Identity Proof

• Passport
• Aadhaar card
• Voter ID
• Driving licence
• PAN card
• Passport size photographs

 Address Proof

• Utility bills (electricity, water, gas, or telephone)
• Rental agreement
• Passport
• Aadhaar card
• Voter ID

 Income Proof

• Salary slips (for salaried individuals)
• Income Tax Returns (ITR)
• Form 16
• Bank statements

MyCards, a mobile-based service platform for all Credit Card needs, facilitates convenient activation and management of your Regalia Gold Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

• Credit Card Registration and Activation
• Set up your Card PIN
• Manage Card Controls like Online Spends, Contactless Transactions
• View Transactions / Download e-Statements
• Check Reward Points
• Block/ Re-Issue Your Card
• Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card

• Single Interface
  One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans 
• Spends tracking
  Simple interface to track all your spends
• Reward Points
  View and redeem points at the push of a button

You can choose any of the following easy options to apply for your HDFC Bank Credit Card:

• 1. Website
  You can quickly apply online by clicking here.
• 2. NetBanking
  If you're an existing HDFC Bank customer, simply log in to NetBanking and apply from the ‘Cards’ section.
• 3. HDFC Bank Branch
  Prefer a face-to-face interaction? Just visit your nearest branch and our staff will help you with the application.

• Joining/ Renewal Membership Fee of Rs. 2500 + Applicable Taxes.

Click here to view details of HDFC Bank HDFC Bank Regalia Gold Credit Card Fees and Charges.

CashBack Benefits

• ₹1,000 CashBack across 200+ brands on your Credit Card via Payzapp

Interest-free Credit Period

• Get up to 50 days of interest free Credit from the date of purchase. (subject to submission of the charge by the Merchant) .

Smart EMI

• HDFC Bank Regalia Gold Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here

Priority Pass

• Get access to Priority Pass program for overseas lounge access.

Zero Lost Card Liability

• In the unfortunate event of losing your HDFC Bank Regalia Gold Credit Card, on reporting it immediately to our 24-hour call centre (Toll free numbers 1800 1600/1800 2600. Customers traveling overseas can reach us at 022-61606160), you have zero liability on any fraudulent transactions made on your Credit Card.

Revolving Credit

• Enjoy Revolving Credit on your HDFC Bank Regalia Gold Credit Card at nominal interest rate. Refer to the Fees and Charges section to know more. Click here
  

Dining Privileges

• Enjoy Dining Privileges with Good Food Trail Program and get up to 10% discount on partner restaurant restaurants via Swiggy Dineout on paying with HDFC Bank Regalia Gold Credit Card.

Foreign Currency Markup

• 2% on all your foreign currency spends.

• The HDFC Bank Regalia Gold Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.*
  

(Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction without requiring you to input your Credit Card PIN. where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder you must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.) 

• You can redeem your Reward Points on Smartbuy or NetBanking.
• Reward Points Redemption against each category can be redeemed at

• Upto 70% of the booking value can be redeemed through reward points on Flights, Hotels and Experiences. The remaining amount must be paid through credit card.
• Redemption of Reward Points against statement balance (cashback redemption) will be capped at 50,000 Reward Points per month.
• Reward redemption is capped at 50,000 Reward Points per month for flights and hotel bookings on SmartBuy.
  
  Click Here to view further details on reward point redemption limits
  Please Click Here to view reward points redemption process.
  Please Click Here to view reward points TnC.

• The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
• Click here to access all important links related to your Credit Card.