Business Platinum Credit Card

What's in store for you

Card Benefits & Features

Know more about the card

Card Management & Controls

  • Single Interface
    One unified platform for managing Credit Cards, Debit Cards, FASTag, and Business Loans.
  • Spend Tracking
    An easy-to-use interface to monitor and manage all your business expenses seamlessly.
  • Reward Points
    Effortlessly view and redeem reward points with just a click.
Goods and Service Tax (GST)

Fees & Charges

  • Please click here to see the fees and charges applicable on your Business Platinum Credit Card.

Goods and Service Tax (GST): 

  • With effect from 1 July 2017 Service Tax, KKC and SBC of 15% is replaced by Goods and Service Tax (GST) at 18% 

  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS is in the same state then applicable GST Would be CGST and SGST/UTGST else, IGST. 

  • GST for Fee and Charges / Interest transactions Billed on statement date will reflect in next month's statement. 

  • GST levied will not be reversed on Any dispute on Fee and Charges / interest. 

Read detailed fees and charges.

Goods and Service Tax (GST)

Additional Savings

Additional savings when you travel Abroad 

Flat 1% CashBack on International spends of ₹10,000 or more in a statement cycle.

CashBack amount would reflect in the subsequent statement

  • Fuel Surcharge Waiver 
    Fuel surcharge waived off on fuel transactions of ₹400 to ₹5,000, maximum waiver of ₹500 per statement cycle.

  • Exclusive lounge access 
    Enjoy a unique offer on your Visa Business Platinum Credit Card and get access to airport lounges at various airports in India. Click here for details.

  • Zero Lost card liability 
    If you happen to lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions on your card.

Goods and Service Tax (GST)

Pay Utility Bills

  • SmartPay: Give standing instructions on your Business Platinum Credit Card and enjoy credit free period and CashBack features as per your card. Click here to know more about SmartPay. 

  • Register and Pay: Pay electricity, telephone, mobile and Insurance Premiums anytime-anywhere. You can view and pay your bills through the internet at your convenience, while you travel or from the comforts of your home or office. Click here to know more about Register and Pay. 

  • PayNow: An instant online payment solution for making your bill payments on HDFC Bank website. Click here to know more about PayNow. 

  • Visa Bill Pay: Say goodbye to the hassles of writing cheques or forms. Pay your bills online securely with your existing Business Platinum Credit Card. Click here to know more about Visa Bill Pay

Pay utility bills with the Business Platinum Credit Card using one of the modes mentioned below

EMV Chip Cards

  • With HDFC Bank, financial safety is assured, making every transaction worry-free and convenient, whether at home or abroad. Embedded with encrypted microchips, these cards ensure unparalleled safety against fraud, counterfeiting, and skimming. Ideal for international travel and shopping, HDFC Bank EMV Chip Cards shield users from potential risks always.
EMV Chip Cards

Card Control via MyCards

MyCards, a mobile-based service platform for all Credit Card needs, facilitates convenient activation and management of your Business Platinum Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads. 

  • Credit Card Registration and Activation 

  • Set up Card PIN 

  • Manage Card Controls like Online Spends, Contactless Transactions, etc. 

  • View Transactions / Download e-Statements 

  • Check Reward Points 

  • Block/ Re-Issue Card 

  • Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card

Card Management and Controls

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Goods and Service Tax (GST)

Frequently Asked Questions

The Business Platinum card is a premium Credit Card that provides a broad range of benefits and rewards to enhance your business spending experience.

Yes, the Business Platinum Credit Card offers free airport lounge access to 1,000 plus lounges in India for both primary cardholders and add-on card members.

When you apply for a Business Platinum Card, you can enjoy many benefits, including reward points, fuel surcharge waiver, lounge access, secure payment, and more.  

The credit limit of the Business Platinum Credit Card is based on your revenue, credit history, and other factors assessed by HDFC Bank.