Regalia ForexPlus Card

How to apply for the HDFC Bank Regalia ForexPlus Card? 

• You can apply for a Regalia ForexPlus Card online by clicking here or by visiting an HDFC Bank branch near you. 

For HDFC Bank Customers 

• Step 1:Enter your Customer ID or Registered Mobile Number and the verification code sent to it.
• Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required.
• Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
• Step 4: Provide your address and other necessary information in the Traveller Details section of the form.
• Step 5: Your Forex Card will be delivered to you on the address provided.

For Non-HDFC Bank Customers

• Step 1: Enter your mobile number and the verification code sent on it. 
• Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required.
• Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
• Step 4: Provide your address and other necessary information in the Traveller Details section of the form.
• Step 5: Visit the nearest HDFC Bank branch, verify KYC documents, and collect your Forex Card.

You must provide the following documents while applying for a Forex Plus Card:

• Duly filled application form along with following documents.
• If already holding an account with us:
  
  
  • Self-attested copy of valid passport
  • Self-attested copy of PAN (IfPAN not updated in the account)
• If you do not hold an account with us:
  
  
  • Self-attested copy of valid passport
  • Self-attested copy of PAN
  • Self-attested copy of your international travel ticket OR visa (anyone).
  • Copy of Passbook OR one year Account Statement, used for funding the Forex Plus card.
• List of additional documents required for ISIC Forex Plus Card
  
  
  • Self-attested copy of PAN card of the Applicant or Guardian (In case of the applicant being major, PAN Card of the applicant is mandatory, if not updated in the account. Additionally, if the forex plus card is funded by the Guardian, the PAN card copyof the Guardian is Mandatory.
  • Self-attested copy of Appointment letter / Admission letter / University Identity Card
  • Self-attested copy of form I-20

• Card issuance Fee: ₹1,000 plus applicable GST per card
• Reload Fee:₹75 plus applicable GST per reload transaction currency wise in branches. No fees for reload done through online portal

Transaction charges

• *GST as applicable  
• **The withdrawal limit may vary in case lower limit has been set by the ATM Acquiring Bank. 

Cross currency Conversion Mark-up charges:  

• For transactions where the transaction currency is different than the currency available on Regalia ForexPlus Card (US Dollars), the bank will NOT charge any cross-currency mark-up charges on such transactions.

Currency conversion tax 

• Applicable on load, reload and refund transactions

Tax Collected at Source (TCS)

• Tax Collected at Source (TCS) :Tax Collected at Source (TCS) is applicable under the provision of Financial Act, 2020. To know more, click here.

Limit of Amount that can be loaded on Forex Cards as per Liberated Remittance Scheme:

• Maximum USD $250,000 in a financial year
• *Note: Liberalised Remittance Scheme (LRS), is a facility where all resident individuals (as defined under FEMA 1999), including minors, are allowed to freely remit up to USD 250,000 per financial year (April – March) for any permissible current or capital account transaction or a combination of both.

• Long Term Validity: Your Forex Card is valid for 5 years from the date of card indentation.
• Usage: Use the same Forex Card for multiple trips.
• Reload limit: Load up to USD $250,000 in a financial year
• Total Security: Secured encryption features on the card ensure your funds are always protected. 
• Easy Reloading: Reload your card online, any time, from any corner of the world.

Reload the Regalia ForexPlus Card in 3 simple steps with just your card number through any of the following modes:

• Instant Reload – load the card in 3 simple steps, from anywhere in the world. No need to remember passwords, just need your card number.
• HDFC Bank Prepaid Card Netbanking
• HDFC Bank NetBanking
• HDFC Bank Branches
• Online Reloading of card is available for existing HDFC Bank customers only. Funding from NRO accounts / Debit Cards not allowed.

• Applicable on load, reload and refund transactions

Tax Collected at Source (TCS)

• Tax Collected at Source (TCS) is applicable under the provisions of the Financial Act, 2020. To know more Click Here.

Secured Transactions with Chip & PIN at POS & ATM

• All ATM & Point of Sale transactions (POS) are authenticated through PIN, making the card more secure with embedded CHIP on the card. Transactions initiated on payment machines located outside India may get processed without PIN depending on the guidelines followed in the respective countries, in such cases the cardholder needs to sign the transaction slip.
• Daily Limit for ATM Cash Withdrawal: Up to USD 5,000* or equivalent in any other currency
• *The withdrawal limit may vary in case a lower limit has been set by the ATM Acquiring Bank.
• Click Here to know more on the limits and charges in detail

• Regalia ForexPlus Card can be used for transactions online on all major e-commerce platforms. During payment check-out at e-commerce platforms, the transaction will be authenticated either with OTP or Prepaid Card NetBanking password.

- To enable Online payment (E-commerce) service on the card follow mentioned steps:

• Login in to Prepaid Card NetBanking with your User ID
• Go to “Account Summary” tab and select “Manage My Profile” option 
• Click on “Manage My Limits” tab and then select your “Card”
• Enable the service & set transaction/daily limit

• Regalia ForexPlus Card comes with a built-in PayWave technology to make contactless payments at retail outlets. You can just wave the card at a distance of 4 centimeters or less from the payment machine and make the payment securely.

- To enable Contactless service on the card, follow the below mentioned steps:

• Login in to Prepaid Card NetBanking
• Go to “Account Summary” tab and Select “Manage My Profile” option 
• Click on “Manage My Limits” tab and then select your “Card”
•  Enable the service & set daily transaction count / daily limit

• *The Terms and Conditions' for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

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• Do's

• Sign on the signature panel of your card as soon as you receive it to protect it from unauthorised usage. It is recommended that you sign with a ballpoint pen.

• To activate Prepaid NetBanking facility for your card, use the IPIN provided along with the card. IPIN is printed on PIN mailer along with the ATM PIN in the kit.

• Make sure to log out of your Prepaid NetBanking account after use, to prevent self-locking of the NetBanking ID.

• Some of the ATM acquirers charge a fee for using their ATM. Please take note of such charges before carrying out any transaction; you will have an option to abort the transaction if such charges are not acceptable to you.

* While withdrawing cash or checking balance at ATM, please select ‘Credit/Checking' on being prompted.

•Check your card statement periodically; in case of any discrepancies, please intimate the bank within 30 days of transaction.

•Certain ATMs have the facility to dispense cash in currencies other than the local currency. It is recommended to withdraw local currency to avoid any cross-currency conversion.

you happen to lose your card, block the card immediately using Prepaid Card NetBanking, or report the loss by calling our 24-hour Customer Care immediately.

• Retain the customer charge slip copy provided by merchant in case any swipe transaction is cancelled or reversed by merchant. This will be required to raise a dispute in case of any discrepancies.

• Don'ts

• Do not make purchases with the card via telephone, mail, or in any manner where the card is not being used physically.

• Do not use the card for pre-authorization/ initiating a rental at the time of checking in at hotels or other such merchants.

• Please do not refresh/close the window while the transaction is in process during online transactions.

• Please do not share your ATM and IPIN, or any other information-related to the card with anyone. Also, do not write such information anywhere on your card or on any document.

•Do not hand over the card to any third party or any person.

• Please do not use the card at merchant outlets/ ATMs offering DCC (Dynamic Currency Conversion) option at the time of settlement of your bill. Please ask merchant to settle the transaction in the currency loaded on your card.

• Kindly do not allow the merchant to swipe the card in your absence, card should be swiped in your presence at all times.

• The card does not support Address Verification System (AVS) facility by merchants and may not be accepted at merchant outlets where AVS is mandatory.

• Don't lend your card to anyone. If the card is borrowed by a family member (spouse, child, parent), with or without your knowledge, you are responsible for their purchase and / or cash withdrawal.

• In case you are using the chip card for transaction at merchant outlets, and if the merchant is swiping the card rather than dipping it, please ask for the card to be dipped and not swiped