block/ Re-Issue Card

  • Apply for an Add-on Card, manage, set PIN and card controls for Add-on card

Welcome Renwal Bonus

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
MITC

Frequently Asked Questions

You will need identity proof (Aadhaar Card, PAN Card), address proof (latest utility bill, passport), and income proof (latest salary slips for salaried individuals, income tax returns for self-employed individuals) to apply for Flipkart Wholesale Credit Card Online.

To apply for Flipkart Wholesale Credit Card, follow these steps: 

Existing HDFC Bank Account holders: 

  • Download the application form 

  • Fill in your details and drop it off at your local HDFC Bank branch 

  • We'll handle the rest and send the card to your mailing address. 

Non-HDFC Bank Account holders: 

  • Download the Account Opening form 

  • Fill it, including the Flipkart Wholesale Credit Card application 

  • Submit it to your nearest HDFC Bank branch, and we'll assist with the rest 

- Utility bill payments made easy with SmartPay.

- Interest-free credit period up to 50 days.

- Fuel surcharge waiver at all fuel stations across India.

The Flipkart Wholesale HDFC Bank Credit Card is a co-branded Credit Card that offers attractive cashback rewards, exclusive discounts on Flipkart Wholesale online platforms, utility bill payments, interest-free credit period, fuel surcharge waiver, and various other benefits.

Yes, the Flipkart Wholesale Credit Card provides unlimited airport lounge access to 1000 plus lounges in India for both primary and add-on card members. Enjoy a comfortable and luxurious travel experience. 

The credit limit on your Flipkart Wholesale HDFC Bank Credit Card will be determined based on various factors such as your income, credit history, and existing relationship with the bank. The bank will inform you of your approved credit limit after your application is processed.

Frequently Asked Questions

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