Women Savings Account

What’s in store for you?

Key Benefits

1 Cr + customers trust HDFC Bank!

Open Women’s Savings Account via 100% digital process

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women savings account

Know More About Women’s Savings Account

Fees and Charges

  • The HDFC Bank Women’s Account requires maintaining an Average Monthly Balance (AMB) of ₹10,000 for Metro and Urban branches and ₹5,000 for Semi-Urban and Rural branches. This account is designed to offer tailored banking solutions while ensuring flexibility for customers across different locations.

  • HDFC Bank’s Women’s Savings Account is the ideal solution for women accountholders looking to manage their banking, lifestyle, and investment needs on one platform. Click here for more information.
Enjoy Special Discounts and Offers

Stay Protected

  • Additional International Air Coverage of flat ₹25 Lakh on purchase of air ticket using your Debit Card

  • Fire & Burglary for the items purchased under Debit Card (up to 90 days) - Sum assured ₹2,00,000

  • Loss of checked baggage - Sum assured ₹2,00,000*

Please note: For claims to be accepted and processed, the first holder of the Women's Savings Account has to have made at least 1 Point of Sale (POS) purchase at a merchant establishment 3 months before the date of the accident.

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Enjoy Special Discounts

  • Annual Maintenance Charge (AMC) waiver for the first year 

  • Preferential loan rates 

  • 50% discount on Gift Plus Card issuance with a minimum load of ₹5,000 on the card through the branch or via NetBanking. 

  • CashBack up to ₹1 for every ₹200 spent

  • Enjoy exclusive shopping benefits available on select brands. Click here to know more.
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Deals & Offers

Check out the deals

  • CashBack and discounts with Debit Card: 5% CashBack on shopping via PayZapp and SmartBuy.
  • SmartBuy Offer: Click here
  • PayZapp offer: Click here
  • UPI offers: Click here
  • NetBanking offers: Click here
  • BillPay offers: Click here
Check out the deals

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
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Wondering If You Are Eligible?

The following people are eligible to open a Women's Savings Account:

  • The first account holder should be a woman.
  • Resident individuals (sole or joint account).
  • Foreign Nationals residing in India*.


*Foreign Nationals should be residing in India for more than 180 days and must possess: A valid passport, a valid visa, an FRRO (Foreign Region Registration Office) Certificate, and a Residential Permit.

Documents required

Officially Valid Documents (OVDs) for establishing Proof of Identity And Mailing Address

OVD (any 1)

  • Passport  
  • Aadhaar Card**
  • Voter ID  
  • Driving Licence   
  • Job Card
  • Letter issued by the National Population Register

**Proof of possession of Aadhaar (any 1):

  • Aadhaar letter issued by UIDAI
  • E-Aadhaar only downloaded from UIDAI website
  • Aadhaar Secure QR Code
  • Aadhaar Paperless Offline e-KYC
  • Click here to know complete documentation details
Instant Savings & Salary Account Application Process

Application Process for Opening a Digital Account with Aadhaar

Apply online in just 4 simple steps:

  • Step 1: Validate your mobile number
  • Step 2: Select the ‘Account Type’ of your choice
  • Step 3: Provide personal details including Aadhaar number
  • Step 4: Complete Video KYC
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Simplify KYC with Video Verification

  • Keep your PAN Card and Aadhaar-enabled phone handy, along with a pen (blue/black ink) and white paper. Ensure you have good connectivity/network
  • Enter your Aadhaar number at the start and verify yourself using OTP.
  • A bank representative will then verify your details, such as LIVE signature, LIVE photo, and location.
  • Once the video call is complete, your video KYC process stands completed.
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Ways to open a Bank Account

Frequently Asked Questions

You can easily apply for a Women's Savings Account in India online.  

 

Existing HDFC Bank Account holders:   

 

  • Download the application form   

  • Fill in your details and drop it off at your local HDFC Bank branch   

  • We'll handle the rest and send the card to your mailing address.   

  Non-HDFC Bank Account holders:   

 

  • Download the Account Opening form   

  • Fill it out, including the Debit Card application   

  • Submit it to the HDFC Bank branch, and we'll assist with the rest  

There is no specific cash deposit limit for a Women's Savings Account. You can deposit or withdraw funds as per your needs, within the limits set by the bank's policies. 

Yes, there is a minimum deposit requirement of ₹10,000 to open a Women's Savings Account online. This initial deposit ensures that you can start enjoying the benefits and features of the account right away.

The HDFC Bank Women's Savings Account offers attractive interest rates, exclusive offers, and discounts on various products and services. Additionally, it provides comprehensive insurance coverage, including a ₹10 lakh accidental death cover and a ₹1 lakh accidental hospitalisation cover. Furthermore, account holders receive a daily cash allowance of ₹1,000 for up to 10 days per year for hospitalisation due to an accident. They also enjoy preferential rates on loans, making it easier to achieve their financial objectives. 

The HDFC Bank Women's Savings Account offers exclusive discounts and offers from partner merchants, easy cash withdrawal, easy banking with a Debit Card providing additional insurance coverage, cross-product benefits including waivers and preferential rates, and convenient banking with free passbooks, email statements, and various banking facilities. The Money Maximiser facility helps to earn higher interest on idle funds automatically. 

Grow your savings today with flexible, safe and easy banking.

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