Business Credit Card

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₹100000 ₹1000000

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Types of Business Credit Cards

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  • Digital Cards
  • Other Business Credit Cards
Biz Black Metal Edition Credit Card

BizBlack Metal Edition Business Credit Card

Features

  • No Interest Up To 55 Days
  • 5 Reward Points For Every ₹150 Spent
  • Complimentary Annual Club Marriott Membership

Cashback On

PayZapp, SmartBuy & many more

Benefits

Apply Now Know More
Biz Power Credit Card

BizPower Business Credit Card

Features

  • 5x Reward Points On Bill Payments
  • Free Amazon Prime Annual Membership & More
  • Domestic & International Airport Lounge Access

Cashbacks On:

PayZapp, SmartBuy & many more

Benefits:

Apply Now Know More
Biz Grow Credit Card

BizGrow Business Credit Card

Features

  • Business Insurance Benefits Up To ₹5 Lakh
  • 2000 Cashpoints For ₹1 Lakh Quarterly Spends
  • 1% Fuel Surcharge Waiver

Cashback On:

PayZapp, SmartPay & SmartBuy Biz Deals

Benefits

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Biz First Credit Card

BizFirst Business Credit Card

Features

  • Up To 3% Cashpoints On Emi, Utility & More
  • ₹250 Gift Voucher On Card Activation
  • Save 20% Via Swiggy Dineout

Cashback On:

PayZapp, SmartPay & SmartBuy

Benefits

Apply Now Know More
Biz Power Credit Card

Giga Business Credit Card

Features

  • Up To 55 Days Interest Free Period
  • 3x Cashpoints On Business Spends & More
  • Up To 7.5% Off On Dining Via Swiggy Dineout

Cashback On:

SmartBuy Biz Deals, PayZapp & many more

Benefits

Apply Now Know More
CSC Small Business MoneyBack Card

CSC Small Business MoneyBack

Soaring Ambitions. Ready For You!

Features

  • Up To 50 Days Interest Free Credit Period
  • Up To 4 Reward Points On Card Purchases*
  • Easyemi & Renewal Fee Waiver

Cashback On:

CashPoints

Benefits

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Paytm HDFC Bank Business Credit Card

Paytm HDFC Bank Business Credit Card

Get The Credit You Deserve!

Features

  • Up To 3% Unlimited Cashback On Paytm
  • Cash Advance Fee Reversed Worth ₹500
  • Paytm First Membership As Welcome Benefit

Cashback On:

Paytm, Paytm Mini App & many more

Benefits

Apply Now Know More
Paytm HDFC Bank SELECT Business Credit Card

Paytm HDFC Bank SELECT Business Credit Card

Access the Credit You Merit

Features

  • Up To 5% Unlimited Cashback On Every Purchase
  • 12 Complimentary Airport Lounge Visits
  • Card Activation Benefit Worth ₹500

Cashback On:

Paytm, Swiggy, Ajio & many more

Benefits

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Flipkart Wholesale HDFC Bank Credit Card

Flipkart Wholesale HDFC Bank Credit Card

Soaring Ambitions. Ready for you.

Features

  • 5% Cashback On Flipkart Wholesale Online Spends Capped At Rs.2000 Per Month
  • 5% Cashback On Telecom, Utility, Govt & Tax Payments Up To Rs. 250 Per Month
  • 1% Cashback On All Other Spends Will Be Capped At 25,000 Per Month

Cashback On:

Flipkart Wholesale Online

Benefits

Apply Now Know More

Millenia Credit Card

The Best CashBack Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashback

Cult.fit, Flipkart, Myntra & many more many more

Benefits:

Apply Online Know More

Didn't find the card that you are looking for?

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HDFC Bank UPI RuPay Biz Credit Card

HDFC Bank UPI RuPay Biz Credit Card

Experience 'Credit + Convenience' with HDFC Bank UPI Biz Credit Card

Features

  • Up To 3% Cashpoints On Card Purchases*
  • Up To 50 Days Of Interest Free Period
  • Membership Renewal Fee Waiver

Cashback On:

CashPoints & SmartBuy

Benefits

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Millenia Credit Card

The Best CashBack Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashback

Cult.fit, Flipkart, Myntra & many more many more

Benefits:

Apply Online Know More

Didn't find the card that you are looking for?

select from our wide range of cards that's suits you

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Business Bharat Credit Card

Business Bharat Credit Card

Smart Spending, Bigger Rewards!

Features

  • Up To 5% Cashback On Irctc, Bill Payments & More
  • Waiver On Fuel Transactions
  • Up To 50 Days Of Interest Free Period

Cashback On:

IRCTC, PayZapp & SmartBuy

Benefits:

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Business Freedom Credit Card

Business Freedom Credit Card

Cashback on Movies, Dining & More

Features

  • Earn 5% Cashback On Movies, Dining & More
  • Up To 50 Days Of Interest Free Credit
  • Revolving Credit At Low Interest Rates

Cashback On:

Easy EMI, PayZapp & SmartBuy

Benefits

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Business Gold Credit Card

Business Gold Credit Card

Enhanced Security with Travel Insurance

Features

  • Avail 50 Days Of Interest Free Credit
  • 1% Cashback On Domestic Air Tickets
  • Hdfc Ergo Travel Insurance Cover

Cashback On:

CashPoints

Benefits

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Business Platinum Credit Card

Business Platinum Credit Card

Cashback on Retail & Travel

Features

  • 1% Cashback On Domestic & International Spends
  • Complimentary Airport Lounge Access
  • Zero Card Lost Liability

Cashback On:

CashPoints

Benefits

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Business Regalia First Credit Card

Business Regalia First Credit Card

Cashback on IRCTC & Utility Payments

Features

  • 5% Cashback On Irctc, Utility & Tax Payments
  • 20% Savings On Dining Via Swiggy Dineout
  • 1% Fuel Surcharge Waiver

Cashback On:

CashPoints

Benefits

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Business Regalia Card

Business Regalia

Rising Ambitions. Here For You!

Features

  • Up To 50 Days Interest Free
  • 6 International + 12 Domestic Airport Lounge Visits
  • 5% Cashback On Payments For Utilities, Travel & More

Cashback On:

CashPoints

Benefits

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Business MoneyBack Card

Business MoneyBack

Soaring Ambitions. Ready For You.

Features

  • Up To 50 Days Interest Free Credit Period
  • 5% Cashback On Business Spends
  • 1% Fuel Surcharge Waiver

Cashback On:

RewardPoints

Benefits

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Pine Labs HDFC Bank Credit Card

Pine Labs HDFC Bank Credit Card

India's Premier Business Credit Card for Rewards

Features

  • Up To 5% Cashback On Business Essentials
  • Up To 50 Days Of Free Credit Period
  • 2500 Reward Points As Milestone Benefit

Cashback On:

SmartBuy, Airmiles & many more

Benefits:

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Pine Labs HDFC Bank Pro Credit Card

Pine Labs HDFC Bank Pro Credit Card

India's Premier Business Credit Card for Rewards

Features

  • 5% Cashback On Utilities, Telecom, Taxes & More
  • Up To 50 Days Of Interest Free Credit Period
  • 8 Complimentary Airport Lounge Access

Cashback On:

SmartBuy Travel, Airmiles & many more

Benefits

Know More
Best Price Save Max HDFC Bank Credit Card

Best Price Save Max HDFC Bank Credit Card

Dream High. We Got You Covered!

Features

  • Up To 50 Days Interest Free Credit Period
  • Up To 6 Reward Points On Card Spends
  • 8 Complimentary Lounge Access Globally

Cashback On:

IRCTC

Benefits

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Best Price Save Smart HDFC Bank Credit Card

Best Price Save Smart HDFC Bank Credit Card

Goals Skyrocketing. Ready For You.

Features

  • Up To ₹500 Milestone Benefits
  • Earn 1% Cashback On Card Spends
  • 1% Fuel Surcharge Waiver

Cashback On:

CashPoints

Benefits

Know More

Millenia Credit Card

The Best CashBack Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashback

Cult.fit, Flipkart, Myntra & many more many more

Benefits:

Apply Online Know More

Didn't find the card that you are looking for?

select from our wide range of cards that's suits you

Suggest Cards View the next category

More about Business Credit Cards

Take your business forward with HDFC Bank's range of Business Credit Cards. Experience financial flexibility tailored to help manage everyday expenses and cover unforeseen costs. Streamline finances with expense management tools and customised spending limits via PayZapp, NetBanking, Mobile Banking, and MyCards. Earn rewards on every transaction, build credit, and enjoy travel and dining benefits. Plus, access emergency cash and simplify payments with consolidated billing.

Propel your business forward with our range of Business Credit Cards. Know the benefits that await you:

Financial Flexibility

Our Business Credit Cards are tailored to provide the financial flexibility to help you manage your everyday expenses and cover unwarranted costs.

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Expense Management

You can streamline your business finances with our Business Credit Cards by managing and analysing spendings.

Customised Spending Limits

You can take control of your business expenses by setting personalised spending limits.
You can do so by using HDFC Bank’s PayZapp, NetBanking, Mobile Banking and MyCards.

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Get Rewarded

Earn rewards with every business transaction. Whether it's cashback or reward points, our rewards programmes help add value to your business spending.

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Build Business Credit

Consistent and responsible use of our Business Credit Cards can contribute positively to your business credit score, opening doors to better financing options in the future.

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Travel Benefits

Businesses with frequent travel needs can enjoy travel-related perks such as airport lounge access, insurance, flight vouchers, etc., making business trips more cost-effective and enjoyable.

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Dining Benefits

You can enjoy attractive discounts on dining out via Swiggy Dineout with select HDFC Bank Business Credit Cards.

Emergency Cash Access

Whether you're travelling abroad or facing unexpected expenses, our Business Credit Cards provide a safety net for urgent financial needs.

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Consolidated Payments

You can pay for all your business expenses for a particular period via a Credit Card bill payment. This makes it easier for you to track and manage your expenses.

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To obtain an HDFC Business Credit Card, visit the HDFC Bank website or a branch.
Complete the online application form or submit the required documents in person.

A Credit Card is typically issued to individuals for personal use, while a Business Credit Card is designed specifically for business expenses. Business Credit Cards offer features like higher credit limits, expense tracking tools, and rewards tailored to business spending, helping card holders efficiently separate personal and business finances.

The following documents are required for the Business Credit Card application: 

  • Business owner's ID and address proof 

  • Business address proof 

  • Business registration proof 

  • Bank statements 

  • Income proof of business 

  • Proof of business continuity 

Make the most of your Business Credit Cards with these tips:

Choose the Right Card for You

HDFC Bank offers a wide range of Business Credit Cards. Check the eligibility and annual charges to select the one that best meets your business needs.

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Set Spending Limits

Establish clear guidelines for card usage within your organisation. Define which expenses are allowed and, if necessary, set spending limits for employees.

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Track Transactions Regularly 

Keep a close eye on your card transactions through HDFC Bank's online banking channels to identify unauthorised or unusual transactions. 

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Pay the Full Balance on Time 

Avoid interest charges by paying your Credit Card bill in full before the due date. Ensure a positive credit history and avoid debt accumulation. 

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Maximise Savings With Rewards 

You can take advantage of reward points and cashback and save more on your spending. For instance, you can redeem your reward points for air miles and get discounted airfare for business travel. 

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Take Advantage of Interest-Free Period 

Time your purchases after the Credit Card bill generation date to make use of the full interest-free period.  

Familiarise Yourself With the Card's Terms and Charges 

Read the terms and conditions of your Business Credit Card, including interest rates, fees, and any applicable penalties. Being cognisant of these details helps you avoid unexpected costs.

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Consider Automating Payments 

Set up automatic payments to ensure that you never miss a due date. This way, you can avoid late payment fees that negatively impact your credit score.

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Review Your Credit Report from Time to Time 

Check your business credit report regularly to address any discrepancies promptly. Monitoring your credit helps you identify and correct any issues affecting your creditworthiness. 

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Frequently Asked Questions

A Business CC is a financial tool designed specifically for business expenses. It offers features like higher credit limits, rewards tailored to business spending, expense tracking tools, and employee cards. It helps separate personal and business expenses, streamline accounting, and build business credit.

The credit limit on an HDFC Bank Credit Card for business owners varies, with options ranging from ₹25,000 to ₹5 lakh.

To apply for an HDFC Business Credit Card online, visit the HDFC Bank website, select the card you wish to apply for, fill out the application form, and submit the required documents.

HDFC offers various Business Credit Cards with different reward points structures.

Businesses, self-employed individuals, etc., can apply for a Business Credit Card if they fulfill the issuer's eligibility criteria.

Typically, using a Business Credit Card for personal expenses is not recommended. Combining personal and business expenses may make it difficult to report business-related expenses for tax purposes. Check the terms and conditions of your specific Credit Card agreement.

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