How to apply for the HDFC Bank Regalia ForexPlus Card? 

• You can apply for a Regalia ForexPlus Card online by clicking here or by visiting an HDFC Bank branch near you. 

For HDFC Bank Customers 

• Step 1: Enter your Customer ID or RMN and the verification code sent on it.
• Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required.
• Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
• Step 4: Provide your address and other necessary information in the Traveller Details section of the form.
• Step 5: Your Forex Card will be delivered to you on the address provided.

For Non-HDFC Bank Customers

• Step 1: Enter your mobile number and the verification code sent on it. 
• Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required.
• Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
• Step 4: Provide your address and other necessary information in the Traveller Details section of the form.
• Step 5: Visit the nearest HDFC Bank branch, verify KYC documents, and collect your Forex Card.

• Card issuance Fee: ₹1,000 plus applicable GST per card
• Reload Fee: ₹75 plus applicable GST per reload transaction

Transaction charges

• *GST as applicable  
• **The withdrawal limit may vary in case lower limit has been set by the ATM Acquiring Bank. 

Cross currency Conversion Mark-up charges:  

• For transactions where the transaction currency is different than the currency available on Regalia ForexPlus Card (US Dollars), the bank will NOT charge any cross-currency mark-up charges on such transactions.

Currency conversion tax 

• Applicable on load, reload and refund transactions

Tax Collected at Source (TCS)

• Tax Collected at Source (TCS) is applicable under the provisions of the Financial Act, 2020. To know more Click Here.

Limit of Amount that can be loaded on Forex Cards as per Liberated Remittance Scheme:

• Maximum USD $250,000 in a financial year
• *Note: Liberalised Remittance Scheme (LRS), is a facility where all resident individuals (as defined under FEMA 1999), including minors, are allowed to freely remit up to USD 250,000 per financial year (April – March) for any permissible current or capital account transaction or a combination of both.

• Long Term Validity: Your Forex Card is valid for 5 years from the date of card indentation.
• Usage: Use the same Forex Card for multiple trips, and load currencies based on changing destinations.
• Reload limit: Load up to USD $250,000 in a financial year
• Total Security: Secured encryption features on the card ensure your funds are always protected. 
• Easy Reloading: Reload your card online, any time, from any corner of the world.

Reload the Regalia ForexPlus Card in 3 simple steps with just your card number through any of the following modes:

• Instant Reload – load the card in 3 simple steps, from anywhere in the world. No need to remember passwords, just need your card number.
• HDFC Bank Prepaid Card Netbanking
• HDFC Bank NetBanking
• HDFC Bank PhoneBanking
• HDFC Bank Branches
• Online Reloading of card is available for existing HDFC Bank customers only. Funding from NRO accounts / Debit Cards not allowed.

• Applicable on load, reload and refund transactions

Tax Collected at Source (TCS)

• Tax Collected at Source (TCS) is applicable under the provisions of the Financial Act, 2020. To know more Click Here.

Secured Transactions with Chip & PIN at POS & ATM

• All ATM & Point of Sale transactions (POS) are authenticated through PIN, making the card more secure with embedded CHIP on the card. Transactions initiated on payment machines located outside India may get processed without PIN depending on the guidelines followed in the respective countries, in such cases the cardholder needs to sign the transaction slip.
• Daily Limit for ATM Cash Withdrawal: Up to USD 5,000* or equivalent in any other currency
• *The withdrawal limit may vary in case a lower limit has been set by the ATM Acquiring Bank.
• Click Here to know more on the limits and charges in detail

• Regalia ForexPlus Card can be used for transactions online on all major e-commerce platforms. During payment check-out at e-commerce platforms, the transaction will be authenticated either with OTP or Prepaid Card NetBanking password.

- To enable Online payment (E-commerce) service on the card follow mentioned steps:

• Login in to Prepaid Card NetBanking with your User ID
• Go to “Account Summary” tab and select “Manage My Profile” option 
• Click on “Manage My Limits” tab and then select your “Card”
• Enable the service & set transaction/daily limit

• Regalia ForexPlus Card comes with a built-in PayWave technology to make contactless payments at retail outlets. You can just wave the card at a distance of 4 centimeters or less from the payment machine and make the payment securely.

- To enable Contactless service on the card, follow the below mentioned steps:

• Login in to Prepaid Card NetBanking
• Go to “Account Summary” tab and Select “Manage My Profile” option 
• Click on “Manage My Limits” tab and then select your “Card”
•  Enable the service & set daily transaction count / daily limit

• *The Terms and Conditions' for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.