Millennia Credit Card

• CashBack is in Reward Points and is redeemable against the statement balance upon request.
• 1 Rewards points is equivalent:

  1. CashBack (as against statement balance) = ₹1

  2. On SmartBuy - Flight and Hotel bookings = ₹0.30

  3. Airmiles = ₹0.30

  4. Rewards catalogue = upto 0.30

• A minimum of 500 Reward Points are required for statement balance redemption.
• Reward Points redemption for CashBack redemption are capped per calendar month to 3,000 Rewards Points.
• Flight and hotel bookings are capped at 50% with Reward Points; the rest of transaction amount will have to be paid via credit limit.
• Reward points redemption for flights & hotels bookings are capped per calendar month at 50,000.
• Cardmembers can redeem upto 70% of product/Voucher value through Reward points on select vouchers/products and pay the remaining amount via Credit card.
• Unredeemed Reward Points expire/lapse after 2 years.
• Click here for more details.

• Up to 50 days of interest free period on your HDFC Bank Millennia Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
• Zero lost card liability : In the unfortunate event of losing your HDFC Bank Millennia Credit Card, on reporting it immediately to our 24-hour call centre (Toll free numbers 1800 1600/1800 2600. Customers traveling overseas can reach us at 022-61606160, you have zero liability on any fraudulent transactions made on your Credit Card.

• This Card is enabled* for contactless payments at retail outlets.

*Note:

• In India, contactless payments up to ₹5,000 per transaction don’t require a PIN entry.
• For amounts ₹5,000 or more, the cardholder must enter their Credit Card PIN for security.
• You may check for the Contactless Network Symbol on your card.

You can choose any of the following easy options to apply for your HDFC Bank Credit Card:

• 1. Website
  You can quickly apply online by clicking here.
• 2. NetBanking
  If you're an existing HDFC Bank customer, simply log in to NetBanking and apply from the ‘Cards’ section.
• 3. HDFC Bank Branch
  Prefer a face-to-face interaction? Just visit your nearest branch and our staff will help you with the application.

• From 1st September 2024, wallet loading, Easy EMI, and education payments won't earn Reward Points.
  • For detailed Terms & Conditions, Click here.
  • Click here to access all important links related to your Credit Card.