Specialé Gold Women's Savings Account Value Proposition

Features & Benefits Specialé Gold
Balance requirement Average Quarterly Balance (AQB) of ₹1,00,000/-
Fixed Deposit Cushion^^ ₹4 lakh
Customised Account Number MAMC
Money Maximizer Facility ₹2 lakh
Locker Charges 50% Waiver on 1st Year of Locker^
Cash Transactions (Self & 3rd Party)- Pan India 5 Free: Cumulative Value of 5L
IMPS/RTGS/NEFT/UPI (Online) Free
Chequebook Free
ATM transactions at HDFC Bank Free
ATM transactions at Non-HDFC Bank 30
Demand Drafts Free Up to ₹1 lakh per day. Post free limit, charged at ₹5/1000
Zero Account Opening Charges for Demat ✓
AMC Waiver for 1st year on Demat ✓
Discounted Pricing on HSL Account Opening and Brokerage Rates ✓

  • ^^ FD Cushion is valid if FD is booked via Speciale Account and in the name of Primary holder.
  • ^Discount is basis financial year
     
Category Product Features Specialé Gold
Protection Cover
(Basis debit card activation criteria & balance maintenance)		 Cancer Care Insurance 499
House Insurance (Contents) 270
Medibuddy Health check-up 2,000
Merchant Alliances
(Basis debit card spends criteria & balance maintenance)		 Amazon Pay Gift Card / Flipkart Voucher 1,000
Voucher of ₹100 on Uber/ Swiggy / Gaana / Apollo Pharmacy 1,200
Debit Card Waiver on Platinum Debit Card Annual Charges 1,003
Personal Accident Death Cover of up to ₹12 Lakh on your Platinum Debit Card 2,600
Air Accident Cover of up to ₹3Cr 1,200
Zero Liability Cover, Insurance on Loss of Checked Baggage 200
CashBack on Swiggy, Bookmyshow, international spends 9,000
Airport lounge access – 2 free per Qtr. (Assuming 4 usage per year) 6,000
Banking Services & Transactions Waiver / Discount on Lockers rental for first year 1,500
(Assuming Medium / Small sized locker - subject to availability of locker and first locker with the Bank)
Higher cash transactions limits-Number & Value Cap 15,000
(Assuming customer does cash transactions of ₹5L at branch every month and savings are as compared to Normal Regular Savings account charges
Free ATM Transactions at HDFC Bank ATM 400
(Assuming customer does 5 ATM transactions over free limit every quarter and savings are basis comparison to Normal Regular Savings account charges)
Free Chequebook 150
(Assuming customer uses 3 chequebooks in a year and savings are
basis comparison to Normal Regular Savings account charges)
Free Online Transactions (IMPS / NEFT/ RTGS/UPI) 600
(Assuming customer uses 10 IMPS Transactions every month and savings are basis comparison to Normal Regular Savings account charges)
Free DDs (Speciale Gold - 1 lakh per day / Speciale Platinum - Free) 500
(Assuming customer makes 1 DD of Rs 1 lakh once a quarter (Value is basis comparison to Normal Regular Savings account charges)
Investments No Account Opening Charges & AMC on Demat for First year 750
Special Brokerage rates & Discount on Account opening charges on HSL Trading Plan 550
Total Savings through Product Features 44,422

  • * Terms and Conditions Apply. Please refer Specialé product page for detailed T&C on above features provided.
  • * Subject to min spend of ₹25,000/- in the first 90 days on Debit card from date of account opening & product criteria being met in your Savings Account as per T&C for 1st Quarter from next month of Account opening
  • ** Uber/ Swiggy / PVR/ Apollo Pharmacy voucher: 3 vouchers of ₹100 each after end of every quarter if your debit Card is active every month and product criteria being met in your Speciale Gold account as per T&C. This offer is not valid for Specialé Platinum.
  • ** Insurance claim subject to debit card active in the previous month of the claim & product criteria being met.
  • *The Medibuddy package price varies as per promotional schemes being run by the companies and also the geographical location of service delivery.

  • Click here to know more about the Specialé Gold Women's Savings Account
  • Click here for the most important Terms and Conditions

  • Disclaimer: Terms and conditions apply. Savings Account approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.