Money transfer from USA

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About Money Transfers

Send money from the USA to India in a jiffy
Sending money from the USA to other countries is now more convenient than ever. With a range of reliable services at your fingertips, you can securely and affordably transfer funds to family, friends, or business partners worldwide. These services ensure your money reaches its destination safely, providing peace of mind and convenience for all your financial transactions. Whether you're supporting loved ones abroad, funding international education, or managing business payments globally, efficient money transfer services from the USA offer tailored solutions to suit your needs. You can benefit from competitive exchange rates, low fees, and speedy bank transfer times; rest assured that your money will be handled with utmost care. All you need to do is explore your options and select the ideal provider for swift and secure delivery of your funds, regardless of the destination.

Key Services for Money Transfer from Africa

Telegraphic/Wire Transfer

  • Utilise the wire transfer and telegraphic transfer options to move money from your local bank to the beneficiary's HDFC Bank Account in India via our global network of correspondent banks.

Important Notice: Due to the termination of our agreement with Royal Bank of Scotland (RBS) on December 31, 2015, remittances for Turkish Lira (TRY) and EURO (EUR) received after December 28, 2015, will not be processed.

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Demand Drafts, Traveller's Cheques, or Cheques

  • Transfer Money to India via Demand Drafts, Traveller's Cheques, or Cheques
    Use the most dependable and tried-and-true method of transferring money by mailing demand drafts or cheques to your Indian branch together with a letter of instruction that includes the beneficiary account number.

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Telegraphic / Wire Transfer

Fund Transfer via Third-Party

  • Use our third-party money transfer options to send money from your local bank to the beneficiary's HDFC Bank account in India.

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Funds Transfer through Cheques / Demand Drafts / Traveller’s Cheques

Fees & Charges

Foreign Exchange Transactions:

Remittance Outward-

  • Up to USD 500 or equivalent: ₹500 (flat)

  • Above USD 500 or equivalent: ₹1,000 (flat)

Remittance Inward- No Charge

Other Foreign Exchange Transactions:

  • FCY Cash - Selling: No Charge

  • FCY Cash - Encashing: No Charge

Click here to know more about the fees and charges.

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Frequently Asked Questions

In general, the sender of money to India from the USA is not taxed on it. However, depending on Indian tax laws, the recipient in India might have to declare the amount received if it surpasses specific thresholds. For more detailed advice, it is crucial to speak with an Indian tax expert.

Depending on the service provider, the amount being transferred, and the mode of transfer (wire transfer, online transfer, third-party services), there are different fees associated with sending money from the United States to India. There are three different types of fees:

  1. A fixed fee
  2. A percentage of the transfer amount
  3. A combination of both of the above

Comparing various providers is a good idea to identify the most economical choice.

The highest amount that can be transferred from the United States of America to India is determined by the service provider's policies and the mode of transfer. While some services only allow larger transfers with extra verification, others have daily or monthly caps. It is imperative to ascertain the precise limits of the selected provider.