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What's in store for you

Key Benefits 

Know More About Specialé Activ Account

Fees & Charges

  • For consolidated Savings Fees & Charges, Click here.

  • Consolidated Savings Fees & Charges (w.e.f. 1st August 2025), Click here
Fees & Charges

Deals & Offers

Check out the deals

  • CashBack and discounts with Debit Card: 5% CashBack on shopping via PayZapp and SmartBuy.
  • SmartBuy Offer: Click here
  • PayZapp offer: Click here
  • UPI offers: Click here
  • Net Banking offers: Click here
  • BillPay offers: Click here
Insurance Benefits

Offer Terms & Conditions

*Amazon Pay Gift Card / Flipkart voucher Terms & Conditions

  • Minimum spends of ₹25,000 on the Debit Card in the first 90 days from the date of Account opening.
  • Standing Instructions/ACH in the Speciale Activ Savings account maintained for Home Loan EMI payment.

** Uber / Swiggy / PVR/ Apollo Pharmacy voucher subject to the following conditions:

  • You receive vouchers up to INR 300 that can be redeemed for Uber, PVR etc. after the end of every quarter if your Debit Card is active every month.
  • Standing Instructions/ACH in this Speciale Activ Savings Account maintained for Home Loan EMI payment.

Click here to know more.

Most Important Terms and Conditions

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
  • *To enjoy Zero Balance, HDFC Bank Home Loan ACH/SI Mandate is required.
Most Important Terms and Conditions

Documents required to get you started

Officially Valid Documents (OVDs) for establishing Proof of Identity And Mailing Address

OVD (any 1)

  • Passport  
  • Aadhaar Card**
  • Voter ID  
  • Driving Licence   
  • Job Card
  • Letter issued by the National Population Register

**Proof of possession of Aadhaar (any 1):

  • Aadhaar letter issued by UIDAI
  • E-Aadhaar only downloaded from UIDAI website
  • Aadhaar Secure QR Code
  • Aadhaar Paperless Offline e-KYC

Click here to know complete documentation details

Ways to Open a Bank Account

Online Account Opening

Open an account digitally from the comfort of your home/office.

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MobileBanking

Use HDFC Bank’s MobileBanking App for account opening.
Enjoy safe, secure and convenient Banking at your fingertips.

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WhatsApp Banking

Type/Tap on your query with Chat Banking
WhatsApp on 70-700-222-22 for 24/7 Assistance

Download Now

Nearest Branch

Visit any of the 9,616 branches for seamless banking
Complete the process with in-person assistance.

Locate Branch

Frequently Asked Questions

Specialé Activ Account is an exclusive banking product offered by HDFC Bank with a range of benefits designed specifically for customers who have a Home Loan EMI with HDFC Bank.

No, there is no minimum cash deposit limit required to open a Specialé Activ Account. 

HDFC Bank's Specialé Activ Account offers features like zero balance requirement, unlimited ATM withdrawals, a Platinum Debit Card, and preferential rates on loans. It also provides access to lifestyle benefits, insurance cover, and exclusive offers on shopping and dining.

The Specialé Activ Account is exclusively available to HDFC Bank Home Loan customers. If you have an active home loan with HDFC Bank, you are eligible to open this tailor-made account designed to make every EMI more rewarding.

To open Specialé Activ Account:

Existing HDFC Bank Account holders:   

  • Download the application form 
  • Fill in your details and drop it off at your local HDFC Bank branch 
  • We'll handle the rest and send the card to your mailing address. 

Non-HDFC Bank Account holders:

  • Download the Account Opening form 
  • Fill it out, including the Debit Card application 
  • Submit it to the HDFC Bank branch, and we'll assist with the rest.

Grow your savings today with flexible, safe and easy banking.

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