Third Party Fund Transfer
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About Money Transfers

Send Money Online: International Wire Transfer from USA| HDFC Bank Transfer money from the USA to India with HDFC Bank. Enjoy quick, secure, and reliable international money transfers designed for NRIs. Discover our services today!

Key Features

Xoom Corporation

  • Xoom.com and HDFC Bank have partnered to enable online money transfers to any HDFC Bank account in India.
  • Instant credit is available for funds transferred through Xoom.com to HDFC Bank accounts.
  • Registration details and procedures are accessible on Xoom Corporation's website at www.Xoom.com/india.
  • To initiate a transfer, simply click on the HDFC Bank logo on the Xoom.com website.

Get started in 3 easy steps

To remit funds through Xoom.com

Step 1: Sign up on Xoom.com

Step 2: Enter recipient and payment information

Step 3: Send money

To remit funds through Transfast

Step 1: Sign up on Transfast.com

Step 2: Select country and amount

Step 3: Enter recipient and payment information

To remit funds through WellsFargo ExpressSend

Step 1: Talk to a Wells Fargo banker

Step 2: Provide beneficiary information

Step 3: Send your first transfer

Xoom Corporation

Send Money with Wells Fargo Express

  • Wells Fargo, a prominent US bank, has partnered with HDFC Bank to facilitate remittance services to India.
  • To use Wells Fargo's Express Send service for sending money to India, senders need to register with Wells Fargo Bank. 

Click here for steps to enrol for Wells Fargo Express Send Services

Send Money with Wells Fargo Express

Remitly

  • Remitly and HDFC Bank have collaborated to enable easy, quick, and secure money transfers to any HDFC Bank Account in India.
  • Remitters using Remitly's service can track their online third-party fund transfers from the USA to India via email and text message.
  • Customers can receive a Delivery Promise from Remitly, informing them of the expected arrival time for each transfer.
  • Remitly, headquartered in the United States, is the largest independent digital remittance company, facilitating $5 billion in remittances annually worldwide from the US, UK, Australia, and Canada.
  • With Remitly's user-friendly mobile app and proprietary global transfer network, sending money is faster, easier, more transparent, and cost-effective compared to traditional money transfer methods.
  • For more details, visit https://www.remitly.com/us/en/india
Remitly

TRANSFAST

  • Instant bank deposits to HDFC Bank accounts in India through a partnership with TRANSFAST.
  • To utilise this service, remittance senders need to register at https://transfast.com and complete a transaction.
  • TRANSFAST is a leading provider of cross-border, multi-currency payment solutions globally.
  • The company operates an extensive network spanning over 120 countries and 2 lakh payout points across the Americas, Middle East, Asia, Europe, Australia, and Africa.
  • For rates and further details, visit TRANSFAST's website for more information, visit: https://transfast.com/send-money-to-india.
TRANSFAST

TERMS AND CONDITIONS

The 'CASH ON CALL' Loan is sanctioned at the sole discretion of HDFC Bank Ltd. Your availing of the loan will be deemed to be your unconditional acceptance of the terms and conditions and you will be bound by the same.

  • Interest & charges

Please note that Monthly Payment = Principal Amount+Interest Amount. Please refer to the Amortization Schedule (will be sent after your loan is set up) for details of Principal Amount & Interest Amount.

Please also note that the above EMI amount will be part of the Minimum Amount Due (MAD), appearing in your monthly HDFC Bank Credit Card statement. Payment of MAD is required to keep your card regular.

Interest & other applicable charges are levied on the balance outstanding.

  • Loan Closure

Processing fee amount will get levied during the immediate billing cycle post loan booking.

Please note that post booking of this loan, you would be unable to withdraw cash using your HDFC Bank Credit Card. We also take this opportunity to confirm that the facility of cash withdrawal would be restored on payment of your loan in full / pre closure of the loan whichever is earlier.

If your HDFC Bank Card gets closed before all the installments have been charged, the Loan outstanding will get debited to your card account is liable to be suspended and could further be terminated.

Partial pre-payment or partial closure is not permitted on this loan.

This Loan can be pre closed any time during the tenure. In case of pre-closure of the loan, a charge, currently 3% of the balance principal outstanding plus Service Tax will be applicable. As the pre-closure charge is subject to change, we request you to get in touch with your nearest call centre for the applicable charge if you decide to pre-close the Loan. HDFC Bank reserves the right to revise the pre-closure penalty at its discretion.

  • Subject to change

HDFC bank reserves the right at any time, without previous notice, to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part this scheme by another Offer, whether similar to the Offer or not, or to withdraw it all together.

You will not hold HDFC bank responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges, expenses, which a participant may suffer, sustain or incur by the Offer. All disputes, if any, arising out of or in connection with or as a result of the Offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent Courts/Tribunals in Chennai only.

TERMS AND CONDITIONS

More About

Third Party Fund Transfers from the USA to India offer competitive exchange rates, nominal fees and quick processing times. You can track your transfers online and reach out to a dedicated customer support team for further assistance.

Transferring money through HDFC Bank's Third-Party Fund Transfer offers benefits like competitive exchange rates, speedy transactions and secure transfers, ensuring your money reaches its Indian destination safely.

You can use the following services for Third Party Fund Transfer from the US:

HDFC Bank has partnered with Xoom.com for instant transfers to any HDFC Bank account in India. Register at www.Xoom.com/india, and select the HDFC Bank logo for quick money transfer services.

For Wells Fargo’s Express Send, sign up with Wells Fargo Bank and follow their enrolment steps for the service.

Remitly offers a fast and secure transfer service. Register at: https://www.remitly.com/us/en/india to start sending money with delivery promises and tracking.

With TRANSFAST, enjoy instant Bank Deposits by registering at https://transfast.com and completing your transaction.

Frequently Asked Questions

Funds transferred to India from the USA via Third Party Fund Transfer are not taxable in India, up to a certain limit. It’s advisable to consult with a tax professional regarding any obligations in the USA. 

Third-party services like Xoom, Wells Fargo Express Send, Remitly, and TRANSFAST offer varied rates for fund transfers from the USA to India. Charges depend on the service provider, transfer amount and speed. 

There’s no cap on the amount you can send, making it convenient for large transactions.