SmartWealth

What’s in store for you

Features & Benefits of SmartWealth

Convenience

Seamless Onboarding

  • Customers can explore the app's features even before registration, offering a seamless onboarding experience.
  • The easy digital onboarding process allows users to start investing from day one without any hassle.

Easy Investment Profiling

  • Customers can preselect their investment profile or complete a simple questionnaire to evaluate their preferences.
  • It helps identify suitable asset classes (such as equity, debt, gold, etc.) and investment styles (growth, value, etc.) that match the customer's comfort level.

DigiPassbook

  • Monitor bank balances, stocks, ETFs, and investments seamlessly.
  • Track your financial transactions easily, providing transparency and clarity in one place.
Convenience

Portfolio Construction

  • This app provides a customised approach to help investors achieve their financial objectives. It includes measuring progress, tracking investments, and offering rebalancing recommendations.
  • Featuring multi-product model portfolios tailored to different investment profiles, the app also includes a unique portfolio rebalancing feature to maintain the original asset allocation strategy in line with the customer's investment profile and objectives.
Portfolio Construction

Unified Platform

Investment Journey

  • The app offers an engaging investment experience by allowing customers to visualise and aspire to their life milestones.
  • The app understands the customer's investment needs and recommends products aligned with their milestones.
  • Additionally, the app features a DIY tool for customers to invest in their choice of funds.

Engaging Dashboard

  • A holistic view of the customer's investments.
  • Highlights the total market value of investments, family wealth, targets that need attention, the SIP calendar.
  • A complete breakdown and analysis of investments across various assets, products, and instruments.
Unified Platform

Tracking & Advisory Support

Consolidated Account Statements & Reports

  • Customers can view all their investments in one place by uploading their CAS with a single click.
  • The app generates automated statements such as Transaction Statement, Holding Statement, and Capital Gain/Loss Statement, offering a 360-degree portfolio reporting experience.

Virtual Relationship Manager (RM)

  • The app enhances the customer experience by offering a virtual relationship manager (RM) to assist with their needs and proactively resolve queries.
  • Making the investment experience omnipresent, the virtual RM provides real-time, personalised assistance, ensuring relevance and added value for the customers.
Tracking & Advisory Support

Additional Highlights

  • Effortlessly manage SIPs, invest in NFOs, or book deposits directly from the app.
  • Single OTP Transactions: Quick and secure for multiple purchases.
  • Expert Insights: Rely on 25+ years of HDFC Bank’s research for smarter investment decisions.
  • Quick Document Access: View essential documents like SID and KIM with ease, ensuring transparency.
  • Reliable Support: Access dedicated customer support for seamless investment assistance.
  • Secure Transactions: Enjoy robust security measures to protect your data and transactions.
Additional Highlights

More About SmartWealth

The HDFC Bank SmartWealth App offers a range of features designed to enhance the investment experience.

Users can explore the app’s features without registration, enjoy a seamless onboarding experience and start investing immediately.

The app includes investment profiling facilities, allowing users to determine their preferred asset classes and investment styles. It provides customised portfolio construction and rebalancing services to help you achieve your financial goals, featuring multi-product model portfolios.

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The investment journey is milestone-based with a DIY tool for fund selection.

The engaging dashboard offers a comprehensive view of investments, while consolidated account statements and reports provide detailed portfolio insights.

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The virtual RM facility offers real-time assistance and personalised support.

SmartWealth app offers numerous benefits for investors. It provides seamless onboarding, allowing users to start investing without registration. The app features investment profiling to tailor investment strategies to individual preferences. Customised portfolio construction and rebalancing help achieve financial objectives, while the milestone-based investment feature offers a personalised experience. The engaging dashboard provides a comprehensive view of investments, highlighting market value, family wealth, and investment analytics. Consolidated account statements and reports give detailed insights into investment performance. Additionally, the virtual RM offers real-time assistance, enhancing the overall investment experience with personalised support and proactive query resolution.

To sign up for SmartWealth, users need a few essential documents. These include:

A valid government-issued ID (such as an Aadhaar card or passport) for identity verification

A PAN card for tax purposes

Proof of address, which can be a utility bill, bank statement, or rental agreement

A recent passport-sized photograph (to facilitate digital onboarding)

These documents ensure a seamless and compliant registration process, allowing users to start investing with SmartWealth efficiently and securely.

Simplify your financial journey. Download HDFC Bank SmartWealth app today! Watch the video to know more.

Click here to read Disclaimer & Consent information.

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

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Frequently Asked Questions

Any customer with a savings account at HDFC Bank can register for SmartWealth. The bank account can be Single or Either/Survivor. The investor PAN needs to be KYC registered compliant as per SEBI guidelines. You can check your PAN status here: https://camskra.com

You can drop an email at smartwealth@hdfc.bank.in for any queries pertaining to SmartWealth.

No, only one account can be linked for all purchases & redemptions on SmartWealth.

No, SmartWealth platform is absolutely free.
** Investments are subject to market risk; please read the scheme related documents carefully.

HDFC Bank SmartWealth app is a comprehensive investment and wealth management platform designed to help users manage and grow their financial assets efficiently. It offers a range of services, including portfolio tracking, financial planning, and access to various investment products.

The entry age for the HDFC Bank SmartWealth app is 18 years, ensuring that users are legally eligible to participate in investment activities and manage their wealth effectively through the platform.

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