A Government Salary Account is an account specially designed for civil servants to conveniently manage their salaries and enjoy various benefits offered by HDFC Bank. 

There is no minimum balance requirement for a Government Salary Account with HDFC Bank. 

No, there is no minimum deposit required to open a Government Salary Account online in India with HDFC Bank. 

The Government Salary Account offers exclusive benefits like your Salary Account, an overdraft facility up to three times your monthly salary*, and a Consumer Durable Loan available on select products/models. 

The benefits of the Government Salary Account include unlimited free access to HDFC Bank ATMs and other bank ATMs, unlimited free Demand Drafts*, and a free Millennia Debit Card with higher limits. 

 You must be employed with a Government Entity that has a Salary Account relationship with HDFC Bank

To Open a Government Salary Account Online:

• Visit our website and fill this form or download the HDFC Bank Mobile App.
• Click on "Open an Account" and select "Government Salary Account” to apply for a government salary account.
• Fill in the required details and submit the necessary documents online.

The following are the broad Terms & Conditions of the captioned cover on Salary Account

• Accidental Death resulting from bodily injury due accident only.

• Accidental Death resulting from bodily injury which directly and independently of all other causes results in Death within twelve (12) months of the event date

• On the event date, the account holder Is a bonafide employees (aged less than 70 years) of the organisation to whom the specific offer has been extended 

• Is holding a Salary Account under the Corporate Salary Account Program with HDFC Bank and has received salary credit in the month or month prior

• Should have carried out at least one purchase transaction using the Debit Card, within 6 months prior to the date of loss.

• In case of Air Accidental Death claim ticket should have been purchased using Debit Card linked to Salary Account

• Cover provided only to the primary account holder

Yes, in case an arrangement exists, we request you to visit the nearest branch along with a letter. The letter should have your complete name and account number and state that you have joined the corporate and want to convert your account to a Salary Account 

No, a Company ID cannot be accepted as a Photo ID document. A government issued photo ID card is mandatory. 

The indicative time taken for the realisation of outstation cheques is given below:

• Cheques drawn where HDFC Bank has a branch, credit will be given on receipt of clear funds in:

• Main metro locations (Mumbai, Chennai, Kolkata, New Delhi): 7 working days

• Metro centres and state capitals (other than those of North Eastern states and Sikkim): Maximum period of 10 working days.

• In all other centres where we have branches: maximum period of 14 working days.

• Cheques drawn on non-branch locations where we have a tie-up with correspondent banks, credit will be given on receipt of clear funds: Within a maximum period of 14 working days

• Cheques drawn on non-branch locations where we do not have a tie-up with correspondent banks, credit will be given on receipt of clear funds: Within a maximum period of 14 working days

• For more details on the outstation cheque collection policy, click here. For other queries, Contact Us