Running a successful business requires access to adequate funds. Beyond meeting day-to-day working capital needs, there may come a time when you need a larger amount. Whether it is for expansion, upgrading equipment, or scaling operations. A lack of funds shouldn't stand in the way of your business goals. With HDFC Bank’s Business Growth Loan for the self-employed, you can overcome financial roadblocks with ease.

Whether you're a professional such as a doctor or architect or a non-professional business owner, like an entrepreneur or SME operator, our tailored Business Loan for the self-employed offers a comprehensive solution to your funding needs. From installing new machinery in your factory to upgrading equipment in your clinic, this Loan is designed to support your business ambitions at every stage.

Identity proof

• Election/Voter's ID card

• Permanent Driving licence

• Valid Passport

• Aadhaar card

Address proof

• Utility bill in the customer’s name

• Property tax receipt in the customer’s name

• Aadhaar card

• Valid Passport

Income proof

• Bank statement for the last 3 to 6 months

• Last 3 months’ salary slips

• Form 16

• Latest ITR for Self-Employed

Proof of Business Continuation

• ITR

• Trade Licence

• Establishment Certificate

• Sales Tax Certificate

Mandatory Documents

• Sole Proprietorship Declaration OR Certified Copy of Partnership Deed

• Director-Certified Copy of Memorandum & Articles of Association

• Board Resolution (Original)

Loans for Self Employed come with various features like a maximum loan limit of ₹50 lakh (in some cases ₹75 lakh), speedy disbursal and easy application process.

Some of the advantages of Loans for Self Employed are that they help a business operate without disruptions. These loans also help in meeting urgent personal needs. Apart from this, Loans for the Self Employed from HDFC Bank comes with quick and efficient service from the Bank.

You can apply for a Business Loan for Self-Employed via:  

1. Digital Application  

2. MobileBanking

3. NetBanking 

4. Branches  

Online application process:   

Step 1 – Choose your occupation   
Step 2 - Provide & validate your Phone Number & Date of Birth/PAN     
Step 3- Choose Loan amount   
Step 4- Submit & Receive funds*   

*In certain cases, uploading documents and completing video KYC might be required.