banner-logo

What's In Store For You

More Benefits Than Ever Before

Welcome Benefits

  • Complimentary Club Marriott membership for first year. Here.​

  • Welcome benefit of 12,500 reward points*​

Travel Benefits

  • Book stay for 3-nights & pay for 2 at participating ITC hotels. Here.​

  • Unlimited complimentary global airport lounge access for primary and add-on cardholders. Here.

Lifestyle Benefits

  • Unlimited Complimentary Global golf lessons & games. Here.​

  • 24 x 7 Global Personal Concierge for customized bookings & assistance

Reward Benefits

  • Earn 5 Reward Points on every Rs.150 spent*​

  • Earn up to 10x Reward Points on Smartbuy spends*

Dining Benefits

  • 1+1 buffet at participating ITC hotels. Here.

  • Up to 25% discount on Dining & stay across Asia-Pacific with Complimentary Club Marriott Membership

View More
Print
ads-block-img

Additional Benefits

Know More About The Card

Card Control via My Cards

MyCards, a mobile-based service platform for all Credit Card needs, facilitates convenient activation and management of your Infinia Metal Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads. 

  • Credit Card Registration and Activation 

  • Set up your Card PIN 

  • Manage Card Controls like Online Spends, Contactless Transactions 

  • View Transactions / Download e-Statements 

  • Check Reward Points 

  • Block/ Re-Issue Your Card 

  • Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card

Card Management & Control

Card Reward and Redemption Program

  • Reward Redemption Value: 

    • Redeem your Reward Points on SmartBuy or NetBanking.  
    • Reward points redemption against each category can be redeemed at:  
1 Reward point Equivalent to 
Apple products and Tanishq vouchers purchased via SmartBuy ₹1
Flights and hotel bookings ₹1
Airmiles conversion 1 Airmile
Products and Voucher up to ₹0.50
Cashback against statement Balance up to ₹ 0.30

  • Redemption Limit: 

    • With effect from 1st February 2026, reward points on your Infinia Credit Card can be redeemed up to a maximum of five times per month.
    • A maximum of 2 lakh reward points can be redeemed in a statement cycle.  
    • Reward point redemption will be capped at 1.5 lakh reward points per month for Flights, Hotel Bookings and airmiles.  
    • Reward points can be redeemed for up to 70% of the total bill value on purchase of Apple products and Tanishq vouchers. The remaining amount will have to be paid via Credit Card. 
    • Reward Point redemptions are capped per month to 50,000 reward points against statement balance.  
       
      *Please click here to know more. 
Contactless Payment

Contactless Payment

  • The HDFC Bank Infinia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
  • To see if your Card is contactless, look for the contactless network symbol on your Card.
  • (Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons)
Zero Cost Card Liability

Most Important Terms and Conditions 

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. 
  • Click here to access all important links related to your Credit Card.
Card Management & Control

Additional Benefits

  • Smart EMI : HDFC Bank Infinia Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here
  • Foreign Currency Markup : Lowest markup fee of 2% on all foreign currency transactions.
  • Zero Lost card liability : In the unfortunate event of losing your HDFC Bank Infinia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Interest Free Credit Period : Up to 50 days of interest free period on your HDFC Bank Infinia Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
  • Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Infinia Credit Card at nominal interest rate. Refer to the Fees and Charges section to know more click here.
  • Fuel Surcharge Waiver : 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.1,00,000. Note - No Reward Points are earned on fuel transactions. More Details
Card Management & Controls

Concierge Services

    Customize your travel, entertainment, and business experiences with our 24x7 Global Personal Concierge Assistance​

  • Here are some of the services provided by our concierge.​

    • Golf Booking
    • Itinerary planning and reservation assistance
    • Private dining assistance
    • International gift delivery​
    • Event planning and referrals​
    • Airport VIP service (meet-and-greet), and much more.​

      • Click here for Concierge T&C​

  • Contact for Bookings/Assistance:

    Toll Free No.: 1800 118 887 Landline No.: 022 42320226​
    Email ID: Infinia.support@smartbuyoffers.co

  • For Other Assistance: (HDFC Bank Customer Care):

    Toll Free: 1800 266 3310, Landline: 022-6171 7606 (For customers travelling overseas)​
    E-mail: infinia.services@hdfcbank.com​

Zero Cost Card Liability

INFINIA Metal Edition Card Fees and Charges

  • For INFINIA Cards sourced after October 18, 2021:
  • Joining/Renewal Membership Fee

    • Joining Fee: ₹12,500 plus Applicable Taxes
    • Renewal Fee: ₹12,500 plus Applicable Taxes
    • Fee Waiver: Spend ₹10 lakh or more in a year before the renewal date to get the renewal fee waived.
  • For INFINIA Cards sourced before October 18, 2021

    • Joining Fee: ₹10,000 plus Applicable Taxes
    • Renewal Fee: ₹10,000 plus Applicable Taxes
    • Fee Waiver: Spend ₹8 lakh or more in a year before the renewal date to get the renewal fee waived.
    • Click here for detailed information on the HDFC Bank INFINIA Metal Edition Credit Card​
    • Click here for detailed Fees and Charges
    • Click here for the Card Member Agreement​

    • Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Card Management & Control

Frequently Asked Questions

Metal Credit Cards are premium Credit Cards which are highly exclusive, usually available by invite only. HDFC Bank’s Infinia Metal Credit Card is available in a metallic version with many unique benefits. To get this card, you need an invitation. As a welcome benefit, you get 12,500 Reward Points upon fee realisation and card activation. 

HDFC Bank Infinia Metal Credit Card is offered to select customers by invitation only. The Bank will assess your eligibility and inform you personally if you qualify for the card. 

No, the Infinia Metal Credit Card is not free. There is a joining fee of ₹12,500 plus applicable taxes and an annual renewal fee of ₹12,500 plus applicable taxes.  

The card offers a wide range of benefits: 

 

  • Stylish metal edition Credit Card 

  • 5 Reward Points per ₹150 spent 

  • Complimentary Club Marriott membership for the first year and 12,500 Reward Points upon fee realisation and card activation 

  • On spending ₹10 lakh or more in the preceding 12 months, get a renewal fee waiver in the next year 

  • Unlimited airport lounge access 

Membership to this card is available by invitation only. 

A membership to Marriott Hotels in India and Asia-Pacific region that provides benefits to members on presentation of the Club Marriott Membership Card. The benefits include: 
 

  • Up to 25% off on the food and beverage bill at participating restaurants. 
  • Up to 20% off on the Best Available Rate on rooms at participating Marriott hotels in India and Asia Pacific.
  • 20% off on Spa services at select participating Marriott managed spas in India.
  • Know more about Membership registeration & other T&Cs. ​

Membership for the HDFC Bank Infinia Metal Credit Card is available by invitation only.