banner-logo

Features

  • Financial Protection for All
    Affordable premiums (₹20–₹436/year) make life and accident insurance accessible to low-income and rural populations.
    Provides a safety net for families in case of death, disability, or hospitalization.

  • Inclusive Coverage
    Schemes like PMJJBY and PMSBY cover individuals without requiring medical tests or prior insurance history.

Benefits

  • Financial Security: Ensures a steady income post-retirement and coverage during emergencies.
  • Low Premiums: Affordable premiums make insurance accessible to low-income groups.
  • Inclusive Coverage: Schemes cover organized and unorganized sectors, senior citizens, and economically weaker sections.
  • Tax Benefits: Contributions to pension schemes offer tax deductions.
  • Social Welfare: Supports widows, disabled individuals, and families of deceased policyholders.