Why Choose Us
What’s in store for you
Types of Business Loan
Fulfil Your Business Endeavours
Loan Benefits & Features
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Loan Benefits
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Stay Protected
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Loan Details
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Fees & Charges
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Most Important Terms & Conditions
Documents required to get you started
More About Business Loans
Our Business Loans come with a host of features, including loan amounts of up to ₹50 lakhs, no requirement for collateral or guarantor, and the option to transfer your existing business loan balance. We also offer added benefits like an overdraft facility and flexible repayment tenures.
Take advantage of our customer-friendly offerings, such as a quick eligibility check in just 60 seconds and our Credit Protect Plan for added peace of mind.
To learn more, feel free to connect with us via SMS, chat, or phone banking. You can also scroll down for detailed information on the business loan benefits available with HDFC Bank.
The following are some of the notable benefits of a Business Loan:
The HDFC Bank Business Loan offers several attractive features for entrepreneurs and business owners:
You can apply for a Business Loan via:
Online application process:
Step 1 – Choose your occupation
Step 2 - Provide & validate your Phone Number & Date of Birth/PAN
Step 3- Choose Loan amount
Step 4- Submit & Receive funds*
*In certain cases, uploading documents and completing video KYC might be required.
Frequently Asked Questions
A Business Loan is a type of financing obtained by businesses to cover various expenses, such as startup costs, working capital, equipment purchases, or expansion projects.
Business Loans work by providing companies with a lump sum of capital from a lender (usually a bank or financial institution). The borrower is required to repay the loan amount, along with interest, over a predetermined period through scheduled payments.
HDFC bank offers the low interest rates in the market across all segments. As we offer customers an unsecured loan i.e. collateral-free loan, the rate of Interest will be higher as compared to secured products offered by banks.
Processing fees are restricted to 2% + GST which is standard across all the products.
Stamp duty collection is mandatory for pre-approved offers as well. Also, the customers must note that stamp duty charges are different for different states.
Please have a service request registered with regard to Business Loan foreclosure. Click here to raise an online token for the same. Alternatively, customer can visit Retail Loan Service Centre at his nearest Location
Customers can connect with their local branch if the requirement is higher than the offered loan amount. There will be an additional set of documents that will be required for processing the case for a higher loan amount for which the branch staff will guide you. Loan amount will be subject to eligibility as per documents.
Loan processing and disbursement will take at least 7 working days post submission of all requisite documents and information as may be required by the Bank as per Bank's criteria. All loan approvals are at the sole discretion of the bank.
Fuel your business growth—apply now for a business loan!