Agri Gold Loan

Why Choose Us?

Competitive
Interest Rates

No Hidden
Fees

Quick
Processing

What’s in store for you

Get an Agricultural Loan by leveraging your Gold

Agri Gold Loan

Agricultural Gold Loan Calculator

How much will you have to pay every month to service your gold loan? Find out in an instant with our easy and interactive Gold Loan Eligibility and EMI Calculator

Fulfill your needs on your own with a Gold Loan

Please enter the below details:

Sr. No Carat Weight in gms Loan
1.
24k
₹ 10,10,850  
Total
100
gms
₹ 10,10,850
Congratulations!

You are eligible for a loan of  against your gold ornaments.


*This is the approximate value. The final value will depend upon the gold valuation done by our appraiser in the branch.

Get Your Gold Loan at
Affordable Interest Rates

Starting from 11.91%* p.a.

(*Terms & Conditions Apply)

View Rates

Loan Benefits & Features

Quick Approval

  • Our streamlined loan approval process ensures quick access to funds, helping you seamlessly support your agricultural ventures. Choose a Term Loan for structured repayments. Enjoy the convenience of a customizable repayment tenure ranging from 12 to 42 months, tailored to your financial needs
Loan features

Loan-to-Value Ratio (LTV)

  • Borrow amounts ranging > ₹ 2 Lakh upto ₹ 25 Lakh, offering flexible financing solutions for agricultural expenses, including equipment, seeds, fertilizers, and other essential farming needs with ease.
Types of Loans

Valuation through Professional Valuator

  • Experienced valuator deliver precise and transparent gold valuations, ensuring a fair assessment of your valuable assets. Using industry standards, advanced techniques, and market expertise, they evaluate purity, weight, and market trends to provide trustworthy valuation.
Most Important Terms and Conditions

Wondering if you’re eligible?

Individuals or Co-Applicants


This includes individuals or co-applicants

  • Farmers and those involved in agricultural or related activities who possess gold ornaments or jewellery can apply for an Agriculture Loan against Gold Security. This includes individuals or Co-applicants.
  • If you are engaged in agriculture or related activities, you can secure a loan against gold jewellery or ornaments
Agri Gold Loan

More about Agriculture Loan Against Gold Security

  • Quick Approval: Our fast loan approval process ensures you quickly receive the funds you need to support your agricultural ventures. 

  • Loan-to-Value Ratio (LTV): Our Agri Gold Loan offers an LTV ratio of up to 75%, helping you meet your financial needs effectively. 

  • Professional Gold Valuation : Expert Valuator provide accurate and transparent gold valuations to assess your valuable assets fairly.

  • Competitive Interest Rates: We offer competitive interest rates on agricultural loans against gold, making financing more affordable.

  • Flexible Repayment Period: For added convenience, you can choose a repayment period ranging from 12 to 42 months. 

  • Loan Amount Range: Borrow > ₹ 2 Lakhs upto ₹25 Lakhs to meet your agricultural financing needs

*The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

Frequently Asked Questions

An Agriculture Loan Against Gold Security is a type of loan offered to individuals engaged in agriculture or related activities, using gold ornaments, or jewellery as collateral. It provides financial support for agricultural needs, with the gold serving as security for the loan amount.

  • Farmers and those involved in agricultural or related activities who possess gold ornaments or jewellery can apply for an Agri Gold Loan. This includes individuals or co-applicants.
  • If you are engaged in agriculture or related activities, you can secure a loan against gold jewellery or ornaments