• Card issuance Fee - ₹200 plus applicable GST per card
• Reload Fee - ₹75 plus applicable GST per reload transaction
• Re-issuance of Card Fee: ₹100 per card

Transaction Charges: As mentioned below

Cross currency charges

• For transactions where the transaction currency is different than the currency available on Hajj Umrah Forex card bank will charge cross currency markup of 3% on such transactions.
• Exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of the transaction.
• Exchange rate used will be the Mid-rate prevailing at the time of the transaction.
• The customer will be charged for availing GCAS facility of Visa as per the prevailing charges

Currency conversion charges

*GST will be applicable on Currency Conversion & other fees as per prevailing rate

Tax Collected at Source (TCS)

•  Tax Collected at Source (TCS) is applicable under the provision of Financial Act, 2020. To know more Click Here

Limit of Amount that can be loaded on Forex Cards as per Liberated Remittance Scheme

• Maximum USD $250,000 in a financial year

*Note: Liberalised Remittance Scheme (LRS), is a facility where all resident individuals (as defined under FEMA 1999), including minors, are allowed to freely remit up to USD 250,000 per financial year (April – March) for any permissible current or capital account transaction or a combination of both.

• Use for payment/transactions or online purchases with an authentication process via mobile OTP or NetBanking IPIN. 

• Enable Online payment (E-commerce) service on the card by following below steps:

  • Login into Prepaid Card Netbanking with your User ID 
  • Go to the “Account Summary” tab > “Manage My Profile” > “Manage My Limits” > “Card”.
  • Enable the service & set transaction/daily limit
    

• All ATM & Point of Sale transactions (POS) are authenticated through PIN. 

• Transactions initiated on POS located outside India may get processed without PIN depending on the guidelines of the country, in such cases, card holders need to sign a transaction slip. 

• Long Term Validity: Your Forex Card is valid for 5 years from the date of card indenting.
• Usage: Use the same Forex Card for multiple trips, and load currencies based on changing destinations.
• Total Security: Secured encryption features on the card ensure your funds are always protected. 
• Easy Reloading: Reload your card online, any time, from any corner of the world.
• Click here to know FAQs and HDFC Forex Card Insurance Terms and Conditions

Reload your card using any of the multiple online* and offline modes.

• Quick Reload: Load your card in 3 simple steps, from anywhere in the world. No need to remember passwords, you just need your card number.  

• HDFC Bank Prepaid card Netbanking  

• HDFC Bank NetBanking  

• HDFC Bank Phone-Banking  

• HDFC Bank Branches  

* Online Reloading of cards is available for existing HDFC Bank customers only. Funding from NRO accounts/Debit Cards is not allowed. 

Forex Cards can be managed via Prepaid card netbanking for your convenience.

• Instant Reload using HDFC Bank Debit card and Credit Card

• Set/Change ATM PIN, Block Card

• Change your mobile number and Email ID instantly

• Card Statement

• Enable Contactless and online payment services and set limit

• Add Nominee

• Change mobile number and email id

International Toll-Free numbers:

• HDFC Bank offers easy access to HDFC Bank PhoneBanking services through International toll-free numbers across 32 countries as detailed below, click here.

*Charges as applicable. 

Hajj Umrah Card can be used to do payment/transactions for online purchase. To authorise transaction, it requires validation by using Prepaid card NetBanking IPIN or mobile OTP.

To enable Online payment (E-commerce) service on the card follow below steps:

• Login in to Prepaid Card NetBanking with your User ID
• Go to “Account Summary” tab and select “Manage My Profile” option
• Click on “Manage My Limits” tab and then select your “Card”
• Enable the service & set transaction/daily limit

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

How to apply for the HDFC Bank Hajj Umrah Card? 

You can apply for a Hajj Umrah Card online, through our Website or by visiting an HDFC Bank branch near you.

For HDFC Bank Customers

• Step 1: Enter your Customer ID or RMN and the verification code sent on it.
• Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required.
• Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
• Step 4: Provide your address and other necessary information in the Traveller Details section of the form.
• Step 5: Your Forex Card will be delivered to you on the address provided.

For Non-HDFC Bank Customers

• Step 1: Enter your mobile number and the verification code sent on it.
• Step 2: Fill out the application form, entering details like, country of travel, currency type and total currency required.
• Step 3: Find out the total cost, including amount loaded, Forex conversion charges, etc., and complete the payment process.
• Step 4: Provide your address and other necessary information in the Traveller Details section of the form.
• Step 5: Visit the nearest HDFC Bank branch, verify KYC documents, and collect your Forex Card.