Financing Option

Working Capital for Growth

Financing Option

Our Benefits

End-to-end support

  • From LC issuance to forex advisory

Digital platform

  • Online tracking & documentation

Competitive pricing

  • Low fees & attractive forex rates

Global Reach

  • Strong correspondent banking network

Quick Processing

  • Faster approvals & disbursal

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Our Benefits

Services Offered

Pre & Post shipment Financing

    Fund your working capital needs and mitigate commercial risks of export with our export credit products. In addition, you may avoid credit, currency and interest-rate risks in the settlement period, with the help of post-shipment finance especially tailored for exporters. Enjoy customised pre-shipment and post-shipment credit solutions in rupees or foreign currencies to decrease your working capital cycle and improve cash flow.

    Make use of packing credit facilities to enable easy purchase or import of raw materials, processing and packaging of goods for export. Additionally, finance your export sales receivables till the date of realisation of export proceeds. Our platform Trade on Net to take care of all import-related requirements:

  • Regularisation of open account exports
  • Pre-shipment Financing request
Pre- & Post-shipment Credit

Export Credit

Fund your working capital needs and mitigate commercial risks of export with our export credit products. Further avoid credit, currency and interest-rate risks in the settlement period with post-shipment finance especially tailored for exporters.

Enjoy customised pre- and post-shipment credit solutions in rupees or foreign currencies to decrease your working capital cycle and improve cash flow. Benefit from packing credit to enable easy purchase or import of raw materials, processing and packaging of goods for export. Additionally, finance your export sales receivables till the date of realisation of export proceeds.

Export Credit

Import Finance

HDFC Bank’s overseas branches offer Buyers’ credit at competitive prices with the following benefits:

  • Help in better cash flow management.
  • Enable importers to make payments to suppliers on time.
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Bill Discounting

Enjoy quick access to funds with our bill discounting service. Receive customised solutions that match your business needs with our bank’s dedicated trade finance set-up, and benefit from our nationwide network of branches and correspondent banks.

Additionally, enjoy competitive rates on bill discounting under local letters of credit to help meet your working capital requirements. Get tailored bill discounting options to suit your requirement for short term finance, from the date of sale to the date of receipt of payment.

Save on interest rate costs and avoid the need to arrange for collateral on loans when you opt for bill discounting. Minimise delays on short term and working capital funding with our simplified processing, short turnaround times and single-window contact.

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Fees & Charges

Frequently Asked Questions

Trade Finance Services facilitate international trade by providing financial instruments and products that mitigate risks and facilitate transactions. These services include:

  • Letters of credit

  • Trade Credit Insurance

  • Export financing

  • Bill discounting

  • Guarantees.

Trade finance solutions are used by importers, exporters, manufacturers, distributors, and traders engaged in international trade.

Businesses benefit from trade financing options by:

  • Gaining access to financing for international transactions, 

  • Mitigating risks such as non-payment or currency fluctuations, 

  • Improving cash flow 

  • Enhancing credibility with trading partners.

When choosing a Trade Financing Provider, businesses should consider factors such as the provider's reliability, experience in international trade, range of services offered, competitive rates, flexibility of terms, and customer support capabilities.

The following are some of the notable benefits of Trade Finance Solutions:

  • Mitigate Financial Risks: Minimise credit, currency, and interest-rate risks in the settlement period.

  • Tailored Credit Options: Benefit from tailored pre- and post-shipment credit options in rupees or foreign currencies to streamline working capital and boost cash flow. 

  • Efficient Export Financing: Utilise packing credit for seamless procurement and processing of export goods. Additionally, finance export receivables until proceeds are realised.

  • Cost-Effective Bill Discounting: Reduce interest expenses and eliminate collateral requirements with bill discounting. 

  • Streamlined Working Capital: Streamline short-term and working capital funding through simplified processes, rapid turnaround, and single-point contact.

More about Financing options

Features: The key features vary with credit facilities. Here are the details

Finance your working capital requirements and reduce export risks with our export credit products

Manage credit, currency, and interest-rate risks during the settlement period using our specialised post-shipment finance for exporters.

Benefit from tailored post- and pre-shipment financing options in rupees or foreign currencies to streamline working capital and boost cash flow.

Utilise packing credit for seamless procurement and processing of export goods.

Finance export receivables until proceeds are realised.

Allow importers to make payments to suppliers on time.

Help in effective cash flow management.

Get fast funds through our bill discounting. Our dedicated trade finance team tailors solutions to your needs, supported by our extensive branch and bank network.

Benefit from competitive rates on bill discounting through local letters of credit, supporting your working capital needs.

Minimise credit, currency, and interest-rate risks in the settlement period.

Benefit from tailored pre- and post-shipment credit options in rupees or foreign currencies to streamline working capital and boost cash flow.

Utilise packing credit for seamless procurement and processing of export goods. Additionally, finance export receivables until proceeds are realised.

Reduce interest expenses and eliminate collateral requirements with bill discounting. 

Streamline short-term and working capital funding through simplified processes, rapid turnaround, and single-point contact.