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DigiPassBook gives you access to

Know More About DigiPassBook

Keep all your Bank accounts and investments in a single place through DigiPassBook

speciale savings account

Key Benefits

Seamless Digital Experience

  • Link accounts instantly using OTP authentication and enjoy a hassle-free onboarding process directly within the HDFC Bank Mobile Banking platform

Consent-Based Access

  • DigiPassBook fetches your financial data only after you have provided your consent

Enhanced Data Privacy & Security

  • We operate within the Digital Personal Data Protection (DPDP) Act guidelines and the Account Aggregator ecosystem, licensed and regulated by the RBI.

Foreign Currency Non Resident-fixed Deposit FCNR

Wondering if you are eligible?

 

  • Existing HDFC Bank customers registered for Mobile Banking can enable DigiPassbook 
  • Customers can link accounts held with other participating banks and financial institutions within the Account Aggregator network
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Key Benefits

Know More About DigiPassBook

1. Consent-Based, Customer-Controlled Data Access

a. In the AA framework, DigiPassbook fetches data only after explicit customer consent, for a defined purpose and duration.

2. Unified View Across Multiple Bank Accounts

a. DigiPassbook enables customers to view transactions from multiple bank accounts (across participating banks) in a single consolidated view.

b. Customer can also track their Fixed Deposits and Recurring deposits from other banks on DigiPassbook.

c. DigiPassbook also enable customer to consolidate his/her investments in Equity and ETF across broker accounts.

3. Secure, Password-free & Paperless

a. DigiPassbook use encrypted AA data flows, eliminating the need to share login credentials. Readily available to the customer 24X7.

4. Transparent Consent Management & Revocability

a. Customers can view, manage, pause and revoke consents any time, reinforcing data ownership.

 

Healthcare Benefits

How can I view combined balances and transactions after connecting my bank accounts to DigiPassbook?

1 Log in to your HDFC Bank app (SmartWealth or Mobile Banking).

2 Tap “Net Worth.”

3 Enter your mobile number and OTP.

4 Select the accounts you want to view and confirm with OTP.

5 View all balances and transactions together on your dashboard. It’s that easy!

What banks are supported in DigiPassbook?
All banks regulated by the RBI are supported - Public, Private, Co-operative, Regional Rural banks, and NBFCs. Wherever you bank, DigiPassbook keeps it all in one place.

How many accounts can I add to DigiPassbook?
As many as you’d like! DigiPassbook handles multiple accounts so you can see your full financial picture in one place. At any one instance, you can add maximum 10 accounts.

Can I remove (delink) my bank accounts from DigiPassbook?
Absolutely! You’re in full control. Remove your accounts anytime from the Finvu consent manager:

Can I add my accounts again after removing them from DigiPassbook?
Yes! Simply re-add them using the same easy steps.

Will removing (delinking) my accounts also delete the collected financial data?
No. Removing only stops new data from coming in. Your old data will stay for your reference.

Are there specific limits on FD booking transactions?
On FD booking page, you will be presented with modes of payment available for the transaction. You can choose any mode of payment like UPI and Net Banking. Payment mode’s limits will be applicable.

Healthcare Benefits

How accurate is the data on DigiPassbook?
We do our best to show accurate information. However, DigiPassbook depends on data shared by your financial providers (banks, NBFCs, depositories). If you notice a small mismatch, don’t worry - it usually corrects itself soon.

Why is there a mismatch in balance between DigiPassbook and my Bank App?
Don’t worry — this is completely normal. DigiPassbook shows account information shared through the Account Aggregator (AA) network, which currently supports data as of the previous working day (T-1).

That means your DigiPassbook balance reflects yesterday’s data, while your HDFC Bank app shows real-time balances. The difference doesn’t mean there’s an error - it’s just how the AA system works. Your latest balance will automatically refresh with the next update.

How frequently is the data updated in the DigiPassbook?
The data updates once a day, showing balances from the previous working day. Depending on your provider, it may take a little longer, but it’ll refresh automatically.

Is it safe to depend on DigiPassbook when making financial decisions?
DigiPassbook gives you a clear summary of your accounts, but it’s not a financial advisory tool. Always double-check with an expert before making major decisions.

Is DigiPassbook secure?
Yes, 100%! DigiPassbook uses RBI-approved connections and bank-level encryption to keep your information safe. Your consent is required every time - you stay fully in control.

I see an account that doesn't belong to me. What should I do?
If you notice an unfamiliar account in DigiPassbook, please check with your bank to confirm whether your mobile number is linked to another account by mistake.

Once that’s verified, you can email us at smartwealth@hdfc.bank.in, and we’ll help you delink the incorrect account from your DigiPassbook profile right away.

Check out the deals

How can I track my total Equity holdings?

1. Log in to your HDFC Bank app (SmartWealth or Mobile Banking).

2. Tap ‘All Bank Accounts and Equities.’

3. Verify with OTP.

4. Under Equity, tap ‘Add New.’

5. Link your account (CDSL/NSDL).

6. View your consolidated holdings and transactions on the dashboard.
 

Where can I see my Demat account details in DigiPassbook?
Go to DigiPassbook → Equities → Select your Demat account. You’ll see all details under ‘Account Details’ instantly.

Can I update my Demat account details in DigiPassbook?
Updates to your Demat account need to be done through your broker or trading platform. Once they update your info, it’ll reflect automatically in DigiPassbook.

What should I do if I can't see my Demat account?
If your Demat account isn’t visible, first check with CDSL or NSDL to confirm that your Demat account is linked to the same mobile number registered in DigiPassbook.

If everything looks correct and you still can’t view it, please email us at smartwealth@hdfc.bank.in. Our support team will review the issue and help you get it resolved quickly.

How many Demat accounts can I add in DigiPassbook?
Add as many as you want! DigiPassbook shows all your holdings across different brokers in one place.

How can I view equity reports on SmartWealth?
Head to DigiPassbook → Equities → Portfolio Analyser. You’ll see your holdings, market distribution, sector allocation, and trends - all at a glance.

Can I buy/sell my Equity Holdings from the DigiPassbook App?
Not yet. DigiPassbook is for tracking and viewing. You can buy or sell through your broker. We’ll update you once this feature becomes available!

Why is there a difference in Gain Percent and Amount from the purchase price?
The equity prices shown are based on closing prices from the depository. That’s why you may notice slight differences in gain or purchase price - it’s perfectly normal.

Can I remove (delink) my Demat accounts from DigiPassbook?
Yes, anytime! Visit https://aaweb.finvu.in or https://revokeconsentlive.finvu.in to delink. Once you do, those holdings won’t appear anymore. Need help? Email smartwealth@hdfcbank.com and we’ll assist right away.

Healthcare Benefits
 
  • On the DigiPassbook dashboard, tap on ‘Book FD with HDFC Bank now’. 
  • Enter mobile number and DOB and provide consent. 
  • Enter the FD amount. 
  • Select the preferred tenure, interest payout option and maturity instruction. 
  • Select the HDFC Bank or non-HDFC Bank account to fund your FD. 
  • Preview details and confirm via OTP. 
How to Get Started
Who should I contact if I have any problems or questions regarding DigiPassbook?

We’re always here to help! Just email smartwealth@hdfcbank.com, and our friendly support team will get back to you quickly.

Healthcare Benefits
*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Use Digipass to Open an HDFC Bank FD via External Funds

Frequently Asked Questions

DigiPassBook is an account aggregator (AA)-enabled feature available on the HDFC Bank Mobile Banking platform. It allows you to view balances across multiple bank accounts and investments in a consolidated dashboard.

Account linking on DigiPassBook takes place through a secure RBI-regulated and consent-based framework. You are not required to share any bank credentials, only your mobile number. 

You can link as many accounts as you prefer to DigiPassBook.  

No, there isn’t. You can use the DigiPassBook feature without any additional costs. 

You can link your Savings Account, Current Account, Deposits and select investment accounts held with participating financial institutions in the AA network. 

No, it does not. Linking accounts on AA does not impact your credit score as it is not a credit inquiry. 

Customers can access DigiPassBook via Mobile Banking, SmartWealth, NetBanking and PayZapp

  • You can access only individual accounts on DigiPassBook. Joint or inactive accounts cannot be discovered.  
  • Tentative issues/downtime at your respective bank’s end in which you hold the account may cause discoverability issues on DigiPassBook. In such cases, please retry the linking process.
  • For security purposes, your account must be linked to your registered mobile number.
  • If the issue persists, reach out to smartwealth@hdfc.bank.in for quick resolution. 

  • Only individual accounts will get discovered on DigiPassBook. Joint or inactive accounts cannot be discovered via the Account Aggregator framework.

  • Sometimes, there is a temporary issue/ downtime at your respective Bank’s end in which you hold the account. In such instances, please retry linking your Bank account after some time.

  • If the issue persists, please reach out to smartwealth@hdfc.bank.in. Our support team will review the issue and help you get it resolved quickly.

 
  1. Go to DigiPassBook.
  2. Go to ‘Equities’ and tap on ‘Select your Demat Account’.
  3. You can view the details under ‘Account Details’.

 

  • Log into Mobile Banking. 
  • Tap on ‘DigiPassBook’. 
  • Enter your mobile number and authenticate using OTP. 
  • A list of bank accounts and investment accounts linked to the mobile number will be displayed.  
  • Provide consent to link the accounts to DigiPassBook. 

Once linked, your dashboard will display your total account balances and investment overview in a single view. 

 

Existing HDFC Bank customers holding an individual Savings Account can use DigiPassBook. 

With DigiPassBook, managing your money becomes much simpler: see all accounts in one place, understand income and expenses clearly, track spending habits, view your Equity & ETF holdings, and get insights into your portfolio. It’s an easy, smart way to stay in control of your finances.

You can see combined balances, view top spending/income categories, track inflow/outflow, monitor equity-ETF holdings, and get automatic analysis of your balances - all in one view.

DigiPassBook connects securely through an RBI-approved Account Aggregator (AA). Once you give permission, it fetches data from all your linked accounts - no matter which bank you’re with. Everything happens safely and in seconds, giving you a complete picture of your money in one place.

DigiPassbook – One view of your all Savings and Investments.

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