• Earn 5 Reward Points on every ₹200 spent for your business needs (1 Reward Point = Up to ₹0.65)

Earn 5X Reward Points on your select Business spends such as

• Bill Payment via Payzapp & SmartPay
• Income Tax/ Advance Tax payment via eportal.incometax.gov.in View steps
• GST payment via payment.gst.gov.in view steps.
• Hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals
• Business Productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals - Nuclei
• Google Ads
• Meta
• Reliance Digital

Note: 5X Reward Points applicable on minimum spends ₹25,000 (excluding IT & GST spends) in statement cycle.
Earn maximum 7,500 Reward Points per statement cycle.
T&C apply

Make GST payment using Business Credit Card:

• Via GST portal: payment.gst.gov.in : Click here to view the steps.

Pay Income Tax/ Advance Tax using Business Credit Card(eportal.incometax.gov.in):

• Click here to view the steps.

• Link your GST number with your business credit card for optimising Input Tax Credit, smarter expense-tracking, and hassle-free compliance.

  Steps to link:
  1. Write to customerservices.cards@hdfc.bank.in and initiate request to link GST number with the business credit card.
  2. Please furnish the documents (PAN & GST Document) that will be asked

SmartBuy BizDeals:

• Save up to 40% on Business Travel & Software Purchases via SmartBuy

1. Business Travel Benefits via MMT MyBiz

• 4% discount on flight and hotel bookings.
• Enjoy discounted fares, free meals, seat selection, and low cancellation fees.

2. Business Productivity Tools via Nuclei

• Instant discounts on business software like Google Workspace, Tally Prime, AWS, Microsoft Azure & more.
• Get a GST invoice to claim Input Tax Credit.

Dining Benefits:

• Pay with your HDFC Bank BizPower Card and enjoy 10% extra off* on dining bills at 35K+ restaurants! Click here to Know more.

• Get Amazon Prime membership or Rs. 1500 Amazon Voucher on 1 Tax (IT,GST) or Travel or Ads(Meta Ads, Google Ads) transaction in first 30 days of card issuance.

• with effect from 25th October 2025, the welcome benefit will be applicable only to first-time cardholders. It will not apply to conversions, migrations or upgrades.
  T&C Apply.

Milestone Benefits:

• Get a ₹5,000 MakeMyTrip/Reliance Digital voucher on quarterly retail spends of ₹2.5 Lakh (excluding petrol, IT, GST, EMI spends)(From 1st July, 2026)​
• Get a ₹2,500 MakeMyTrip/Reliance Digital voucher on quarterly retail spends of ₹2.5 Lakh (excluding rent, petrol, EMI spends) (Until 30th June, 2026) ​T&C Apply

Reward Points can be redeemed as:
Click here to know how to redeem your reward points

• A minimum of 2500 RP is needed to redeem Reward Points against statement balance.
• Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through Reward Points. Rest of the transaction amount will have to be paid via the Credit Card limit 
• With effect from 1st February 2023, cardmembers can redeem up to 70% of product/Voucher value through Reward Points on select vouchers/products and pay the remaining amount via Credit card. 
• Unredeemed Reward Points will expire/lapse after 2 year of accumulation. 
• The maximum 60,000 Reward Points can be earned in a statement cycle.
• Maximum of 500 reward points can be earned in a calendar month on UPI spends through RuPay Credit Card.

• PIN Setting Process:

Set PIN for your card by following any of the below option:

1. By Using MyCards :

• Visit HDFC Bank MyCards - https://mycards.hdfc.bank.in/
• Enter registered Mobile no and Authenticate using OTP
• Select "Biz Power Credit Card"
• Choose Set Pin and enter your 4 digit pin

2. By using IVR: Call 1860 266 0333 from registered mobile number

• Key in last 4 digits of your Business Credit Card No
• Validate with OTP sent on registered mobile no
• Set 4 digit Pin of your choice

3. By using Mobile banking:

• Login to Mobile Banking
• Go to "Cards" Section and Select "Biz Power Credit Card"
• Choose Change Pin and Enter your 4 digit Pin & confirm
• Authenticate using OTP
• Pin Generated Successfully

4. By using Net banking:

• Login to Net banking
• Click on "Cards" and visit "Request" Section
• Choose Instant Pin generation
• Select card number and enter your 4 digit Pin

For more details click here

• Contactless Payment:

Your HDFC Bank Biz Power Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.
Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN.
However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons

• Manage your Card on the go:

Now access your HDFC Bank Biz Power Credit Card 24/7 on the go with our HDFC Bank MyCards platform

• Enable online & contactless usage
• View - Transaction, Reward Points, Statements & more.
• Manage - online usage, contactless usage, set limits, enable & disable
• Check - Credit card outstanding, due date and more

For more details, click here.

• Set Card Control:

You can enable the services using MyCards (preferred) / WhatsApp Banking / Net Banking / PhoneBanking IVR​.
Click Here for more details

Customer care details:

• Toll Free: 1800 1600 / 1800 2600
• Email: customerservices.cards@hdfcbank.com

The HDFC Bank Biz Power Credit Card offers exclusive benefits with the following fee structure:

• Joining/Renewal Membership Fee: ₹2,500 plus applicable taxes.
• Fee & Charges: Click here to view the complete details.
• Renewal Fee Waiver: Spend ₹4 lakhs in an anniversary year (12 billing cycles) to get the renewal fee waived for the next year. 

Domestic Lounge and Travel Benefits:

• 2 Domestic Airport Lounge visits + 1 Zero Domestic Flight Cancellation Voucher(powered by MMT) per calendar quarter on spends of ₹75,000 in the previous quarter
• Click here to know more about Zero Domestic Flight cancellation voucher (powered by MMT)​
• Eligible cardholders enjoy 2 complimentary domestic lounge visits from 5th of each calendar quarter
  Click Here to Know More
• Click Here to check the list of eligible domestic lounges

International airport lounge:

• Cardholders can access international lounge using Priority Pass
• You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your Biz Power Credit Card.
• Click here to apply for Priority Pass for self and add-on members.
• 6 International lounge access via Priority Pass*/ Year
• Click here to know more. You can visit www.prioritypass.com for complete list of lounge details.
• For RuPay Card, Priority Pass is not required to access complimentary 6 international lounge access. Cardholders can access international lounge using their RuPay Card.​
• Click here to check the list of international lounges for Rupay

• Get up to 10X Reward Points on Flipkart, MakeMyTrip, Apple Imagine Tresor, on SmartBuy (capped at 4,000 Reward Points per month)

SmartPay:

• SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills.
• Get assured CashBack up to ₹1800 in the first year and exciting e-vouchers worth up to ₹800 for adding 2 or more bills on Smart Pay.

Steps to enable SmartPay on Netbanking​​​​​​​:

• BillPay & Recharge > Continue > Add Biller > Select Category > Enter Details and Enable Smartpay on Debit/Credit Card Or Cards> Credit cards> Smart Pay> Continue > Add Biller > Select Category > Enter Details and Enable Smartpay on Debit/Credit Card> Choose Biz Power Credit Card

Steps to enable SmartPay on Mobile Banking:

• ​​Bill Payments > Add Biller > Select Biller Type> Enter Details and Enable Smartpay on Debit/Credit Card > Choose Biz Power Credit Card

• Convert your big spends into EMI after purchase. To know more Click Here

Easy EMI:

• Choose EMI option for your large online or in-store purchases using your Biz Power Credit Card and avail easy repayments using Easy EMI.
• Easy EMI Plan details such as EMI Amount, Total Loan Amount, Rate of Interest will be displayed in the charge slip (in-store purchases) or at the time of transaction (online purchases)

Click Here to know more.

• In the unfortunate event of losing your HDFC Bank Biz Power Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
• Credit liability cover: ₹9 lakh

• Cardholders have the option to choose higher Business Insurance cover as per their Business need.

Click here to Apply

• List of Business Insurance plans:

T&C apply

• HDFC Bank Biz Power Credit Card Eligibility :
• A Self Employed Indian Citizen aged between 21 yrs. to 65 Yrs.
• Annual ITR above Rs 12 Lakhs
• (Customers can apply credit card using ITR, GST returns)

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.