Business Bharat Credit Card

What's in store for you?

Card Benefits & Features

Know more about the card

Card Management & Controls

  • Single Interface 
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans  

  • Spends tracking 
    Simple interface to track all your spends 

  • Reward Points 
    View and redeem points at the push of a button

Card Management & Controls

Fees & Charges

Goods and Services Tax (GST)

  • Effective 1st July 2017 Service Tax, KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%

  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS (Point of Sale ) is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

  • GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.

  • GST levied will not be reversed on Any dispute on Fee & Charges / interest.

Fees and renewal

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

The HDFC Bank Business Bharat Credit Card is a business Credit Card tailored for small business owners. It offers CashBack on business expenses, fuel surcharge waivers, and easy expense tracking to enhance financial management.

The maximum limit of the Business Freedom Credit Card varies based on several factors, including your credit score, credit history, and account history with the bank. To understand your individual limit and learn about interest rates and free credit periods, please refer to the documents provided with the card.

We are currently not accepting new applications for the HDFC Bank Business Bharat Credit Card. However, you can explore a range of other Credit Cards that may suit your needs. Click here to view our available options and find the right card for you.