Non-Withdrawable Deposits

More rewards than ever before

Returns

  • Earn high returns on Fixed Deposits starting at ₹2 crores.

  • Benefit from compound interest on reinvestment deposits.

Tenure

  • Flexible terms from 89 days to 10 years.

  • 1 year for deposits ₹2 - <₹5 crore

  • 89 days for deposits ≥ ₹5 crore

Payouts

  • Enjoy monthly or quarterly interest payout options.

  • Choose reinvestment to maximise your earnings.

Wondering if you are eligible?

Below are the individuals and groups eligible for a Regular Fixed Deposit:

  • Residents
  • Hindu undivided families
  • Sole proprietorship firms
  • Partnership firms
  • Limited companies
  • Trust accounts
Non withdrawable deposit

Secure Your Savings with Fixed Deposits
Just like 5 crore+ HDFC Bank customers

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Frequently Asked Questions

You can apply for a HDFC Bank Non-Withdrawable Fixed Deposit by visiting your nearest HDFC Bank branch. 

Below are the eligible individuals and groups:

  • Residents

  • Hindu undivided families

  • Sole proprietorship firms 

  • Partnership firms

  • Limited companies

  • Trust accounts

HDFC Bank's Non-Withdrawable FDs offer a secure investment avenue with callable deposits. Investors benefit from a fixed interest rate throughout the deposit tenure, ensuring stable returns. With a reasonable minimum deposit requirement, individuals can initiate their investment journey with ease. Although lacking a withdrawal option during the deposit period, this feature reinforces commitment and maximises returns. 

  • Guaranteed returns

  • Flexible tenure options

  • Monthly/quarterly interest payout 

  • Compound interest growth

HDFC Bank offers competitive FD rates, making these non-withdrawable FDs an attractive choice for risk-averse investors seeking stability and growth. To apply for the Non-Withdrawable FD online, you'll need the following documents:

Proof of Identity:

  • Aadhaar card

  • PAN Card 

Proof of Address:

  • Most recent utility bill

  • Passport

Proof of Income: 

  • Recent salary slips (employed)

  • Income tax returns (self-employed)

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*The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.