Congratulations!
You are eligible for a loan of against your gold ornaments.
Why Choose Us?
What’s in store for you
Agricultural Gold Loan Calculator
How much will you have to pay every month to service your gold loan? Find out in an instant with our easy and interactive Gold Loan Eligibility and EMI Calculator
*This is the approximate value. The final value will depend upon the gold valuation done by our appraiser in the branch.
Loan Benefits & Features
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Rapid Approval
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Loan-to-Value Ratio (LTV)
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Professional Gold Appraisal
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Attractive Interest Rates
More about Agricultural Gold Loan
Rapid Approval: Our fast loan approval process ensures you quickly receive the funds you need to support your agricultural ventures.
Loan-to-Value Ratio (LTV): Our Agri Gold Loan offers an LTV ratio of up to 75%, helping you meet your financial needs effectively.
Professional Gold Appraisal: Expert appraisers provide accurate and transparent gold valuations to assess your valuable assets fairly.
Attractive Interest Rates: We offer attractive interest rates on agricultural loans against gold, making financing more affordable.
Flexible Repayment Period: For added convenience, you can choose a repayment period ranging from 12 to 42 months.
Loan Amount Range: Borrow between ₹25,000 and ₹25 lakh to meet your agricultural financing needs
To apply for an Agri Gold Loan, visit HDFC Bank's official website, click on ‘Agri,’ and then choose ‘Agri Gold Loan.’
*The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Frequently Asked Questions
The annual percentage rate on this loan ranges between 8.75% and 19.29%. However, it is important to note that i nterest rates for Agricultural Gold Loans in India vary by bank and can be influenced by factors such as the loan amount and the bank's internal policies. Also, the rates are often revised.
- Farmers and those involved in agricultural or related activities who possess gold ornaments or jewellery can apply for an Agri Gold Loan. This includes individuals or joint applicants.
- If you are engaged in agriculture or related activities, you can secure a loan against gold jewellery, ornaments, or pure gold coins (up to 50 grams per borrower).
An Agri Gold Loan is a type of loan offered to individuals engaged in agriculture or related activities, using gold ornaments, jewellery, or pure gold coins as collateral. It provides financial support for agricultural needs, with the gold serving as security for the loan amount.