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Key Benefits

Save upto ₹44,422* with Specialé
Gold Women’s Savings Account

max advantage current account

More About Specialé Gold Women’s Savings Account

Fees and Charges

  • Average Quarterly Balance (AQB): ₹1,00,000
  • Cash Transactions (Self & 3rd Party)- Pan India: 5 free transactions with a cumulative limit of ₹5 lakh per month
  • Account Opening Charges for Demat: Nil
  • For consolidated Savings Fees & Charges - Click here
  • For consolidated Savings Fees & Charges (w.e.f. 1st August 2025) Click Here
Card Reward and Redemption

Added Delights

Investment Benefits

  • Customized investment solutions on SmartWealth Application basis your need and goals
  • Intuitive and interactive interface that makes managing and re-balancing your portfolio, tracking your progress and achieving your financial milestones easy
  • With SmartWealth, you can invest in mutual funds, bank deposits, stocks and bonds for potentially superior returns without any hassle

Lifestyle Benefits

  • Amazon Pay Gift Card / Flipkart Voucher worth Rs 1,000/-. Click here to know Terms & Conditions
  • Enjoy vouchers of Rs 300/- every quarter on Uber/ Swiggy / PVR/ Apollo Pharmacy
  • Free Domestic Lounge Access on your Platinum Debit card – Two times every quarter

Healthcare Benefits

  • Cancer care insurance cover up to Rs. 5 Lakhs*
  • House insurance (contents of the house), fire & burglary cover up to Rs. 5 Lakhs*
  • Free health check-up (51* parameters) with Medibuddy
  • Insurance cover up to Rs.10 Lakhs on your Platinum Debit card
  • Air Accident Cover of Rs. 3 Cr on your Platinum debit card

Financial Benefits

  • Free personalized Platinum Debit Card Click here to know more 
  • Enhanced online and offline transaction limits
  • Nil Demat A/c opening charges*
  • Lifetime Fee Annual Maintenance Charges on Demat Account for Speciale Platinum customers
  • Waiver of Annual Maintenance Charges for the 1st year on Demat Account and Free from 2nd year onwards on performing 1 transaction per annum for Speciale Gold customers
  • Trade for free - Get 25 Lakh of Free cash volume (up to 90 days) & Delivery brokerage (post free volume) of 0.10% for Speciale Platinum customers
  • Trade for free - Get 15 Lakh of Free cash volume (up to 90 days) &Delivery brokerage (post free volume) - 0.15% for Speciale Gold customers

* Terms & Conditions apply | The above offering is only for a new Demat & Trading A/c opening.

Transactions Benefits

  • Higher cash transactions limit
  • Free Unlimited ATM transactions at HDFC Bank ATMs & 30 Free ATM transactions/month at non-HDFC Bank domestic ATMs.
  • No charges for Cheque books
  • Free Online transactions through IMPS/NEFT/RTGS/UPI
  • Free Insta Alerts

Benefits you can choose:

  • Choose & Customize your own Account number with My Bank Account My Choice Facility
  • Family Banking benefits through our HNW program
  • Dedicated Relationship Manager through our HNW program
Card Reward and Redemption

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. 
Card Management & Control

Documents required to get you started

Officially Valid Documents (OVDs) for establishing Proof of Identity And Mailing Address

OVD (any 1)

  • Passport  
  • Aadhaar Card**
  • Voter ID  
  • Driving Licence   
  • Job Card
  • Letter issued by the National Population Register

**Proof of possession of Aadhaar (any 1):

  • Aadhaar letter issued by UIDAI
  • E-Aadhaar only downloaded from UIDAI website
  • Aadhaar Secure QR Code
  • Aadhaar Paperless Offline e-KYC
  • Click here to know complete documentation details

Ways to Open Bank Account

Online Account Opening 

Open an account digitally from the comfort of your home/office. 

 

MobileBanking

Use HDFC Bank’s MobileBanking App for account opening.
Enjoy safe, secure and convenient Banking at your fingertips.

WhatsApp Banking

Type/Tap on your query with Chat Banking
WhatsApp on 70-700-222-22 for 24/7 Assistance

Nearest Branch

Visit any of the 9,500+ branches for seamless banking
Complete the process with in-person assistance.

Overview of Specialé Gold Women’s Savings Account

The Specialé Gold Women’s Savings Account by HDFC Bank is tailored for women, offering personalised investment options with SmartWealth, shopping and wellness benefits, complimentary insurance, Debit Card perks like lounge access, while supporting financial independence

With the Specialé Gold Women's Savings Account, you can choose and customise your account number with My Bank Account My Choice. You also get family banking benefits and a dedicated Relationship Manager through our High Net Worth (HNW) program for personalised service and support.

The account offers seamless digital banking with access to the SmartWealth app for personalised investment solutions across Mutual Funds, stocks, deposits, and bonds. Customers benefit from a user-friendly, intuitive interface for portfolio management, real-time tracking, and goal-based planning. With features like the "My Bank Account My Choice" facility, account holders can personalise their account number, enhancing both control and convenience.

You can apply for the Specialé Gold Women's Savings Account online:

- Complete the application with your personal details 

- Submit the required documents 

- Upon approval, receive your account details 

Frequently Asked Questions

You can apply for the Specialé Gold Women's Savings Account by clicking here and following the steps mentioned.

HDFC Bank’s MoneyMaximizer Facility links your Savings Account to a Fixed Deposit, automatically investing surplus funds to earn higher interest. It offers liquidity through a sweep-in option, auto-renewal, and hassle-free booking without visiting a branch, maximizing returns and flexibility.